Equity
€216,078 ▲ 123%
TERCAE has made a profit in every financial year since 2020.
TERCAE
Lifetime
6 annual accounts with figures on one time axispeak €200,233 (2025)
€200,233▲ 217%
peak €119,278 (2025)
€119,278▲ 326%
peak €216,078 (2025)
€216,078▲ 123%
€70,703▼ 26.0%
Board3 names since 2019
2 directorsVANDENBROUCKE Tildeke Nathalie Lieve and 1 other
Documentsfilings and deeds
10-03-202651 days before the deadline
2025micro format
Gross margin from €63,226 to €200,233Result from €27,969 to €119,278Equity from €96,800 to €216,078Debts from €95,481 to €70,703Cash from €40,988 to €143,161
Key points
from the 2025 annual accountsResult
€119,278 ▲ 326%
The result rose in 2025 from €27,969 to €119,278.
Turnover
≈ €310,000 estimated
The micro format states no turnover.
Liquidity
3.48 was 1.11 in 2024
Short-term debts fell from €77,870 to €58,002.
Filings
6 annual accounts since 2020
The last five annual accounts were filed 2 to 51 days before the end of the period.
Position in the sector
€119,278
Higher net result than 83% of companies in financial services. Sector median €32,856 · 9,773 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-03-2026, 51 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
51 days early
2024
22 days early
2023
15 days early
2022
10 days early
2021
2 days early
2020
15 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 19 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 16 April (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end11-11-2026 today30-04-2027 deadline
Board and ownership
- LUYS Steven Leon Gino 50 sharesdeed of 22-01-2019
- VANDENBROUCKE Tildeke Nathalie Lieve 50 sharesdeed of 22-01-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0717858990
Appointments: LUYS Steven (director) and VANDENBROUCKE Tildeke (director)
General meeting of 13-04-2023 · Gazette deed
Appointment: Steven LUYS (director)
General meeting of 01-04-2021 · Gazette deed
First establishment
Beukendreef 6, Kruisem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TERCAE Kruisem | €286,781 | €200,233 | 75.3% | - |
| Bastelare Investment Group Lochristi | €286,049 | €178,046 | 13.8% | - |
| PROsVenture Nazareth-De Pinte | €368,250 | €180,204 | 89.3% | - |
| RUBCARE Ghent | €304,171 | €231,096 | 28.1% | - |
| JULKO Izegem | €307,807 | €211,821 | 87.9% | - |
| Antares Capital Ichtegem | €299,648 | €205,173 | 1.4% | - |
| REMATA Zwevegem | €260,766 | €215,942 | 65.7% | - |
These companies have the same main activity as TERCAE: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €261,000 and €368,000, founded between 2018 and 2020.
Official details
Source: KBO- Status
- Active since 02-01-2019Normal situation
- Activity
- Activities of holding companiesNACE 64210
- Establishment unit
- 2.284.304.4689770 Kruisem, since 09-01-2019
- Financial year end
- 30 September
- Peppol
- Reachable since 10-01-2025
Annual accounts to 30-09-2025
- €286,781▲ 49.1%
- Filing
- Filed on 10-03-2026, 51 days before the end of the filing period
Insights on TERCAE
TERCAE files the micro format. That format states no turnover. The gross margin rose from €59,363 in 2020 to €200,233 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TERCAE
- What is the company number of TERCAE?
- The company number of TERCAE is 0717.858.990. The VAT number is the same number with BE in front: BE 0717.858.990.
- Where is TERCAE based?
- The registered office is at Beukendreef 6, 9770 Kruisem.Company details
- What does TERCAE do?
- According to the KBO register, the main activity is activities of holding companies (NACE 64210).
- What is the legal form of TERCAE?
- TERCAE is a private limited company (BV).
- When was TERCAE founded?
- TERCAE was founded on 02-01-2019.
- Is TERCAE still active?
- Yes, TERCAE is an active enterprise in the KBO register.
- What is the turnover of TERCAE?
- The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €200,233 and 32 comparable companies (NACE 64210). It probably lies between €270,000 and €390,000.Financials
- Is TERCAE profitable?
- In financial year 2025, TERCAE made a profit of €119,278.
- Where can I find the annual accounts of TERCAE?
- TERCAE filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TERCAE due?
- TERCAE must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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