STERIBEL
ActiveSummary
STERIBEL has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €610k and a net result of €102k. Equity is growing by ~48.3% per year across the filed fiscal years. Its solvency ranks better than 52% of 8093 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▼-2
Solvency82▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days only on tighter terms
Liquidity ample (current ratio 2.49 against 3.34 in 2023; short-term debt: 27.8% and cash: 34.2% of total assets), and 43.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 147 days later.
NBB · 10 filingsPosition against the passed deadline
30-09-2025 close30-04-2026 deadline24-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 09-04-2025, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
21 d early
2023
on the day
2022
194 d late
2021
2 d late
2020
1 d early
2019
20 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€610k▲ 10.8%
2023 · €551k
2018: €71k
2019: €114k
2020: €184k
2021: €327k
2022: €458k
2023: €551k
2018 → 2024
Total assets
€1.08M▲ 17.2%
2023 · €920k
2018: €576k
2019: €674k
2020: €760k
2021: €830k
2022: €942k
2023: €920k
2018 → 2024
Net result
€102k▼ 3.0%
2023 · €105k
2018: €47k
2019: €68k
2020: €70k
2021: €105k
2022: €149k
2023: €105k
2018 → 2024
Working capital
€448k▲ 5.8%
2023 · €423k
2018: €20k
2019: €81k
2020: €129k
2021: €248k
2022: €374k
2023: €423k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€184k-€327k▲ 77.9%€458k▲ 40.1%€551k▲ 20.2%€610k▲ 10.8%
Operating result€106k-€174k▲ 63.7%€207k▲ 19.0%€147k▼ 28.8%€145k▼ 1.4%
Net result€70k-€105k▲ 50.2%€149k▲ 42.3%€105k▼ 29.8%€102k▼ 3.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 1% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.08M
Fixed assets
€330k ▲ 4.5%
Current assets
€748k ▲ 23.8%
Equity and liabilities €1.08M
Equity
€610k ▲ 10.8%
Debt
€468k ▲ 26.7%
Debt's share of the balance-sheet total rises from 40.2% to 43.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€202k▲
2023 · €192k
Cash flow
€159k▲
2023 · €150k
Current ratio
2.49▼
2023 · 3.34
Debt to equity
0.77▲
2023 · 0.67
ROE
16.6%▼
2023 · 19.0%
ROA
9.4%▼
2023 · 11.4%
Interest coverage
31.34▲
2023 · 26.15
Debt ≤ 1 year
€300k▲
2023 · €181k
Debt > 1 year
€168k▼
2023 · €189k
Income taxes
€49k▲
2023 · €46k
Staff costs
€62k▼
2023 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 59 lines
Balance sheet
Code20232024
Assets
Total assets20/58€920k€1.08M▲
Fixed assets21/28€316k€330k▲
Tangible fixed assets22/27€316k€330k▲
Land and buildings22€223k€202k▼
Plant, machinery and equipment23€50k€57k▲
Furniture and vehicles24€42k€71k▲
Financial fixed assets28€100€100=
Current assets29/58€604k€748k▲
Amounts receivable after more than one year29€169k€169k=
Other amounts receivable291€169k€169k=
Amounts receivable within one year40/41€174k€182k▲
Trade receivables40€150k€166k▲
Other amounts receivable41€25k€16k▼
Cash at bank and in hand54/58€226k€368k▲
Deferred charges and accrued income490/1€35k€29k▼
Equity and liabilities
Total equity and liabilities10/49€920k€1.08M▲
Equity10/15€551k€610k▲
Contributions10/11€19k€19k=
Reserves13€532k€591k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€532k€591k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€370k€468k▲
Amounts payable after more than one year17€189k€168k▼
Financial debts170/4€189k€168k▼
Amounts payable within one year42/48€181k€300k▲
Current portion of amounts payable after more than one year42€42k€47k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€39k€185k▲
Suppliers440/4€39k€185k▲
Taxes, remuneration and social security45€68k€27k▼
Taxes450/3€52k€20k▼
Remuneration and social security454/9€15k€7k▼
Other amounts payable47/48€32k€42k▲
Income statement
Code20232024
Non-recurring operating income76A-€14k
Remuneration, social security and pensions62€62k€62k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€57k▲
Other operating charges640/8€11k€31k▲
Gross operating margin9900€265k€295k▲
Operating profit (loss)9901€147k€145k▼
Financial income75/76B€11k€12k▲
Recurring financial income75€11k€12k▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€150k€150k▲
Income taxes67/77€46k€49k▲
Profit (loss) for the period9904€105k€102k▼
Profit (loss) for the period to be appropriated9905€105k€102k▼
Appropriation of the result
Profit (loss) to be appropriated9906€144k€102k▼
Profit (loss) brought forward from the previous period14P€40k€0▼
Transfer from equity791/2-€42k
Transfer to equity691/2€132k€102k▼
To other reserves6921€132k€102k▼
Profit to be distributed694/7€12k€42k▲
Return on contributions (dividend)694-€42k
Directors or managers695€12k€0▼
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 194 days late
30-09
Financial
Equity above €500kEq €551k ▲20.2%
6 profitable years in a row build equity to €551k.
2022
30-09
Financial
Highest result since 2018net €149k ▲42.3%
Operating result €207k, net result €149k, both a record.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2021
30-09
Financial
Equity above €200kEq €327k ▲77.9%
4 profitable years in a row build equity to €327k.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €150kEq €184k ▲61.2%
3 profitable years in a row build equity to €184k.
20-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 20 days late
2019
30-09
Financial
Equity above €100kEq €114k ▲59.9%
2 profitable years in a row build equity to €114k.
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 78 days late
2016
12-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beernem · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hubert d'Ydewallestraat 198730 BeernemGround area
1,289 m²
Building footprint
354 m²
Volume, LiDAR
1,531 m³
Parcel 31003G0121/02X003, Flanders · tallest building 7.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Steribel
since 20032.131.801.860
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31003G0121/02X003 | Flanders | 1,289 m² | 1 · 354 m² | 7.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DPConsult Belgium
BE 0892.102.466
Puurs-Sint-Amands · Eq €609,869
WTT INVEST
BE 0442.864.386
Schoten · Eq €609,834
SILVIUS
BE 0817.542.229
Antwerpen · Eq €610,000
MEDILOG CONSULTING
BE 0679.675.931
Ellezelles · Eq €609,683
BREVEXCO
BE 0821.930.785
Ukkel · Eq €610,184
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 32,929 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-04-2003
Fiscal year end30-09
Activities, NACEBEL 2025
46460Wholesale of pharmaceutical and medical goods
70200Business and other management consultancy
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.