T-ICTEAM
ActiveT-ICTEAM has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €191k and a net result of €-11k. Equity is growing by ~30.5% per year across the filed fiscal years. Its solvency ranks better than 87% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▼-87
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 9.34 against 4.46 in 2024; short-term debt: 10.1% and cash: 91.9% of total assets), and 10.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
68 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€191k▼ 5.2%
2024 · €201k
2022: €68k
2023: €122k
2024: €201k
2022 → 2025
Total assets
€214k▼ 18.1%
2024 · €261k
2022: €125k
2023: €180k
2024: €261k
2022 → 2025
Net result
€-11k
2024 · €79k
2022: €65k
2023: €54k
2024: €79k
2022 → 2025
Working capital
€181k▼ 4.5%
2024 · €189k
2022: €59k
2023: €113k
2024: €189k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€68k-€122k▲ 80.4%€201k▲ 64.8%€191k▼ 5.2%
Operating result€89k-€77k▼ 14.1%€112k▲ 45.3%€-9k
Net result€65k-€54k▼ 15.9%€79k▲ 45.5%€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €112k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €214k
Fixed assets
€11k▼ 33.0%
Current assets
€203k▼ 17.0%
Equity and liabilities €214k
Equity
€191k▼ 5.2%
Debt
€23k▼ 61.5%
The debt ratio falls from 22.9% to 10.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-3k▼
2024 · €117k
Cash flow
€-5k▼
2024 · €84k
Solvency
89.3%▲
2024 · 77.1%
Current ratio
9.34▲
2024 · 4.46
Quick ratio
9.34▲
2024 · 4.46
Debt / equity
0.12▼
2024 · 0.30
ROE
-5.5%▼
2024 · 39.3%
ROA
-4.9%▼
2024 · 30.3%
Interest coverage
-1.67▼
2024 · 164.01
Debt
€23k▼
2024 · €60k
Debt ≤ 1 year
€22k▼
2024 · €55k
Income taxes
€210▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€261k€214k▼
Formation expenses20€453€253▼
Fixed assets21/28€16k€11k▼
Tangible fixed assets22/27€16k€11k▼
Furniture and vehicles24€16k€11k▼
Current assets29/58€244k€203k▼
Amounts receivable within one year40/41€14k€5k▼
Trade receivables40€14k€2k▼
Other amounts receivable41-€3k
Cash at bank and in hand54/58€230k€196k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€261k€214k▼
Equity10/15€201k€191k▼
Contributions10/11€3k€3k=
Reserves13€198k€198k=
Distributable reserves133€198k€198k=
Profit (loss) carried forward14-€-11k
Amounts payable17/49€60k€23k▼
Amounts payable after more than one year17€5k-
Financial debts170/4€5k-
Amounts payable within one year42/48€55k€22k▼
Current portion of amounts payable after more than one year42€5k€5k▼
Taxes, remuneration and social security45€17k€12k▼
Taxes450/3€16k€9k▼
Remuneration and social security454/9€1k€3k▲
Other amounts payable47/48€33k€5k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Other operating charges640/8€514€2k▲
Gross operating margin9900€117k€-1k▼
Operating profit (loss)9901€112k€-9k▼
Financial charges65/66B€713€2k▲
Recurring financial charges65€713€2k▲
Profit (loss) for the period before taxes9903€111k€-10k▼
Income taxes67/77€32k€210▼
Profit (loss) for the period9904€79k€-11k▼
Profit (loss) for the period to be appropriated9905€79k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€-11k▼
Transfer to equity691/2€79k-
To other reserves6921€79k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-11k ▼113%
Net result drops to €-11k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 9.34
Current ratio from 4.46 to 9.34; short-term debt falls from €55k to €22k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2022net €79k ▲45.5%
Operating result €112k, net result €79k, both a record.
31-12
Financial
Equity above €200kEq €201k ▲64.8%
3 profitable years in a row build equity to €201k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €100kEq €122k ▲80.4%
2 profitable years in a row build equity to €122k.
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huy · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Chapelles 494500 HuyGround area
1,383 m²
Building footprint
136 m²
Volume, LiDAR
977 m³
Parcel 61031B1057/00H000, Wallonia · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chemin des Chapelles 49, 4500 Huy
since 20222.330.453.308
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61031B1057/00H000 | Wallonia | 1,383 m² | 1 · 136 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ANTWERP MARITIME INFORMATION SYSTEMS/Antwerpse Maritieme Informatiesystemen
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Of 16,874 companies in sector 62100 we hold annual accounts for 8,779. 6,674 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-2022
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.