The Coconut Company is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €430k and a net result of €248k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 60% of 5498 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
31 d early
2023
29 d early
2022
40 d early
2021
38 d early
2020
32 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€430k▲ 136%
2024 · €182k
2018: €345k
2019: €155k
2020: €159k
2021: €158k
2022: €180k
2023: €178k
2024: €182k
2018 → 2025
Net result
€248k▲ 6,029%
2024 · €4k
2018: €-10k
2019: €-190k
2020: €4k
2021: €-7k
2022: €22k
2023: €-2k
2024: €4k
2018 → 2025
Total assets
€693k▲ 34.3%
2024 · €516k
2018: €347k
2019: €265k
2020: €276k
2021: €543k
2022: €520k
2023: €461k
2024: €516k
2018 → 2025
Solvency
62.0%▲ 26.7pp
2024 · 35.2%
2018: 99.3%
2019: 58.5%
2020: 57.6%
2021: 29.1%
2022: 34.7%
2023: 38.6%
2024: 35.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€158k-€180k▲ 14.1%€178k▼ 1.2%€182k▲ 2.3%€430k▲ 136%
Operating result€-363-€32k€11k▼ 64.1%€15k▲ 31.4%€315k▲ 2,016%
Net result€-7k-€22k€-2k€4k€248k▲ 6,029%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2,016% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €693k
Fixed assets
€347k▲ 4.0%
Current assets
€347k▲ 89.3%
Equity and liabilities €693k
Equity
€430k▲ 136%
Debt
€264k▼ 21.2%
The debt ratio falls from 64.8% to 38.0%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
62.0%▲
2024 · 35.2%
ROE
57.7%▲
2024 · 2.2%
ROA
35.7%▲
2024 · 0.8%
Debt
€264k▼
2024 · €334k
Debt ≤ 1 year
€264k▼
2024 · €334k
Income taxes
€63k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€516k€693k▲
Fixed assets21/28€333k€347k▲
Tangible fixed assets22/27€117k€113k▼
Plant, machinery and equipment23€11k€9k▼
Furniture and vehicles24€105k€104k▼
Financial fixed assets28€216k€234k▲
Current assets29/58€183k€347k▲
Amounts receivable within one year40/41€125k€211k▲
Trade receivables40€9k€156k▲
Other amounts receivable41€116k€55k▼
Cash at bank and in hand54/58€57k€134k▲
Deferred charges and accrued income490/1€559€1k▲
Equity and liabilities
Total equity and liabilities10/49€516k€693k▲
Equity10/15€182k€430k▲
Contributions10/11€178k€178k=
Reserves13€18k€252k▲
Distributable reserves133€18k€252k▲
Profit (loss) carried forward14€-14k-
Amounts payable17/49€334k€264k▼
Amounts payable within one year42/48€334k€264k▼
Current portion of amounts payable after more than one year42€100k€40k▼
Trade debts44€2k€755▼
Suppliers440/4€2k€755▼
Taxes, remuneration and social security45€8k€93k▲
Taxes450/3€8k€93k▲
Other amounts payable47/48€223k€130k▼
Accrued charges and deferred income492/3€793-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€6k▼
Other operating charges640/8€647€79▼
Gross operating margin9900€24k€322k▲
Operating profit (loss)9901€15k€315k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€9k€4k▼
Recurring financial charges65€9k€4k▼
Profit (loss) for the period before taxes9903€6k€311k▲
Income taxes67/77€2k€63k▲
Profit (loss) for the period9904€4k€248k▲
Profit (loss) for the period to be appropriated9905€4k€248k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€234k▲
Profit (loss) brought forward from the previous period14P€-18k€-14k▲
Transfer to equity691/2-€234k
To other reserves6921-€234k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 7 days late
2025
31-12
Financial
Highest result since 2018net €248k ▲6029%
Operating result €315k, net result €248k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.32
Current ratio from 0.55 to 1.32; short-term debt falls from €334k to €264k.
31-12
Financial
Equity above €200kEq €430k ▲136%
2 profitable years in a row build equity to €430k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €-190k
Net result drops to €-190k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
23-11-2023
Resigned as Director
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins de Lignestraat 163001 LeuvenGround area
6.3 ha
Building footprint
1.1 ha
Volume, LiDAR
98,134 m³
2 parcels, Flanders · tallest building 17.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Grauwmeer 16, 3001 Leuven
since 20102.188.851.124
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24514B0180/00K000 | Flanders | 6.2 ha | 1 · 1.0 ha | 17.2 m · 3 fl. |
| 24434F0286/00R014 | Flanders | 414 m² | 1 · 190 m² | 16.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
6 connected companiesNetwork connections
Shared address
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Shared address
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Shared address
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Shared address
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Show 2 more network connections
Shared address
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Shared address
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Public money · subsidies and aid
Flemish government
2023 · 1 entry · 247 EUR awarded · 247 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 247 EUR | 247 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
549300OLJY0MV1BJ8U56
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 13,708 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.