T-IT

Active

Private limited companyfounded 20214 yrs activeEmiel Clauslaan 95 B, 9800 Deinze, BelgiumKBO/BCE: BE 0779.360.752

The computed 12-month bankruptcy probability of T-IT is 4.2% (elevated). The 2025 annual accounts show negative equity (€-86k) and a net result of €-119k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 257 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

27 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability12▼-51

Solvency18▼-10

Growth32▼-46

Track record94

Bankruptcy probability, 12 months

4.2% Elevated

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.6 against 1.05 in 2024; short-term debt: 40% and cash: 0.1% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 61

Relative position

BE, all sectors

reference

Sector 61

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-7.4%

Return on assets

-10.2%

Age of the figures

9 mo

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

22232425

2022 to 2025 · latest year €-86k

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

31 d late

2024

2 d early

2023

29 d late

2022

32 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

19-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€-86k

2024 · €33k

2022: €6k 2023: €11k 2024: €33k

2022 → 2025

Total assets

€1.16M▼ 1.6%

2024 · €1.18M

2022: €37k 2023: €910k 2024: €1.18M

2022 → 2025

Net result

€-119k

2024 · €23k

2022: €3k 2023: €3k 2024: €23k

2022 → 2025

Working capital

€-186k

2024 · €8k

2022: €6k 2023: €-28k 2024: €8k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€6k-€11k▲ 91.9%€33k▲ 209%€-86k

Operating result€4k-€11k▲ 180%€61k▲ 453%€-89k

Net result€3k-€3k▼ 14.6%€23k▲ 744%€-119k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €89k after €61k in 2024, the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €1.16M

76.0%

24.0%

Fixed assets €885k▼ 10.9%

Current assets €280k▲ 46.7%

Key figures and ratios

2025 value · change against 2024

EBITDA

€23k▼

2024 · €173k

Cash flow

€-7k▼

2024 · €134k

Solvency

-7.4%▼

2024 · 2.8%

Current ratio

0.60▼

2024 · 1.05

Quick ratio

0.60▼

2024 · 1.05

Debt / equity

-14.57▼

2024 · 34.51

ROA

-10.2%▼

2024 · 1.9%

Interest coverage

0.73▼

2024 · 4.98

Debt

€1.25M▲

2024 · €1.15M

Debt ≤ 1 year

€466k▲

2024 · €182k

Debt > 1 year

€773k▼

2024 · €921k

Income taxes

€182▼

2024 · €9k

Staff costs

€38k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€1.18M€1.16M▼

Fixed assets21/28€993k€885k▼

Intangible fixed assets21€993k€881k▼

Tangible fixed assets22/27-€3k

Furniture and vehicles24-€3k

Current assets29/58€191k€280k▲

Stocks and contracts in progress3€0-

Contracts in progress37€0-

Amounts receivable within one year40/41€835€175k▲

Trade receivables40€0€161k▲

Other amounts receivable41€835€14k▲

Current investments50/53€100k€100k=

Cash at bank and in hand54/58€16k€999▼

Deferred charges and accrued income490/1€73k€3k▼

Equity and liabilities

Total equity and liabilities10/49€1.18M€1.16M▼

Equity10/15€33k€-86k▼

Contributions10/11€5k€5k=

Reserves13€28k€28k=

Distributable reserves133€28k€28k=

Profit (loss) carried forward14€0€-119k▼

Amounts payable17/49€1.15M€1.25M▲

Amounts payable after more than one year17€921k€773k▼

Financial debts170/4€625k€488k▼

Other amounts payable178/9€296k€284k▼

Amounts payable within one year42/48€182k€466k▲

Current portion of amounts payable after more than one year42€118k€172k▲

Trade debts44€25k€161k▲

Suppliers440/4€25k€161k▲

Advances received on contracts in progress46€8k€100k▲

Taxes, remuneration and social security45€25k€30k▲

Taxes450/3€25k€22k▼

Remuneration and social security454/9-€8k

Other amounts payable47/48€6k€3k▼

Accrued charges and deferred income492/3€47k€12k▼

Income statement Code20242025

Remuneration, social security and pensions62-€38k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€112k€112k=

Other operating charges640/8€1k€6k▲

Non-recurring operating charges66A-€100k

Gross operating margin9900€175k€167k▼

Operating profit (loss)9901€61k€-89k▼

Financial income75/76B€5k€1k▼

Recurring financial income75€5k€1k▼

Financial charges65/66B€35k€32k▼

Recurring financial charges65€35k€32k▼

Profit (loss) for the period before taxes9903€31k€-119k▼

Income taxes67/77€9k€182▼

Profit (loss) for the period9904€23k€-119k▼

Profit (loss) for the period to be appropriated9905€23k€-119k▼

Appropriation of the result

Profit (loss) to be appropriated9906€28k€-119k▼

Profit (loss) brought forward from the previous period14P€6k€0▼

Transfer to equity691/2€28k€0▼

To other reserves6921€28k€0▼

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

2025

31-12

Financial Weakest financial yearnet €-119k ▼629%

Net result drops to €-119k, the lowest in the series.

29-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2022net €23k ▲744%

Operating result €61k, net result €23k, both a record.

29-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 29 days late

2023

01-09

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 32 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

no sitting director, no change since 2023

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

09-11-2023 Resigned as Director

Location & real-estate footprint

Registered office, Deinze · 1 establishment unit since 2025

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Emiel Clauslaan 95 B9800 Deinze

Ground area

3,339 m²

Building footprint

910 m²

Volume, LiDAR