Equity
€22,847 ▼ 5.6%
BCC CONSULT paid out €1,000 in dividends in a year with a loss of €333.
BCC CONSULT
Lifetime
4 annual accounts with figures on one time axispeak €181,990 (2025)
€181,990▲ 10.1%
lowest -€333 (2025)
-€333▼ €9,367
peak €24,195 (2024)
€22,847▼ 5.6%
€125,452▲ 41.6%
Board1 name since 2022
1 directorCOLLÉE Pascale Marie Jeanne
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Gross margin from €21,513 to €17,928Loss of €333Dividend €1,000Debts from €88,593 to €125,452Investments €15,000Cash from €3,159 to €518
Key points
from the 2025 annual accountsDebts
€125,452 85% of the balance sheet
Financial debts 32%Suppliers 40%Taxes and wages 9%Other 20%
Of this, €100,398 falls due within a year.
Investments
€15,000 2.0 × depreciation
Green is investment, beige is depreciation.
Payment terms
110 days to suppliers
BCC CONSULT pays its suppliers 17 days later than in 2024. Customers pay 43 days later.
Filings
4 annual accounts 3 late
The 2023 accounts came latest: 28 days after the end of the period.
Position in the sector
-€333
Lower net result than 90% of companies in legal and accounting. Sector median €37,367 · 15,822 companies.
Checked score
78
Excellent
Financially stronger than 20% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,101 companies (NACE 69, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.3%▲ +0.1 percentage points vs 03-2025
05-2025: 0.2%▼ -0.1 percentage points vs 04-2025
06-2025: 0.3%▲ +0.1 percentage points vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.4%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%▼ -0.2 percentage points vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.1%▼ -0.1 percentage points vs 11-2025
01-2026: 0.2%▲ +0.1 percentage points vs 12-2025
02-2026: 0.1%▼ -0.1 percentage points vs 01-2026lowest value
03-2026: 0.2%▲ +0.1 percentage points vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.3 percentage points vs 07-2026highest value
09-2026: 0.5%● unchanged vs 08-2026highest value
10-2026: 0.5%● unchanged vs 09-2026highest value
11-2026: 0.5%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 1.27, cash €518, halved
Founded in 2022
lowers risk
Sector: Legal and accounting activities (NACE 69)
Figures for financial year 2025 (filed on 27-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 19% of them on solvency, 3% on liquidity, 9% on profitability and 47% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,271 companies had the same profile as BCC CONSULT has now. Each dot stands for 4 companies, two years later.
93.5%
were still trading
2.0%
stopped another way
4.1%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BCC CONSULT itself is lower: 0.5% within 12 months. It rests on far more data about BCC CONSULT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,271 companies, not a prediction for BCC CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.27 (1.5 in 2024), below the usual 1.5. Short-term debt is 67.7% and cash 0.3% of total assets. 84.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 15820 sector peers (2025).
NBB · sector comparisonPosition among 15820 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
4 days early
2024
27 days late
2023
28 days late
2022
15 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 17 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 August (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0782455349
Incorporation
Founding capital of €5,000, 100 shares · Founder: COLLÉE Pascale Marie Jeanne (fondateur et simple souscripteur) · Appointment: COLLÉE Pascale Marie Jeanne (director) · published on 24-02-2022 · Gazette deed
First establishment
Rue de Limal 25, Rixensart
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BCC CONSULT Rixensart | €148,299 | €17,928 | 15.4% | - |
| MNS Projects Laarne | €144,316 | €17,277 | 13.9% | - |
| To.the.Point.Tax Sint-Niklaas | €153,390 | €14,848 | 20.1% | - |
| Jonas Verckens Accountancy Kontich | €151,242 | €17,246 | 37.3% | - |
| Masy Consult Evere | €134,401 | €19,058 | 62.2% | - |
| FIDUCIAIRE AMAX Genk | €116,048 | €19,366 | 58.4% | - |
| DIOUF & Partners Certified Accountants Evere | €131,463 | €22,734 | 11.1% | - |
These companies have the same main activity as BCC CONSULT: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €116,000 and €153,000, founded between 2020 and 2022.
Official details
Source: KBO- Status
- Active since 22-02-2022Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Establishment unit
- 2.328.207.2621330 Rixensart, since 22-02-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 06-03-2025
Annual accounts 2025
- €148,299▲ 31.5%
- ≈ 0.1 FTEestimated
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on BCC CONSULT
Turnover has grown every year since 2022. Solvency fell in 2025 from 21.5% to 15.4% because of the loss and higher debts to suppliers.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BCC CONSULT
- What is the company number of BCC CONSULT?
- The company number of BCC CONSULT is 0782.455.349. The VAT number is the same number with BE in front: BE 0782.455.349.
- Where is BCC CONSULT based?
- The registered office is at Rue de Limal 25, 1330 Rixensart.Company details
- What does BCC CONSULT do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of BCC CONSULT?
- BCC CONSULT is a private limited company (BV).
- When was BCC CONSULT founded?
- BCC CONSULT was founded on 22-02-2022.
- Is BCC CONSULT still active?
- Yes, BCC CONSULT is an active enterprise in the KBO register.
- What is the turnover of BCC CONSULT?
- The turnover of BCC CONSULT was €181,990 in financial year 2025, according to the filed annual accounts.Financials
- Is BCC CONSULT profitable?
- In financial year 2025, BCC CONSULT made a loss of €333.
- Where can I find the annual accounts of BCC CONSULT?
- BCC CONSULT filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BCC CONSULT due?
- BCC CONSULT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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