Result
-€3,590 -€3,590
From profit to loss in 2025, after a profit of €80,976 in 2024.
BTACC
Lifetime
19 annual accounts with figures on one time axis, 20 filings since 2006peak €224,467 (2025)
€224,467▲ 6.9%
lowest -€3,707 (2013)
-€3,590▼ €84,567
peak €241,218 (2024)
€237,628▼ 1.5%
€821,343▲ 49.1%
Board1 name since 2004
1 directorBruno TEMMERMAN
Documentsfilings and deeds
31-10-2025on the last day
2025micro format
Loss of €3,590Debts from €550,932 to €821,343Investments €454,650Cash from €85,533 to €17,590
Key points
from the 2025 annual accountsDebts
€821,343 78% of the balance sheet
Financial debts 82%Suppliers 2%Taxes and wages 4%Other 12%
Of this, €555,240 falls due within a year.
Investments
€478,850 5.9 × depreciation
Green is investment, beige is depreciation. Machinery stands 366.6% higher than in 2024.
Staff
3 employees on 31-03-2025
In 2025, 2 people joined and 3 left.
Liquidity
0.49 was 1.94 in 2024
Short-term debts rose from €195,154 to €555,240.
Position in the sector
-€3,590
Lower net result than 92% of companies in legal and accounting. Sector median €37,380 · 15,830 companies.
2026 accounts not filed, 10 days past the deadline
Checked score
77
Excellent
Financially stronger than 18% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: 0.1%▲ +0.1 percentage points vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.2%▲ +0.1 percentage points vs 09-2025
11-2025: 0.3%▲ +0.1 percentage points vs 10-2025
12-2025: 0.2%▼ -0.1 percentage points vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.3%▲ +0.1 percentage points vs 08-2026
10-2026: 0.5%▲ +0.2 percentage points vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
1 change of registered office in 24 months
Figures for financial year 2025 (filed on 05-11-2025)
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €1.1m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 24% of them on solvency, 7% on liquidity, 12% on profitability and 31% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,450 companies had the same profile as BTACC has now. Each dot stands for 7 companies, two years later.
93.2%
were still trading
5.0%
stopped another way
1.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BTACC itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,450 companies, not a prediction for BTACC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.49 (1.94 in 2024), below 1. Short-term debt is 52.4% and cash 1.7% of total assets. 77.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 15828 sector peers (2025).
NBB · sector comparisonPosition among 15828 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
not filed
2025
on the day
2024
1 day early
2023
on the day
2022
30 days late
2021
20 days late
2020
66 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 19 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0866414193
Registered office moved from Grimbergen to Strombeek-Bever
New registered office: Villegas de Clercampstraat 105 bus 00/01, 1853 Strombeek-Bever · Previous registered office: Hendrik Drapsstraat 43 bus 301, 1853 Grimbergen · Board meeting of 01-10-2024 · Gazette deed
Company renamed from TEMMERMAN BRUNO to BTACC
Resignation: Bruno TEMMERMAN (manager) · Reappointment: Bruno TEMMERMAN (director) · “De vennootschap heeft tot voorwerp de werkzaamheden van gecertificeerd accountant en gecertificeerd…” (deed in Dutch) · General meeting of 26-10-2023 · Gazette deed
Registered office moved to Strombeek-Bever
New registered office: Hendrik Drapsstraat 43, bus 03.01 te 1853 Strombeek-Bever · General meeting of 01-11-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BTACC Grimbergen | €1.1m | €224,467 | 22.4% | - |
| VDT Accountants Merchtem | €1.0m | €198,884 | 27.0% | - |
| ALL TAX Zemst | €0.9m | €208,899 | 97.7% | - |
| BOEKHOUDING EN FISCALITEIT VANNEUVILLE ELS Nieuwpoort | €1.0m | €220,238 | 40.4% | - |
| BPT CONSULT Zandhoven | €1.1m | €208,275 | 24.8% | - |
| VAN DOORSSELAER-LIEVENS & C° Zele | €1.1m | €204,173 | 79.8% | - |
| XD XPERT Saint-Ghislain | €1.1m | €209,963 | 19.5% | - |
These companies have the same main activity as BTACC: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €942,000 and €1.1m, founded between 2003 and 2005.
Official details
Source: KBO- Status
- Active since 16-07-2004Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Establishment unit
- 2.138.653.9211853 Grimbergen, since 16-07-2004
- Financial year end
- 31 March
- Peppol
- Reachable since 20-04-2026
Annual accounts to 31-03-2025
- ≈ €420,000estimated
- €1.1m▲ 33.7%
- Employeeson 31-03-2025
- 3▼ 25.0%
- Filing
- Filed on 31-10-2025
Insights on BTACC
BTACC files the micro format. That format states no turnover. The gross margin rose from €45,791 in 2007 to €224,467 in 2025.
The balance sheet grew most from 2021 to 2022 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BTACC
- What is the company number of BTACC?
- The company number of BTACC is 0866.414.193. The VAT number is the same number with BE in front: BE 0866.414.193.
- Where is BTACC based?
- The registered office is at de Villegas de Clercampstraat 105, 1853 Grimbergen.Company details
- What does BTACC do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of BTACC?
- BTACC is a private limited company (BV).
- When was BTACC founded?
- BTACC was founded on 16-07-2004.
- Is BTACC still active?
- Yes, BTACC is an active enterprise in the KBO register.
- How many employees does BTACC have?
- BTACC had an average of 3.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of BTACC?
- The turnover in financial year 2025 is ≈ €420,000. This figure is estimated from the gross margin of €224,467 and 43 comparable companies (NACE 69201). It probably lies between €340,000 and €520,000.
- Is BTACC profitable?
- In financial year 2025, BTACC made a loss of €3,590.
- Where can I find the annual accounts of BTACC?
- BTACC filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
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