Equity
€658,012 ▼ 19.4%
Sunic paid out €134,237 in dividends in a year with a loss of €24,200.
Sunic
Lifetime
19 annual accounts with figures on one time axis, 32 filings since 1994peak €427,824 (2020)
€66,355▼ 2.1%
lowest -€24,200 (2025)
-€24,200▼ €3,637
peak €1.1m (2023)
€658,012▼ 19.4%
€415,183▼ 22.1%
peak 0.4 FTE (2007)
0 FTE
Board2 names since 2020
1 directorPhilippen Joseph
Documentsfilings and deeds
19-05-202673 days before the deadline
2025abbreviated format
Loss of €24,200Dividend €134,237Equity from €816,449 to €658,012Debts from €532,681 to €415,183Cash from €101,016 to €176,046
Key points
from the 2025 annual accountsLosses
-€44,763 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Turnover
≈ €130,000 estimated
The abbreviated format states no turnover.
Filings
32 annual accounts since 1994
The last five annual accounts were filed 37 to 76 days before the end of the period.
Board
1 joined
New director. Latest change 15-05-2026 · 2 in office.
Position in the sector
-€24,200
Lower net result than 89% of companies in head offices and management consultancy. Sector median €37,500 · 10,856 companies.
Checked score
93
Excellent
Financially stronger than 41% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026highest value
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Loss of €24,200, the second in a row (financial year 2025)
lowers risk
Size: total assets €1.1m
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 1.07, cash €176,046
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 54% of them on solvency, 58% on liquidity, 30% on profitability and 23% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 8,617 companies had the same profile as Sunic has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Sunic itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for Sunic. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.07 (1.46 in 2024), below the usual 1.5. Short-term debt is 16.3% and cash 15.7% of total assets. 41.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€24,200
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
73 days early
2024
76 days early
2023
48 days early
2022
55 days early
2021
37 days early
2020
1 day early
2019
14 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 43 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Reappointments: Philippen Joseph (managing director) and Veltmeijer Silvia (director)
General meeting of 15-05-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0449988641
Resignations & appointments
Director in office: Silvia Veltmeijer · General meeting of 06-06-2024 · Gazette deed
Resignation: Silvia VELTMEIJER (director)
Arthea holds all the shares · Director discharge: Silvia VELTMEIJER · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Sunic Maaseik | €1.1m | €66,355 | 58.8% | 0 |
| TUX Sint-Martens-Latem | €1.4m | €74,755 | 29.2% | 0 |
| D & S Nieuwpoort | €1.3m | €69,078 | 86.7% | 0 |
| PROMACO Hasselt | €0.8m | €74,077 | 63.8% | 0 |
| I.M.D. INVEST Peer | €1.3m | €67,951 | 85.7% | 0 |
| Van Nunen Consultancy, Investments & Tiling Antwerp | €0.9m | €58,945 | 64.8% | 0.3 |
| LORREINEN Tervuren | €1.5m | €54,606 | -16.6% | 0 |
These companies have the same main activity as Sunic: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €819,000 and €1.5m, founded between 1987 and 2002.
Official details
Source: KBO- Status
- Active since 26-04-1993Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.063.251.1683680 Maaseik, since 19-08-1993
- Financial year end
- 31 December
- Peppol
- Reachable since 17-07-2026
Annual accounts 2025
- €1.1m▼ 20.1%
- Filing
- Filed on 19-05-2026, 73 days before the end of the filing period
Insights on Sunic
Sunic files the abbreviated format. That format states no turnover. The gross margin fell from €75,567 in 2007 to €66,355 in 2025.
The balance sheet grew most from 2020 to 2022 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Sunic
- What is the company number of Sunic?
- The company number of Sunic is 0449.988.641. The VAT number is the same number with BE in front: BE 0449.988.641.
- Where is Sunic based?
- The registered office is at Sportlaan 13, 3680 Maaseik.Company details
- What does Sunic do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Sunic?
- Sunic is a public limited company (NV).
- When was Sunic founded?
- Sunic was founded on 26-04-1993.
- Is Sunic still active?
- Yes, Sunic is an active enterprise in the KBO register.
- What is the turnover of Sunic?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €66,355 and 65 comparable companies (NACE 70200). It probably lies between €95,000 and €200,000.Financials
- Is Sunic profitable?
- In financial year 2025, Sunic made a loss of €24,200.
- Where can I find the annual accounts of Sunic?
- Sunic filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Sunic due?
- Sunic must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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