't Clermontveldt
Active't Clermontveldt has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €315k and a net result of €48k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 24% of 7921 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+47
Solvency21▲+3
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity short (current ratio 0.89 against 0.86 in 2024), and 82% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18%
Return on assets
2.7%
Age of the figures
18 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 7921 sector peers (2025).
NBB · sector comparisonPosition among 7921 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
21 d late
2023
182 d late
2022
42 d late
2021
30 d late
2020
16 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€315k▲ 17.9%
2024 · €267k
2019: €173k
2020: €196k
2021: €208k
2022: €221k
2023: €251k
2024: €267k
2019 → 2025
Total assets
€1.75M▲ 1.0%
2024 · €1.73M
2019: €1.47M
2020: €1.44M
2021: €1.48M
2022: €1.54M
2023: €1.63M
2024: €1.73M
2019 → 2025
Net result
€48k▲ 212%
2024 · €15k
2019: €26k
2020: €23k
2021: €12k
2022: €13k
2023: €31k
2024: €15k
2019 → 2025
Working capital
€-78k▲ 22.2%
2024 · €-100k
2019: €-103k
2020: €-95k
2021: €-135k
2022: €-200k
2023: €-142k
2024: €-100k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€208k-€221k▲ 6.2%€251k▲ 13.8%€267k▲ 6.1%€315k▲ 17.9%
Operating result€36k-€59k▲ 62.6%€66k▲ 12.0%€55k▼ 17.0%€78k▲ 42.4%
Net result€12k-€13k▲ 6.3%€31k▲ 137%€15k▼ 49.7%€48k▲ 212%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 42% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.75M
Fixed assets
€1.09M▼ 1.5%
Current assets
€656k▲ 5.7%
Equity and liabilities €1.75M
Equity
€315k▲ 17.9%
Debt
€1.44M▼ 2.1%
The debt ratio falls from 84.6% to 82.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€204k▲
2024 · €185k
Cash flow
€173k▲
2024 · €145k
Solvency
18.0%▲
2024 · 15.4%
Current ratio
0.89▲
2024 · 0.86
Quick ratio
0.86▲
2024 · 0.82
Debt / equity
4.56▼
2024 · 5.49
ROE
15.2%▲
2024 · 5.8%
ROA
2.7%▲
2024 · 0.9%
Interest coverage
19.49▲
2024 · 7.79
Debt
€1.44M▼
2024 · €1.47M
Debt ≤ 1 year
€734k▲
2024 · €720k
Debt > 1 year
€702k▼
2024 · €745k
Income taxes
€24k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.73M€1.75M▲
Formation expenses20€2k€720▼
Fixed assets21/28€1.11M€1.09M▼
Tangible fixed assets22/27€1.11M€1.09M▼
Land and buildings22€1.05M€996k▼
Plant, machinery and equipment23€48k€93k▲
Furniture and vehicles24€16k€5k▼
Current assets29/58€620k€656k▲
Stocks and contracts in progress3€28k€27k▼
Stocks30/36€28k€27k▼
Amounts receivable within one year40/41€591k€627k▲
Trade receivables40€591k€627k▲
Cash at bank and in hand54/58€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.73M€1.75M▲
Equity10/15€267k€315k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€259k€307k▲
Amounts payable17/49€1.47M€1.44M▼
Amounts payable after more than one year17€745k€702k▼
Financial debts170/4€745k€702k▼
Amounts payable within one year42/48€720k€734k▲
Current portion of amounts payable after more than one year42€35k€44k▲
Trade debts44€432k€431k▼
Suppliers440/4€432k€431k▼
Taxes, remuneration and social security45€51k€56k▲
Taxes450/3€51k€56k▲
Other amounts payable47/48€203k€203k▼
Income statement
Code20242025
Non-recurring operating income76A-€21k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€130k€125k▼
Other operating charges640/8€14k€15k▲
Gross operating margin9900€198k€218k▲
Operating profit (loss)9901€55k€78k▲
Financial income75/76B€55€4k▲
Recurring financial income75€55€4k▲
Financial charges65/66B€24k€10k▼
Recurring financial charges65€24k€10k▼
Profit (loss) for the period before taxes9903€31k€72k▲
Income taxes67/77€16k€24k▲
Profit (loss) for the period9904€15k€48k▲
Profit (loss) for the period to be appropriated9905€15k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€259k€307k▲
Profit (loss) brought forward from the previous period14P€243k€259k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Highest result since 2019net €48k ▲212%
Operating result €78k, net result €48k, both a record.
2024
21-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 21 days late
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 182 days late
2022
12-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 42 days late
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
31-03
Financial
Weakest financial yearnet €12k ▼47.8%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
31-03
Financial
Equity above €200kEq €208k ▲6.2%
3 profitable years in a row build equity to €208k.
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2019
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 25 days late
2018
02-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 59 days late
2016
06-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 36 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Landen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Clermontstraat 303401 LandenGround area
893 m²
Building footprint
205 m²
Volume, LiDAR
1,047 m³
Parcel 24734A0297/00P002, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
't Clermontveldt
since 20092.280.276.097
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24734A0297/00P002 | Flanders | 893 m² | 1 · 205 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,070 companies in sector 46140 we hold annual accounts for 640. 482 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-2009
Fiscal year end31-03
Activities, NACEBEL
46140Agents in the wholesale of industrial machinery, ships and aircraft
77310Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.