SSA HOLDING has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5.10M and a net result of €258k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 94% of 924 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
28 d early
2023
23 d early
2022
18 d early
2021
20 d early
2020
1 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€795k▲ 0.7%
2024 · €789k
2018: €332k
2019: €444k
2020: €588k
2021: €285k
2022: €905k
2023: €834k
2024: €789k
2018 → 2025
EBIT margin
39.6%▼ 10.7pp
2024 · 50.3%
2018: 32.4%
2019: 13.6%
2020: 38.6%
2021: 10.2%
2022: 53.1%
2023: 52.4%
2024: 50.3%
2018 → 2025
Net result
€258k▼ 18.3%
2024 · €316k
2018: €73k
2019: €24k
2020: €116k
2021: €-40k
2022: €329k
2023: €327k
2024: €316k
2018 → 2025
Working capital
€1.36M▲ 19.7%
2024 · €1.14M
2018: €152k
2019: €-834k
2020: €-3.91M
2021: €-10.26M
2022: €531k
2023: €834k
2024: €1.14M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€285k-€905k▲ 217%€834k▼ 7.8%€789k▼ 5.4%€795k▲ 0.7%
Equity€3.89M-€4.22M▲ 8.5%€4.55M▲ 7.8%€4.86M▲ 6.9%€5.10M▲ 4.9%
Operating result€29k-€481k▲ 1,558%€437k▼ 9.0%€397k▼ 9.2%€315k▼ 20.7%
Net result€-40k-€329k€327k▼ 0.6%€316k▼ 3.4%€258k▼ 18.3%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.30M
Fixed assets
€3.74M▲ 0.4%
Current assets
€1.56M▲ 16.0%
Equity and liabilities €5.30M
Equity
€5.10M▲ 4.9%
Debt
€198k▼ 4.4%
The debt ratio falls from 4.1% to 3.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
96.3%▲
2024 · 95.9%
ROE
5.1%▼
2024 · 6.5%
ROA
4.9%▼
2024 · 6.2%
Debt
€198k▼
2024 · €207k
Debt ≤ 1 year
€198k▼
2024 · €207k
Income taxes
€83k▼
2024 · €98k
Staff costs
€273k▲
2024 · €262k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.07M€5.30M▲
Fixed assets21/28€3.73M€3.74M▲
Tangible fixed assets22/27€76k€91k▲
Other tangible fixed assets26€76k€91k▲
Financial fixed assets28€3.65M€3.65M=
Affiliated companies280/1€3.65M€3.65M=
Participating interests280€3.65M€3.65M=
Other financial fixed assets284/8€3k€3k=
Amounts receivable and cash guarantees285/8€3k€3k=
Current assets29/58€1.34M€1.56M▲
Stocks and contracts in progress3-€0
Amounts receivable within one year40/41€1.21M€1.51M▲
Trade receivables40€44k€45k▲
Other amounts receivable41€1.17M€1.46M▲
Cash at bank and in hand54/58€130k€47k▼
Equity and liabilities
Total equity and liabilities10/49€5.07M€5.30M▲
Equity10/15€4.86M€5.10M▲
Contributions10/11€3.64M€3.64M=
Capital10€3.64M-
Issued capital100€3.64M-
Reserves13€66k€80k▲
Non-distributable reserves130/1€66k€80k▲
Legal reserve130€66k-
Reserves not available under the articles1311-€80k
Profit (loss) carried forward14€1.16M€1.38M▲
Amounts payable17/49€207k€198k▼
Amounts payable within one year42/48€207k€198k▼
Financial debts43€78k€70k▼
Credit institutions430/8€78k€70k▼
Trade debts44€45k€45k▼
Suppliers440/4€45k€45k▼
Taxes, remuneration and social security45€78k€55k▼
Taxes450/3€31k€5k▼
Remuneration and social security454/9€47k€50k▲
Other amounts payable47/48€5k€28k▲
Income statement
Code20242025
Operating income70/76A€811k€817k▲
Turnover70€789k€795k▲
Other operating income74€7k€7k▲
Non-recurring operating income76A€15k€15k=
Operating charges60/66A€414k€502k▲
Services and other goods61€150k€226k▲
Remuneration, social security and pensions62€262k€273k▲
Other operating charges640/8€2k€3k▲
Operating profit (loss)9901€397k€315k▼
Financial income75/76B€30k€36k▲
Recurring financial income75€30k€36k▲
Income from current assets751€30k€36k▲
Financial charges65/66B€13k€10k▼
Recurring financial charges65€13k€10k▼
Debt charges650€12k€9k▼
Other financial charges652/9€392€500▲
Profit (loss) for the period before taxes9903€414k€341k▼
Income taxes67/77€98k€83k▼
Taxes670/3€106k€83k▼
Tax adjustments and reversals of tax provisions77€8k€0▼
Profit (loss) for the period9904€316k€258k▼
Profit (loss) for the period to be appropriated9905€316k€258k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.17M€1.42M▲
Profit (loss) brought forward from the previous period14P€859k€1.16M▲
Transfer to equity691/2€16k€14k▼
To the legal reserve6920€16k€14k▼
Profit to be distributed694/7-€20k
Directors or managers695-€20k
Social balance
Average headcount (FTE)90874.03.9▼
The notes to these accounts (44 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €5MEq €5.10M ▲4.9%
4 profitable years in a row build equity to €5.10M.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €329k
Net result €329k after one loss-making year.
31-12
Financial
Liquidity times 156current ratio 4.26
Current ratio from 0.03 to 4.26; short-term debt falls from €10.54M to €163k.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €-40k ▼134%
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
19-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
John Cordierlaan 158400 OostendeGround area
1.6 ha
Building footprint
4,930 m²
Volume, LiDAR
434 m³
Parcel 35026B0110/00L000, Flanders · tallest building 8.4 m. Linked by address, not a title deed.
1 establishment unit
SSA HOLDING
since 20212.317.003.960
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35026B0110/00L000 | Flanders | 1.6 ha | 1 · 4,929 m² | 8.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 1,824 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2011
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
82990Other business support services
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.