Equity
-€84,732
Debts exceed assets in financial year 2025.
SYMA COIFFURE
Lifetime
14 annual accounts with figures on one time axispeak €203,130 (2025)
€203,130▲ 0.4%
lowest -€27,971 (2016)
-€1,707▼ €3,349
peak €15,639 (2012)
-€84,732▼ €1,707
€168,576▼ 5.4%
peak 2.3 FTE (2016)
-not published
Board1 name since 2017
1 directorMARECHAL Sylvia
Owners3 names in the annual accounts
via 30.3%ESB-GROUP and 1 other
Documentsfilings and deeds
19-05-202673 days before the deadline
2025micro format
Loss of €1,707
Key points
from the 2025 annual accountsTurnover
≈ €360,000 estimated
The micro format states no turnover.
Debts
€168,576 201% of the balance sheet
Financial debts 18%Suppliers 16%Taxes and wages 17%Other 49%
Of this, €71,278 falls due within a year.
Staff
5 employees on 31-12-2025
In 2025, 4 people joined and 5 left.
Filings
14 annual accounts since 2012
Five of the last ten came late. The 2017 accounts came latest: 28 days after the end of the period.
Position in the sector
-€84,732
Less equity than 95% of companies in personal services. Sector median €15,270 · 5,754 companies.
Checked score
54
Fair
Financially stronger than 23% of micro companies in personal services (NACE 96)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,628 companies (NACE 96, micro).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.3%
01-2025: 1.3%● unchanged vs 12-2024
02-2025: 1.3%● unchanged vs 01-2025
03-2025: 1.2%▼ -0.1 percentage points vs 02-2025
04-2025: 1.2%● unchanged vs 03-2025
05-2025: 1.2%● unchanged vs 04-2025
06-2025: 1.2%● unchanged vs 05-2025
07-2025: 1.3%▲ +0.1 percentage points vs 06-2025
08-2025: 1.7%▲ +0.4 percentage points vs 07-2025highest value
09-2025: 0.6%▼ -1.1 percentage points vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026lowest value
06-2026: 0.9%▲ +0.3 percentage points vs 05-2026
07-2026: 0.9%● unchanged vs 06-2026
08-2026: 0.9%● unchanged vs 07-2026
09-2026: 0.9%● unchanged vs 08-2026
10-2026: 0.9%● unchanged vs 09-2026
11-2026: 0.9%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€84,732
2 establishment units
lowers risk
Size: total assets €83,844
Founded in 2012
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 11% of them on solvency, 12% on liquidity, 32% on profitability and 37% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,333 companies had the same profile as SYMA COIFFURE has now. Each dot stands for 6 companies, two years later.
90.5%
were still trading
5.8%
stopped another way
2.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SYMA COIFFURE itself: 0.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,333 companies, not a prediction for SYMA COIFFURE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.42 (0.49 in 2024), below 1. Short-term debt is 85% and cash 8.7% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€84,732
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
73 days early
2024
13 days late
2023
140 days early
2022
82 days early
2021
53 days early
2020
12 days late
2019
49 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 53 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 May (4 of the last 5 accounts filed within 66 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- SEB Holding 30.3%equity €81,107 (2025) · 2025 annual accounts of SEB Holding
- ESB-GROUPequity €1.7m (2025) · 2025 annual accounts of ESB-GROUP
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0845620858
Company renamed from TIFFANY P. to SYMA COIFFURE
Capital increase of €13,000 · 650 new shares · Resignation: MARECHAL Sylvia (manager) · General meeting of 20-06-2022 · Gazette deed
2 establishments registered
Liège
Incorporation
published on 14-05-2012 · Gazette deed
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as SYMA COIFFURE: hairdressing and barber services (NACE 96210). They are comparable in size and age: total assets between €67,900 and €114,000, founded between 2007 and 2014.
Official details
Source: KBO- Status
- Active since 30-04-2012Normal situation
- Activity
- Hairdressing and barber servicesNACE 96210and 1 other
- Establishment units
- 2.330.743.2194020 Liège, since 02-05-2022
- 2.330.743.3184030 Liège, since 02-05-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 27-10-2025
Annual accounts 2025
- €83,844▼ 12.0%
- Employeeson 31-12-2025
- 5▼ 16.7%
- Filing
- Filed on 19-05-2026, 73 days before the end of the filing period
Insights on SYMA COIFFURE
SYMA COIFFURE files the micro format. That format states no turnover. The gross margin rose from €27,418 in 2012 to €203,130 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SYMA COIFFURE
- What is the company number of SYMA COIFFURE?
- The company number of SYMA COIFFURE is 0845.620.858. The VAT number is the same number with BE in front: BE 0845.620.858.
- Where is SYMA COIFFURE based?
- The registered office is at Avenue des Ardennes 8, 4130 Esneux.Company details
- What does SYMA COIFFURE do?
- According to the KBO register, the main activity is hairdressing and barber services (NACE 96210).
- What is the legal form of SYMA COIFFURE?
- SYMA COIFFURE is a private limited company (BV).
- When was SYMA COIFFURE founded?
- SYMA COIFFURE was founded on 30-04-2012.
- Is SYMA COIFFURE still active?
- Yes, SYMA COIFFURE is an active enterprise in the KBO register.
- How many employees does SYMA COIFFURE have?
- SYMA COIFFURE had an average of 4.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of SYMA COIFFURE?
- The turnover in financial year 2025 is ≈ €360,000. This figure is estimated from the gross margin of €203,130 and 38 comparable companies (NACE 96). It probably lies between €260,000 and €420,000.
- Is SYMA COIFFURE profitable?
- In financial year 2025, SYMA COIFFURE made a loss of €1,707.
- Where can I find the annual accounts of SYMA COIFFURE?
- SYMA COIFFURE filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SYMA COIFFURE due?
- SYMA COIFFURE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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