Equity
-€124,555
Debts exceed assets in financial year 2025.
Technology en Design
Lifetime
19 annual accounts with figures on one time axis, 26 filings since 2000peak €239,855 (2015)
€54,360▲ 186%
lowest -€202,645 (2017)
-€141,557▲ €6,403
peak €1.1m (2016)
-€124,555▼ €141,557
€1.3m▲ 10.3%
Board2 names since 1999
2 directorsBERGHMANS Paul and 1 other
Documentsfilings and deeds
29-01-20262 days before the deadline
2025micro format
Gross margin from €19,016 to €54,360Loss of €141,557Registered office moved from Scherpenheuvel-Zichem to Leuven 27-02Equity from €17,002 to -€124,555Cash from €4,501 to €31,632
Key points
from the 2025 annual accountsLosses
-€1.2m in nine years
Every financial year from 2017 to 2025 closed with a loss. 2017 was the heaviest.
Turnover
≈ €110,000 estimated
The micro format states no turnover.
Debts
€1.3m 111% of the balance sheet
Financial debts 50%Suppliers 1%Taxes and wages 1%Other 49%
Of this, €585,611 falls due within a year.
Filings
26 annual accounts since 2000
The last five annual accounts were filed 1 to 3 days before the end of the period.
Position in the sector
-€141,557
Lower net result than 95% of companies in head offices and management consultancy. Sector median €27,138 · 39,380 companies.
Checked score
53
Fair
Financially stronger than 7% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%lowest value
01-2025: 0.5%▲ +0.2 percentage points vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 1.2%▲ +0.7 percentage points vs 02-2025
04-2025: 1.2%● unchanged vs 03-2025
05-2025: 1.2%● unchanged vs 04-2025
06-2025: 1.2%● unchanged vs 05-2025
07-2025: 1.2%● unchanged vs 06-2025
08-2025: 1.2%● unchanged vs 07-2025
09-2025: 1.2%● unchanged vs 08-2025
10-2025: 1.2%● unchanged vs 09-2025
11-2025: 1.2%● unchanged vs 10-2025
12-2025: 1.1%▼ -0.1 percentage points vs 11-2025
01-2026: 1.2%▲ +0.1 percentage points vs 12-2025
02-2026: 1.4%▲ +0.2 percentage points vs 01-2026
03-2026: 1.4%● unchanged vs 02-2026
04-2026: 1.4%● unchanged vs 03-2026
05-2026: 1.4%● unchanged vs 04-2026
06-2026: 1.4%● unchanged vs 05-2026
07-2026: 1.4%● unchanged vs 06-2026
08-2026: 1.4%● unchanged vs 07-2026
09-2026: 1.4%● unchanged vs 08-2026
10-2026: 1.4%● unchanged vs 09-2026highest value
11-2026: 1.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€124,555
1 change of registered office in 24 months
Loss of €141,557, the second in a row (financial year 2025)
lowers risk
Size: total assets €1.1m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 7% of them on solvency, 12% on liquidity, 10% on profitability and 0% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 678 companies had the same profile as Technology en Design has now. Each dot stands for 2 companies, two years later.
84.5%
were still trading
6.2%
stopped another way
6.8%
went bankrupt
Another 2.5% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Technology en Design itself is lower: 1.4% within 12 months. It rests on far more data about Technology en Design than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 678 companies, not a prediction for Technology en Design. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.25 (0.25 in 2024), below 1. Short-term debt is 51.3% and cash 2.8% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€124,555
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 days early
2024
2 days early
2023
1 day early
2022
1 day early
2021
3 days early
2020
3 days early
2019
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 29 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0465979585
Registered office moved from Scherpenheuvel-Zichem to Leuven
New registered office: Naamsevest 132 te 3000 Leuven · Previous registered office: Groenstraat 43 bus A, 3270 Scherpenheuvel-Zichem · General meeting of 23-12-2024 · Gazette deed
2 managers resigning, 2 directors reappointed
Resignations: BERGHMANS Paul (manager) and KENNES Rosa (manager) · Reappointments: BERGHMANS Paul (director) and KENNES Rosa (director) · “Ontwikkeling, ontwerp, fabricatie en verkoop van sorteermachines; Het ontwerpen, ontwikkelen, fabriceren…” (deed in Dutch) · General meeting of 23-06-2022 · Gazette deed
First establishment
Groenstraat 43, Scherpenheuvel-Zichem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Technology en Design Leuven | €1.1m | €54,360 | -10.9% | - |
| PRONOBIS Kortenberg | €1.1m | €49,448 | 73.0% | - |
| A. WESTGEEST Tervuren | €1.1m | €62,487 | 98.5% | - |
| WIM CEELEN Leuven | €1.4m | €49,306 | 73.7% | - |
| REGULATORY SOLUTIONS Lasne | €1.1m | €58,529 | 99.6% | - |
| VERLIERO Sint-Niklaas | €1.3m | €57,359 | 60.0% | - |
| LERNO.COM Ixelles | €1.3m | €54,664 | 99.0% | - |
These companies have the same main activity as Technology en Design: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.1m and €1.4m, founded between 1997 and 2001.
Official details
Source: KBO- Status
- Active since 12-05-1999Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.091.206.9643270 Scherpenheuvel-Zichem, since 04-06-1999
- Financial year end
- 30 June
- Peppol
- Reachable since 02-07-2026
Annual accounts to 30-06-2025
- €1.1m▼ 2.0%
- Filing
- Filed on 29-01-2026, 2 days before the end of the filing period
Insights on Technology en Design
Technology en Design files the micro format. That format states no turnover. The gross margin fell from €134,700 in 2007 to €54,360 in 2025.
The balance sheet grew most from 2008 to 2010 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Technology en Design
- What is the company number of Technology en Design?
- The company number of Technology en Design is 0465.979.585. The VAT number is the same number with BE in front: BE 0465.979.585.
- Where is Technology en Design based?
- The registered office is at Naamsevest 132, 3000 Leuven.Company details
- What does Technology en Design do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Technology en Design?
- Technology en Design is a private limited company (BV).
- When was Technology en Design founded?
- Technology en Design was founded on 12-05-1999.
- Is Technology en Design still active?
- Yes, Technology en Design is an active enterprise in the KBO register.
- What is the turnover of Technology en Design?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €54,360 and 120 comparable companies (NACE 70200). It probably lies between €84,000 and €140,000.Financials
- Is Technology en Design profitable?
- In financial year 2025, Technology en Design made a loss of €141,557.
- Where can I find the annual accounts of Technology en Design?
- Technology en Design filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Technology en Design due?
- Technology en Design must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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