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Polderberg

Active Public limited companyfounded 2019active for 7 yearsKapelanielaan 10, 9140 TemseKBO/BCE: BE 0736.839.615 subsidiary of CLEZ

Lifetime

6 annual accounts with figures on one time axis
peak €1.3m (2025)
€1.3m▲ 7.5%
lowest -€248,266 (2023)
€245,196▲ 22.0%
peak €2.4m (2025)
€2.4m▲ 11.5%
€9.9m▼ 8.3%
peak 0 FTE (2023)
0 FTE 
Board7 names since 2019
2 directorsFDC Management BV and 1 other
Owners3 names in the annual accounts
Documentsfilings and deeds
17-06-202644 days before the deadline
2025financial year
Cash from €107,715 to €145,681

Key points

from the 2025 annual accounts

Turnover

≈ €2.4m estimated

The accounts state no turnover.

Debts

€9.9m 81% of the balance sheet
Financial debts 90%Suppliers 0%Taxes and wages 0%Other 10%

€9.6m of the debts are secured on the company's own assets. In 2022 that was €6.3m.

Position in the sector

€1.3m

Higher gross margin than 91% of companies in head offices and management consultancy. Sector median €101,536 · 2,706 companies.

Checked score

94
Excellent
Financially stronger than 50% of medium-sized companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 802 companies (NACE 70, medium-sized).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.4%▲ +0.1 percentage points vs 05-2025highest value 07-2025: 0.1%▼ -0.3 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Average

44+2equity 19.4% of total assets
51=short-term debt 8.2% · cash 1.2%
47+4return on assets 2.0%

Score breakdown

raises risk
Liquidity: current ratio 0.15, cash €145,681
lowers risk
Size: total assets €12.2m
Sector: Activities of head offices; management consultancy activities (NACE 70)
Figures for financial year 2025 (filed on 17-06-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, medium-sized). It does better than 17% of them on solvency, 64% on liquidity, 51% on profitability and 70% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 144 companies had the same profile as Polderberg has now. Each dot is one company, two years later.

96.5%
were still trading
2.1%
stopped another way
1.4%
went bankrupt
  • Medium-sized
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

The bankruptcy probability of Polderberg itself is lower: 0.1% within 12 months. It rests on far more data about Polderberg than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 144 companies, not a prediction for Polderberg. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €220,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.15 (0.2 in 2024), below 1. Short-term debt is 8.2% and cash 1.2% of total assets. 80.6% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €12.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.15, cash €145,681
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Figures for financial year 2025 (filed on 17-06-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 3873 sector peers (2025).
NBB · sector comparison
Position among 3873 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
44 days early
2024
43 days early
2023
40 days early
2022
7 days early
2021
8 days late
2020
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 25 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

FM
FDC Management BV
Director, De Clercq Filip, since 17-05-2023
VE
Director, since 17-05-2023
VB
Auditor, Bart Roose
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0736839615
Environmental permit granted Bouwen of herbouwen · Zele
Company renamed from TEMCOR to Polderberg “Opslag en vervoersondersteunende activiteiten, het uitvoeren van logistieke diensten in de meest ruime zin van…” (deed in Dutch) · General meeting of 28-06-2023 · Gazette deed
Registered office moved to Temse New registered office: Kapelanielaan 10, 9140 Temse · Resignations: Cordeel Filip, Ivens Paul, Cordeel Dirk, De Bruyn Erik and VGD Bedrijfsrevisoren BV (statutory auditor) · Appointments: FDC Management BV (director) and Vanlerberghe Ellen (director) · Board meeting of 17-05-2023 · Gazette deed
All 19 events

Comparable companies

same main activity, similar in size and age
Company
Polderberg Temse €12.2m €1.3m 19.4% 0
SPOTTS Aalst €14.7m €1.0m 37.7% 0
ES CONSULTANCY Bree €8.5m €1.2m 35.0% 0
DE NIVERLÉE Koksijde €11.4m €1.0m 35.6% 0
ARCHIMEDES 21 Pepinster €11.4m €0.9m 58.4% 0.8
Liftman Anzegem €7.5m €0.9m 24.1% 0
Collignon Technologies Uccle €9.3m €1.0m 21.6% 1

These companies have the same main activity as Polderberg: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €7.5m and €15m, founded between 2015 and 2021.

Official details

Source: KBO
Status
Active since 28-10-2019Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.331.461.8119140 Temse, since 01-04-2022
Financial year end
31 December
Peppol
Reachable since 18-09-2026
Company details

Annual accounts 2025

€12.2m▼ 5.0%
Filing
Filed on 17-06-2026, 44 days before the end of the filing period
Financials

Companies linked to Polderberg

Insights on Polderberg

Polderberg has existed since 2019. The present size dates from 2024. The gross margin rose that year from €430,387 to €1.2m.

The gross margin has grown every year since 2022.

CLEZ holds all the shares. In May 2023, four directors stepped down.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Polderberg

What is the company number of Polderberg?
The company number of Polderberg is 0736.839.615. The VAT number is the same number with BE in front: BE 0736.839.615.
Where is Polderberg based?
The registered office is at Kapelanielaan 10, 9140 Temse.Company details
What does Polderberg do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of Polderberg?
Polderberg is a public limited company (NV).
When was Polderberg founded?
Polderberg was founded on 28-10-2019.
Is Polderberg still active?
Yes, Polderberg is an active enterprise in the KBO register.
What is the turnover of Polderberg?
The turnover in financial year 2025 is ≈ €2.4m. This figure is estimated from the gross margin of €1.3m and 36 comparable companies (NACE 70200). It probably lies between €1.7m and €3.1m.Financials
Is Polderberg profitable?
In financial year 2025, Polderberg made a profit of €245,196.
Where can I find the annual accounts of Polderberg?
Polderberg filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Polderberg due?
Polderberg must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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