TECOBE
ActiveTECOBE has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €30k. Equity is shrinking by ~18% per year across the filed fiscal years. Its solvency ranks better than 24% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+10
Solvency48▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.2 in 2024; short-term debt: 76.5% and cash: 69.7% of total assets), and 76.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.5%
Return on assets
9.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 9389 sector peers (2025).
NBB · sector comparisonPosition among 9389 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
56 d early
2023
51 d early
2022
53 d early
2021
52 d early
2020
46 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k=
2024 · €78k
2018: €272k
2019: €327k
2020: €271k
2021: €303k
2022: €268k
2023: €78k
2024: €78k
2018 → 2025
Total assets
€331k▲ 7.5%
2024 · €308k
2018: €309k
2019: €359k
2020: €303k
2021: €373k
2022: €392k
2023: €395k
2024: €308k
2018 → 2025
Net result
€30k▲ 852%
2024 · €3k
2018: €76k
2019: €55k
2020: €44k
2021: €79k
2022: €38k
2023: €2k
2024: €3k
2018 → 2025
Working capital
€47k▲ 2.5%
2024 · €46k
2018: €258k
2019: €319k
2020: €269k
2021: €269k
2022: €245k
2023: €61k
2024: €46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€303k-€268k▼ 11.6%€78k▼ 71.0%€78k=€78k=
Operating result€32k-€49k▲ 52.4%€9k▼ 81.6%€25k▲ 179%€27k▲ 6.2%
Net result€79k-€38k▼ 51.7%€2k▼ 94.8%€3k▲ 62.7%€30k▲ 852%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €331k
Fixed assets
€30k▼ 3.7%
Current assets
€300k▲ 8.8%
Equity and liabilities €331k
Equity
€78k=
Debt
€253k▲ 10.1%
The debt ratio rises from 74.8% to 76.5%. Debt is higher.
Key figures and ratios
EBITDA
€33k▲
2024 · €31k
Cash flow
€36k▲
2024 · €9k
Solvency
23.5%▼
2024 · 25.2%
Current ratio
1.19▼
2024 · 1.20
Quick ratio
1.19▼
2024 · 1.20
Debt / equity
3.26▲
2024 · 2.96
ROE
39.1%▲
2024 · 4.1%
ROA
9.2%▲
2024 · 1.0%
Interest coverage
74.53▲
2024 · 35.28
Debt
€253k▲
2024 · €230k
Debt ≤ 1 year
€253k▲
2024 · €230k
Income taxes
€-4k▼
2024 · €22k
Staff costs
€53k▼
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€308k€331k▲
Fixed assets21/28€32k€30k▼
Tangible fixed assets22/27€32k€30k▼
Land and buildings22€20k€18k▼
Plant, machinery and equipment23€3k€5k▲
Furniture and vehicles24€8k€7k▼
Current assets29/58€276k€300k▲
Amounts receivable within one year40/41€99k€60k▼
Trade receivables40€95k€56k▼
Other amounts receivable41€4k€4k▲
Current investments50/53€3k€3k▲
Cash at bank and in hand54/58€174k€230k▲
Deferred charges and accrued income490/1€284€7k▲
Equity and liabilities
Total equity and liabilities10/49€308k€331k▲
Equity10/15€78k€78k=
Contributions10/11€31k€31k=
Outside capital11€31k€31k=
Share premium1100/10€28k€28k=
Other1109/19€3k€3k=
Reserves13€47k€47k=
Distributable reserves133€47k€47k=
Amounts payable17/49€230k€253k▲
Amounts payable within one year42/48€230k€253k▲
Trade debts44€17k€11k▼
Suppliers440/4€17k€11k▼
Taxes, remuneration and social security45€16k€15k▼
Taxes450/3€9k€8k▼
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€197k€227k▲
Income statement
Code20242025
Remuneration, social security and pensions62€53k€53k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€978€719▼
Gross operating margin9900€85k€86k▲
Operating profit (loss)9901€25k€27k▲
Financial income75/76B€387€477▲
Recurring financial income75€387€477▲
Financial charges65/66B€934€656▼
Recurring financial charges65€874€438▼
Non-recurring financial charges66B€60€218▲
Profit (loss) for the period before taxes9903€25k€27k▲
Income taxes67/77€22k€-4k▼
Profit (loss) for the period9904€3k€30k▲
Profit (loss) for the period to be appropriated9905€3k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€30k▲
Profit to be distributed694/7€3k€30k▲
Return on contributions (dividend)694€3k€30k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €2k ▼94.8%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €79k ▲79.7%
Net result €79k, the highest in the series.
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beeldekenslaan 392400 MolGround area
659 m²
Building footprint
117 m²
Volume, LiDAR
14 m³
Parcel 13434F0279/00P000, Flanders · tallest building 4.2 m. Linked by address, not a title deed.
1 establishment unit
TECOBE
since 19832.021.433.775
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13434F0279/00P000 | Flanders | 659 m² | 1 · 117 m² | 4.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PreConSol
BE 0674.421.402
Antwerpen · Eq €78k
EMPULSE SERVICES
BE 1006.250.383
Gent · Eq €78k
Advanced Composite Manufacturing Technologies
BE 0453.668.010
Nazareth-De Pinte · Eq €78k
INDUSTRIAL ENGINEERING SUPPORT
BE 0429.498.182
Waterloo · Eq €78k
Etudes et Installations Electriques & Chauffage
BE 0680.557.443
Tubize · Eq €78k
Of 11,553 companies in sector 71121 we hold annual accounts for 6,555. 5,147 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-1982
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.