Equity
MITFIN Consult has made a profit in every financial year since 2019.
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 45% of them on solvency, 25% on liquidity, 30% on profitability and 93% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Liquidity is insufficient, with a current ratio of 0.74 (0.41 in 2023), below 1. Short-term debt is 27.1% and cash 1.3% of total assets. 57.2% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 6 accounts on average 53 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| MITFIN Consult Mettet | €386,925 | €18,459 | 42.8% | - |
| FOLLIS Beersel | €394,210 | €18,572 | 25.2% | - |
| IKIGAI IMMO Turnhout | €403,980 | €18,819 | 15.1% | - |
| DVCD CONSULTING Waterloo | €396,607 | €21,048 | 93.8% | - |
| ADERYS IMMO Waterloo | €454,032 | €18,620 | -12.4% | - |
| VANMECO Heusden-Zolder | €350,826 | €19,513 | 1.8% | - |
| ACARAVELLE Braine-le-Comte | €416,981 | €22,098 | 35.1% | - |
These companies have the same main activity as MITFIN Consult: other business support services (NACE 82990). They are comparable in size and age: total assets between €351,000 and €454,000, founded between 2018 and 2019.
MITFIN Consult files the micro format. That format states no turnover. The gross margin fell from €34,216 in 2019 to €18,459 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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