Equity
€87,477 ▲ 164%
Equity rose in 2025 from €33,073 to €87,477.
T.A.O. consulting
Lifetime
2 annual accounts with figures on one time axispeak €69,855 (2025)
€69,855▲ 91.5%
peak €54,403 (2025)
€54,403▲ 87.1%
peak €87,477 (2025)
€87,477▲ 164%
€56,307▲ 199%
Board2 names since 2024
1 directorBERNARD Thibault Ange Olivier
Documentsfilings and deeds
06-07-202625 days before the deadline
2025micro format
Gross margin from €36,483 to €69,855Result from €29,073 to €54,403Equity from €33,073 to €87,477Debts from €18,863 to €56,307Cash from €3,777 to €89,530
Key points
from the 2025 annual accountsChecked score
97
Excellent
Financially stronger than 76% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,104 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: 0.3%
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.4%▲ +0.1 percentage points vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.5%▲ +0.1 percentage points vs 05-2026
07-2026: 0.6%▲ +0.1 percentage points vs 06-2026highest value
08-2026: < 0.1%▼ -0.6 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
No registered site in the KBO
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 2.55, cash €89,530
Size: total assets €143,783
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 57% of them on solvency, 72% on liquidity, 82% on profitability and 94% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as T.A.O. consulting has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of T.A.O. consulting itself is lower: < 0.1% within 12 months. It rests on far more data about T.A.O. consulting than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for T.A.O. consulting. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 2.55 (2.76 in 2024), above the usual 1.5. Short-term debt is 39.1% and cash 62.3% of total assets. 39.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
25 days early
2024
68 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 22 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1015481419
Incorporation
Founding capital of €4,000, 100 shares · Founder: BERNARD Thibault Ange Olivier (comparant constituant) · Appointments: BERNARD Thibault Ange Olivier (director) and VANHAEREN Noémie (alternate director) · published on 25-10-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| T.A.O. consulting Lasne | €143,783 | €69,855 | 60.8% | - |
| MS Accountancy Wingene | €128,950 | €85,720 | 79.9% | - |
| Betsy Verriest Woluwe-Saint-Pierre | €131,640 | €86,881 | 63.7% | - |
| PAX AEQUILIBRII Temse | €112,871 | €74,414 | 39.4% | - |
| QUIZTAX42 Wavre | €149,714 | €81,996 | 84.5% | - |
| ADM Solutions Diest | €139,936 | €74,752 | 16.6% | - |
| Fiduciaire Caputi Flémalle | €190,225 | €84,021 | 5.3% | - |
These companies have the same main activity as T.A.O. consulting: other tax advisory services (NACE 69209). They are comparable in size and age: total assets between €113,000 and €190,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 23-10-2024Normal situation
- Activity
- Other tax advisory servicesNACE 69209
- Financial year end
- 31 December
- Peppol
- Reachable since 03-06-2025
Annual accounts 2025
- €143,783▲ 177%
- Filing
- Filed on 06-07-2026, 25 days before the end of the filing period
Insights on T.A.O. consulting
T.A.O. consulting has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87,477 and a net result of €54,403.
Its solvency ranks better than 54% of 15,828 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about T.A.O. consulting
- What is the company number of T.A.O. consulting?
- The company number of T.A.O. consulting is 1015.481.419. The VAT number is the same number with BE in front: BE 1015.481.419.
- Where is T.A.O. consulting based?
- The registered office is at Chaussée de Rixensart 7, 1380 Lasne.Company details
- What does T.A.O. consulting do?
- According to the KBO register, the main activity is other tax advisory services (NACE 69209).
- What is the legal form of T.A.O. consulting?
- T.A.O. consulting is a private limited company (BV).
- When was T.A.O. consulting founded?
- T.A.O. consulting was founded on 23-10-2024.
- Is T.A.O. consulting still active?
- Yes, T.A.O. consulting is an active enterprise in the KBO register.
- What is the turnover of T.A.O. consulting?
- The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €69,855 and 65 comparable companies (NACE 692). It probably lies between €110,000 and €200,000.Financials
- Is T.A.O. consulting profitable?
- In financial year 2025, T.A.O. consulting made a profit of €54,403.
- Where can I find the annual accounts of T.A.O. consulting?
- T.A.O. consulting filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of T.A.O. consulting due?
- T.A.O. consulting must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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