Equity
€67,538 ▼ 49.8%
SWINCOM paid out €48,406 in dividends in a year with a loss of €18,668.
SWINCOM
Lifetime
7 annual accounts with figures on one time axispeak €74,847 (2020)
-€12,724▼ €43,687
lowest -€18,668 (2025)
-€18,668▼ €34,572
peak €151,247 (2023)
€67,538▼ 49.8%
€60,818▲ 18.5%
Board1 name since 2018
1 directorSWINNEN Philip Marc
Documentsfilings and deeds
23-06-202638 days before the deadline
2025micro format
Gross margin from €30,963 to -€12,724Loss of €18,668Dividend €48,406Equity from €134,612 to €67,538Debts from €51,306 to €60,818Investments €11,375
Key points
from the 2025 annual accountsInvestments
€11,375 4.3 × depreciation
Green is investment, beige is depreciation.
Position in the sector
-€18,668
Lower net result than 92% of companies in head offices and management consultancy. Sector median €27,132 · 39,384 companies.
Turnover not published (micro format)
Checked score
92
Excellent
Financially stronger than 34% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Loss of €18,668 (financial year 2025)
lowers risk
Liquidity: current ratio 1.87, cash €97,288
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €128,355
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 48% of them on solvency, 68% on liquidity, 8% on profitability and 13% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,591 companies had the same profile as SWINCOM has now. Each dot stands for 9 companies, two years later.
87.3%
were still trading
9.4%
stopped another way
3.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SWINCOM itself is lower: < 0.1% within 12 months. It rests on far more data about SWINCOM than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for SWINCOM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.87 (3.51 in 2024), above the usual 1.5. Short-term debt is 47.3% and cash 75.8% of total assets. 47.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
38 days early
2024
44 days early
2023
21 days late
2022
2 days late
2021
29 days late
2020
23 days early
2019
21 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 August (4 of the last 5 accounts filed within 40 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0698587961
Registered-office move
General meeting of 03-10-2023 · Gazette deed
Incorporation
Founder: SWINNEN Philip Marc · Founding capital of €18,600, 100 shares, €12,400 paid up · Appointment: SWINNEN Philip Marc (manager) · published on 21-06-2018 · Gazette deed
First establishment
Scepterstraat 31, Ixelles
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SWINCOM Ixelles | - | - | 52.6% | - |
| Brussels North Manhattan Centre Brussels | €1.5m | -17.2% | -1201.3% | - |
| Brussels MARITIME CENTRE Brussels | €1.4m | -72.0% | -5337.0% | - |
| InnoWings Brussels | - | - | 30.0% | - |
| Katsup Consult Ixelles | - | - | 99.5% | - |
| ORNALYS Brussels | - | - | 85.6% | - |
| E-HEALTH VENTURE Anderlecht | - | - | 17.2% | - |
These companies have the same main activity as SWINCOM: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €110,000 and €158,000, founded between 2017 and 2018.
Official details
Source: KBO- Status
- Active since 19-06-2018Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.279.007.6741050 Ixelles, since 19-06-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Annual accounts 2025
- €128,355▼ 31.0%
- Filing
- Filed on 23-06-2026, 38 days before the end of the filing period
Insights on SWINCOM
SWINCOM files the micro format. That format states no turnover. The gross margin fell from €52,091 in 2019 to -€12,724 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SWINCOM
- What is the company number of SWINCOM?
- The company number of SWINCOM is 0698.587.961. The VAT number is the same number with BE in front: BE 0698.587.961.
- Where is SWINCOM based?
- The registered office is at Scepterstraat 31, 1050 Ixelles.Company details
- What does SWINCOM do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of SWINCOM?
- SWINCOM is a private limited company (pre-2019) (BVBA).
- When was SWINCOM founded?
- SWINCOM was founded on 19-06-2018.
- Is SWINCOM still active?
- Yes, SWINCOM is an active enterprise in the KBO register.
- What is the turnover of SWINCOM?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is SWINCOM profitable?
- In financial year 2025, SWINCOM made a loss of €18,668.
- Where can I find the annual accounts of SWINCOM?
- SWINCOM filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SWINCOM due?
- SWINCOM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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