Losses
-€1.4m in three years
Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.
VALDAMI
Lifetime
20 annual accounts with figures on one time axis, 38 filings since 1986peak €23.4m (2025)
€23.4m▲ 1.9%
lowest -€2.5m (2011)
-€560,403▼ €60,604
peak €8.2m (2017)
€6.2m▼ 8.2%
€6.4m▲ 12.0%
peak 479.8 FTE (2018)
304.4 FTE▲ 2.1%
Board26 names since 2007all names
2 directorsKORIAN BELGIUM and 1 other
Owners8 names in the annual accountsall names
via 100%KORIAN BELGIUM and 2 others
Documentsfilings and deeds
23-07-20268 days before the deadline
2025financial year
Loss of €560,403Powers of attorney: France Sandrine C. STEVENNE, Laurent Mich… 14-03
Key points
from the 2025 annual accountsStaff
420 employees on 31-12-2025
In 2025, 948 people joined and 930 left. On top of that, 0.1 agency workers worked there on average.
Payment terms
97 days to suppliers
VALDAMI pays its suppliers 24 days later than in 2024. Customers pay 12 days later.
Filings
38 annual accounts since 1986
The last five annual accounts were filed 4 to 14 days before the end of the period.
Board
1 joined · 1 left
Board changed. Latest change 19-01-2026 · 2 in office.
Position in the sector
-€560,403
Lower net result than 93% of companies in residential care. Sector median €23,433 · 696 companies.
Checked score
82
Excellent
Financially stronger than 28% of large companies in residential care (NACE 87)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 95 companies (NACE 87, large).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.4%▲ +0.1 percentage points vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025highest value
08-2025: 0.3%▼ -0.1 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026lowest value
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.4%▲ +0.1 percentage points vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 1.21, cash €5,090
Loss of €560,403, the second in a row (financial year 2025)
lowers risk
Sector: Residential care activities (NACE 87)
Founded in 1985
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, large). It does better than 53% of them on solvency, 13% on liquidity, 24% on profitability and 22% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 151 companies had the same profile as VALDAMI has now. Each dot is one company, two years later.
94.0%
were still trading
4.0%
stopped another way
1.3%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VALDAMI itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 151 companies, not a prediction for VALDAMI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.21 (1.34 in 2024), below the usual 1.5. Short-term debt is 50.4% and cash 0% of total assets. 50.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 days early
2024
6 days early
2023
7 days early
2022
14 days early
2021
4 days early
2020
22 days early
2019
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 87), the median for financial year 2024 was 27 days before the deadline, and 25% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- SL FINANCE 100%equity €58.8m (2025) · annual accounts 2025
- Clariane se consolidatesannual accounts 2025
- KORIAN BELGIUMequity €194.6m (2025) · 2025 annual accounts of KORIAN BELGIUM
Recent changes
New day-to-day manager
Alicia DIGIUGNO appointed, Laurent Michel J. WERY resigned · Board meeting of 16-01-2026 · Gazette deed
1 director appointed, 1 resignation, 2 reappointments
Resignation: SL INVEST · Permanent representatives: BOTS Barend Michel, BEELEN Dominiek Emelie Alfons and DANNEELS Liesbet Marc Gino · Reappointments: KORIAN BELGIUM and SL FINANCE · General meeting of 06-12-2023 · Gazette deed
1 statutory auditor reappointed
EY Réviseurs d'Entreprises (statutory auditor) · Permanent representatives: Dominiek Beelen and Liesbet Danneels · General meeting of 24-06-2021 · Gazette deed
Permanent representatives: Ronald Van den Ecker, Harry Everaert, Dominiek Beelen and Liesbet Danneels
General meeting of 30-06-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VALDAMI Ottignies-Louvain-la-Neuve | €23.4m | -2.6% | 49.5% | 304.4 |
| VIVIAS - Interkommunale Eifel Butgenbach | €17.9m | -13.9% | 29.2% | 257.4 |
| BEN WOONZORGNETWERK Roeselare | €16.6m | -0.8% | 54.5% | 241.2 |
| Home Sebrechts Mechelen | €34.8m | 6.0% | 21.3% | 462.9 |
| LA MAISON DE MARIEMONT Morlanwelz | €13.8m | 4.6% | 49.8% | 234.6 |
| Bejaardenzorg Grauwzusters Limburg Hasselt | €22.7m | 5.3% | 79.5% | 295.8 |
| Salvator Welzijnscentrum Hasselt | €18.2m | -0.4% | 38.2% | 203.2 |
Grey: the largest companies of the sector (residential care (NACE 87)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as VALDAMI: residential care activities (NACE 87301). They are comparable in size and age: total assets between €7.4m and €43m, founded between 1976 and 1991.
Official details
Source: KBO- Status
- Active since 27-06-1985Normal situation
- Activity
- Residential care activitiesNACE 87301and 1 other
- Joint committee
- 330Health institutions and services · annual accounts 2025
- Establishment units
- 2.028.451.5281341 Ottignies-Louvain-la-Neuve, since 19-08-1996
- 2.198.730.3751340 Ottignies-Louvain-la-Neuve, since 26-03-2010and 5 others
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €12.6m▲ 1.0%
- Employeeson 31-12-2025
- 420▲ 4.5%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on VALDAMI
VALDAMI has existed since 1985. The present size dates from 2010. Turnover rose that year from €1.7m to €9.3m and staff from 24 to 152.9 full-time equivalents. In 2010 three sites were added.
Turnover has grown every year since 2021.
SL FINANCE holds all the shares. In December 2023, the Official Gazette published the appointment of KORIAN BELGIUM as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VALDAMI
- What is the company number of VALDAMI?
- The company number of VALDAMI is 0427.589.460. The VAT number is the same number with BE in front: BE 0427.589.460.
- Where is VALDAMI based?
- The registered office is at Rue Chapelle Notre-Dame 10, 1341 Ottignies-Louvain-la-Neuve.Company details
- What does VALDAMI do?
- According to the KBO register, the main activity is residential care activities (NACE 87301).
- What is the legal form of VALDAMI?
- VALDAMI is a private limited company (BV).
- When was VALDAMI founded?
- VALDAMI was founded on 27-06-1985.
- Is VALDAMI still active?
- Yes, VALDAMI is an active enterprise in the KBO register.
- How many employees does VALDAMI have?
- VALDAMI had an average of 304.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does VALDAMI fall under?
- In its 2025 annual accounts, VALDAMI states joint committee 330 (Health institutions and services).
- What is the turnover of VALDAMI?
- The turnover of VALDAMI was €23.4m in financial year 2025, according to the filed annual accounts.
- Is VALDAMI profitable?
- In financial year 2025, VALDAMI made a loss of €560,403.
- Where can I find the annual accounts of VALDAMI?
- VALDAMI filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VALDAMI due?
- VALDAMI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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