Result
€269,789 €269,789
Back in profit in 2025, after a loss of €16,002 in 2024.
RENOVIMMO SRL
Lifetime
2 annual accounts with figures on one time axisGross marginpeak -€7,604 (2024)
-€39,730▼ €32,126
Resultlowest -€16,002 (2024)
€269,789▲ €285,791
Equitypeak €153,328 (2025)
€153,328▲ €269,789
Debts
€162,864▼ 55.6%
Staffpeak 0 FTE (2024)
-not published
Board3 names since 2023
1 directorFIB SERVICES HOLDING
Owners2 names in the annual accounts
Documentsfilings and deeds
14-04-202616 days before the deadline
2025micro format
Gross margin from -€7,604 to -€39,730Back to profit: €269,789Registered-office move · Resignations & appointments 08-071 director appointed, 1 resignation 14-03Equity from -€116,461 to €153,328Debts from €366,992 to €162,864
Key points
from the 2025 annual accountsInvestments
€86,727 12.6 × depreciation
Green is investment, beige is depreciation.
Liquidity
2.45 was 0.06 in 2024
Short-term debts rose from €12,385 to €79,368.
Checked score
90
Excellent
Financially stronger than 62% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.9%
01-2025: 1.9%● unchanged vs 12-2024
02-2025: 2.0%▲ +0.1 percentage points vs 01-2025
03-2025: 1.8%▼ -0.2 percentage points vs 02-2025
04-2025: 1.8%● unchanged vs 03-2025
05-2025: 0.9%▼ -0.9 percentage points vs 04-2025
06-2025: 0.9%● unchanged vs 05-2025
07-2025: 0.9%● unchanged vs 06-2025
08-2025: 1.7%▲ +0.8 percentage points vs 07-2025
09-2025: 1.7%● unchanged vs 08-2025
10-2025: 1.7%● unchanged vs 09-2025
11-2025: 1.7%● unchanged vs 10-2025
12-2025: 1.7%● unchanged vs 11-2025
01-2026: 1.8%▲ +0.1 percentage points vs 12-2025
02-2026: 2.2%▲ +0.4 percentage points vs 01-2026
03-2026: 2.3%▲ +0.1 percentage points vs 02-2026
04-2026: 2.6%▲ +0.3 percentage points vs 03-2026highest value
05-2026: 0.2%▼ -2.4 percentage points vs 04-2026lowest value
06-2026: 0.2%● unchanged vs 05-2026lowest value
07-2026: 0.2%● unchanged vs 06-2026lowest value
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Size: total assets €316,192
Liquidity: current ratio 2.45, cash €92,445
Figures for financial year 2025 (filed on 14-04-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 43% of them on solvency, 71% on liquidity, 36% on profitability and 97% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as RENOVIMMO SRL has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of RENOVIMMO SRL itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for RENOVIMMO SRL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.45 (0.06 in 2024), above the usual 1.5. Short-term debt is 25.1% and cash 29.2% of total assets. However, 51.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 14-04-2026, 16 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
16 days early
2024
22 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 2 accounts on average 19 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end05-11-2026 today30-04-2027 deadline
Board and ownership
- FIB SERVICES HOLDING 100%score 94equity €16.8m (2025) · 2025 annual accounts of FIB SERVICES HOLDING
Recent changes
Registered-office move · Resignations & appointments
Director in office: FIB Services Holding (sole director) · General meeting of 28-05-2025 · Gazette deed
1 director appointed, 1 resignation
Resignation: Bernard DEGAUQUIER · Appointment: FIB Services Holding · Permanent representative: Osvaldo Di Loreto · General meeting of 03-01-2025 · Gazette deed
Amendment of the articles · Legal-form change · Resignations & appointments
Reappointments: Bernard DEGAUQUIER (director) and Christophe DEGAUQUIER (director) · DEGAUQUIER is a shareholder · Legal-form conversion: from cooperative company to private limited company · General meeting of 21-12-2023 · Gazette deed
Incorporation
published on 08-04-2014 · Gazette deed
Official details
Source: KBO- Status
- Active since 04-04-2014Normal situation
- Activity
- “L’achat, la vente, l’échange, la construction, la reconstruction, la démolition, la transformation, l’exploitation et…” (deed in French)From the articles, 2 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.229.902.5147331 Saint-Ghislain, since 04-04-2014
- Financial year end
- 30 September
- Peppol
- Not found in the Peppol Directory
Annual accounts to 30-09-2025
- Total assets
- €316,192▲ 26.2%
- Filing
- Filed on 14-04-2026, 16 days before the end of the filing period
Insights on RENOVIMMO SRL
RENOVIMMO SRL has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153,328 and a net result of €269,789, with €389,698 of non-recurring income.
The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RENOVIMMO SRL
- What is the company number of RENOVIMMO SRL?
- The company number of RENOVIMMO SRL is 0550.362.162. The VAT number is the same number with BE in front: BE 0550.362.162.
- Where is RENOVIMMO SRL based?
- The registered office is at Rue des Azalées 3, 7331 Saint-Ghislain.Company details
- What is the legal form of RENOVIMMO SRL?
- RENOVIMMO SRL is a private limited company (BV).
- When was RENOVIMMO SRL founded?
- RENOVIMMO SRL was founded on 04-04-2014.
- Is RENOVIMMO SRL still active?
- Yes, RENOVIMMO SRL is an active enterprise in the KBO register.
- What is the turnover of RENOVIMMO SRL?
- The annual accounts for financial year 2025 state no turnover.Financials
- Is RENOVIMMO SRL profitable?
- In financial year 2025, RENOVIMMO SRL made a profit of €269,789.
- Where can I find the annual accounts of RENOVIMMO SRL?
- RENOVIMMO SRL filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RENOVIMMO SRL due?
- RENOVIMMO SRL must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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