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TECHNIQUES ET PARQUETS

Active
Private limited companyfounded 199827 yrs activeWaterloose Steenweg 521-523, 1050 Elsene, BelgiumKBO/BCE: BE 0464.811.924

TECHNIQUES ET PARQUETS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €12k. Equity is shrinking by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 45% of 18016 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
61 / 100
Healthy▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+11
Solvency39▲+24
Growth58=
Stability100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.71 against 0.62 in 2024), and 71.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 27 years 0 30 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €41k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
1 d early
2023
31 d early
2022
1 d early
2021
32 d early
2020
5 d early
2019
16 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€41k▲ 42.5%
2024 · €29k
2019: €42k 2020: €40k 2021: €34k 2022: €22k 2023: €24k 2024: €29k
2019 → 2025
Total assets
€141k▼ 6.7%
2024 · €152k
2019: €208k 2020: €183k 2021: €167k 2022: €166k 2023: €158k 2024: €152k
2019 → 2025
Net result
€12k▲ 140%
2024 · €5k
2019: €-3k 2020: €-2k 2021: €-7k 2022: €-12k 2023: €2k 2024: €5k
2019 → 2025
Working capital
€-29k▲ 39.2%
2024 · €-47k
2019: €-72k 2020: €-65k 2021: €-62k 2022: €-74k 2023: €-62k 2024: €-47k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€34k-€22k▼ 35.2%€24k▲ 7.0%€29k▲ 21.5%€41k▲ 42.5%
Operating result€-6k-€-12k▼ 86.9%€2k€5k▲ 189%€12k▲ 130%
Net result€-7k-€-12k▼ 84.0%€2k€5k▲ 229%€12k▲ 140%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10kOperating result 2021: €-6k€-6kNet result 2021: €-7k€-7kOperating result 2022: €-12k€-12kNet result 2022: €-12k€-12kOperating result 2023: €2k€2kNet result 2023: €2k€2kOperating result 2024: €5k€5kNet result 2024: €5k€5kOperating result 2025: €12k€12kNet result 2025: €12k€12k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 130% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €141k
Fixed assets €70k▼ 8.4%
Current assets €72k▼ 5.0%
Equity and liabilities €141k
Equity €41k▲ 42.5%
Debt €101k▼ 18.2%
The debt ratio falls from 81.1% to 71.2%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€19k
2024 · €16k
Cash flow
€19k
2024 · €15k
Solvency
28.8%
2024 · 18.9%
Current ratio
0.71
2024 · 0.62
Quick ratio
0.55
2024 · 0.48
Debt / equity
2.47
2024 · 4.30
ROE
29.8%
2024 · 17.7%
ROA
8.6%
2024 · 3.3%
Interest coverage
103.53
2024 · 52.98
Debt
€101k
2024 · €123k
Debt ≤ 1 year
€101k
2024 · €123k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€152k€141k
Fixed assets21/28€76k€70k
Tangible fixed assets22/27€76k€70k
Land and buildings22€68k€63k
Furniture and vehicles24€401€195
Other tangible fixed assets26€8k€7k
Current assets29/58€76k€72k
Stocks and contracts in progress3€17k€17k=
Stocks30/36€17k€17k=
Amounts receivable within one year40/41€47k€51k
Trade receivables40€45k€50k
Other amounts receivable41€2k€764
Cash at bank and in hand54/58€10k€3k
Deferred charges and accrued income490/1€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€152k€141k
Equity10/15€29k€41k
Contributions10/11€19k€19k=
Reserves13€27k€27k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€-17k€-5k
Amounts payable17/49€123k€101k
Amounts payable within one year42/48€123k€101k
Trade debts44€3k-
Suppliers440/4€3k-
Taxes, remuneration and social security45€59-
Taxes450/3€59-
Other amounts payable47/48€120k€101k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€6k
Other operating charges640/8€4k€4k
Gross operating margin9900€20k€23k
Operating profit (loss)9901€5k€12k
Financial charges65/66B€293€181
Recurring financial charges65€293€181
Profit (loss) for the period before taxes9903€5k€12k
Profit (loss) for the period9904€5k€12k
Profit (loss) for the period to be appropriated9905€5k€12k
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-5k
Profit (loss) brought forward from the previous period14P€-22k€-17k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
29-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Highest result since 2019net €12k ▲140%
Operating result €12k, net result €12k, both a record.
30-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
31-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial Back to profitnet €2k
Net result €2k after 4 loss-making years.
30-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
2021
30-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
26-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
15-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
28-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
12-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
30-12
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1998
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Waterloose Steenweg 521-5231050 Elsene
Ground area
213 m²
Building footprint
251 m²
Volume, LiDAR
3,863 m³
Parcel 21447B0306/00Z043, Brussels · tallest building 26.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Waterloose Steenweg 521, 1050 Elsene
NACE 45432
since 19982.090.016.141
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21447B0306/00Z043 Brussels 213 m² 1 · 251 m² 26.4 m · 6 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 73 companies in sector 47524 we hold annual accounts for 46. 33 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded28-12-1998
Fiscal year end30-06
Activities, NACEBEL
47524Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.