STEP ACCOMPAGNEMENT

Active

Non-profit associationfounded 2014active for 12 yearsRue de Steppes 24, 4000 Liège, Belgium15 active companies are registered at this addressKBO/BCE: BE 0550.619.708

From the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

STEP ACCOMPAGNEMENT has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €301,191 and a net result of €27,806. Equity has been growing by about 50% per year since 2018. Its solvency ranks better than 23% of 3,861 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

STEP ACCOMPAGNEMENTActiveChecked score 93/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 14-04-2014 Normal situation
Legal form: Non-profit association
Registered office: Rue de Steppes 24, 4000 Liège
Activity: Business and other management consultancy NACE 70200and 1 other
Establishment units: 12 establishment units
Financial year end: 31 December
Peppol: Reachable since 31-12-2025

Company details

Board and ownership

Board

Step ConseilChair · permanent representative DEBOR Ariane
Charlotte MOREAUDirector
Luc PireDirector
GEENEN ChrystelleDirector

and 4 other directors

Board & ownership

Financial position

93 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Annual accounts 2025

Gross margin: €768,026; ▼ 8.3%
Turnover: ≈ €1.1m; estimated
Surplus: €27,806; ▼ 61.5%
Equity: €301,191; ▲ 73.7%
Total assets: €1.4m; ▲ 11.4%
Staff: 8.8 FTE; ▼ 5.4%

2025 accounts filed 1 day before the deadline

Filed on 30-07-2026at the National Bank

Financials

Score breakdownraises riskSize: 8.8 FTE, total assets €1.4mlowers riskLegal form: non-profit associationLiquidity: current ratio 1.27, cash €482,680Sector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025

93 / 100

Excellent

Probability in this band: under 0.55%

Financially stronger than 47% of micro companies in head offices and management consultancy (NACE 70)

Every signal that counts is listed under Signals.

Financial strength · tick: 2024

Average

Solvency 47+8

equity 21.7% of total assets

Liquidity 54-1

short-term debt 72.7% · cash 34.7%

Profitability 71-5

return on assets 2.0%

Bankruptcy probability within 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,516 companies, NACE 70, micro)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €25,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.27 (1.12 in 2024), below the usual 1.5. Short-term debt is 72.7% and cash 34.7% of total assets. 78.3% of the assets are financed with debt and provisions.

Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 25% of them on solvency, 44% on liquidity, 35% on profitability and 86% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Legal form: non-profit association

KBO

Liquidity: current ratio 1.27, cash €482,680

NBB · annual accounts

Sector: Activities of head offices; management consultancy activities (NACE 70)

KBO

Size: 8.8 FTE, total assets €1.4m

Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.

NBB · annual accounts

Weak solvency compared with the sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 3861 sector peers (2025).

NBB · sector comparison

Position among 3861 sector peers

Solvency

better than 23%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2025

1 day early

2024

27 days early

2023

30 days late

2022

22 days late

2021

23 days late

2020

30 days late

2019

31 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Positive: Equity rose in 2025from €173,385 to €301,191 ▲ 73.7% View
Board changedlatest change 20-02-2026 · 8 in office 2 joined · 1 left View
Higher gross margin than 85% of companies in head offices and management consultancysector median €101,259 · 2,694 companies €768,026 View

Documents

Key facts about STEP ACCOMPAGNEMENT

What is the company number of STEP ACCOMPAGNEMENT?: The company number of STEP ACCOMPAGNEMENT is 0550.619.708. The VAT number is the same number with BE in front: BE 0550.619.708.
Where is STEP ACCOMPAGNEMENT based?: The registered office is at Rue de Steppes 24, 4000 Liège.Company details
What does STEP ACCOMPAGNEMENT do?: According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of STEP ACCOMPAGNEMENT?: The legal form of STEP ACCOMPAGNEMENT is Non-profit association (VZW).
When was STEP ACCOMPAGNEMENT founded?: STEP ACCOMPAGNEMENT was founded on 14-04-2014.
Is STEP ACCOMPAGNEMENT still active?: Yes, STEP ACCOMPAGNEMENT is an active enterprise in the KBO register.
How many employees does STEP ACCOMPAGNEMENT have?: STEP ACCOMPAGNEMENT had an average of 8.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of STEP ACCOMPAGNEMENT?: The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €768,026 and 73 comparable companies (NACE 70200). It probably lies between €900,000 and €2.1m.
Is STEP ACCOMPAGNEMENT profitable?: In financial year 2025, STEP ACCOMPAGNEMENT made a profit of €27,806.
Where can I find the annual accounts of STEP ACCOMPAGNEMENT?: STEP ACCOMPAGNEMENT filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of STEP ACCOMPAGNEMENT due?: STEP ACCOMPAGNEMENT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as STEP ACCOMPAGNEMENT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.1m and €1.8m, founded between 2011 and 2015.

Company	Total assets	Gross margin
STEP ACCOMPAGNEMENT Liège	€1.4m	€0.8m
DEGETEL Belgium Sint-Pieters-Woluwe	€1.6m	€0.8m
ELENCO Genk	€1.4m	€0.9m
WIDETECH Herstal	€1.8m	€1.0m
SYINNA Zwevegem	€1.1m	€0.7m
THoCC Mechelen	€1.2m	€0.9m
Migration Policy Group Etterbeek	€1.1m	€0.9m