Equity
-€1.8m
Debts exceed assets in financial year 2025.
RESIDENCE WERSON
Lifetime
20 annual accounts with figures on one time axis, 39 filings since 1987peak €7.6m (2020)
-not published
lowest -€1.5m (2018)
-€415,319▲ €540,376
peak €531,575 (2014)
-€1.8m▼ €415,319
€12.7m▲ 0.1%
peak 77.9 FTE (2024)
75.3 FTE▼ 3.3%
Board3 names since 2020
1 directorM3 Conseils et Gestion
Owners
Documentsfilings and deeds
08-10-202669 days late
2025financial year
Loss of €415,319Equity from -€1.4m to -€1.8m
Key points
from the 2025 annual accountsLosses
-€1.8m in three years
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
Debts
€12.7m 117% of the balance sheet
Financial debts 57%Suppliers 6%Taxes and wages 22%Other 15%
€4.5m of the debts are secured on the company's own assets. In 2021 that was €4.8m.
Staff
117 employees on 31-12-2025
In 2025, 50 people joined and 57 left.
Payment terms
187 days to suppliers
RESIDENCE WERSON pays its suppliers 395 days earlier than in 2024. Customers pay 6 days earlier.
Filings
39 annual accounts 40 filings, 69 days
Latest accounts filed late: after the legal deadline.
Checked score
33
Weak
Financially stronger than 21% of medium-sized companies in residential care (NACE 87)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
7.3% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 536 companies (NACE 87, medium-sized).
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 7.1%lowest value
01-2025: 10.4%▲ +3.3 percentage points vs 12-2024
02-2025: 10.4%● unchanged vs 01-2025
03-2025: 10.4%● unchanged vs 02-2025
04-2025: 9.4%▼ -1.0 percentage point vs 03-2025
05-2025: 9.4%● unchanged vs 04-2025
06-2025: 9.4%● unchanged vs 05-2025
07-2025: 7.2%▼ -2.2 percentage points vs 06-2025
08-2025: 7.6%▲ +0.4 percentage points vs 07-2025
09-2025: 8.1%▲ +0.5 percentage points vs 08-2025
10-2025: 8.9%▲ +0.8 percentage points vs 09-2025
11-2025: 9.1%▲ +0.2 percentage points vs 10-2025
12-2025: 9.9%▲ +0.8 percentage points vs 11-2025
01-2026: 13.9%▲ +4.0 percentage points vs 12-2025highest value
02-2026: 13.9%● unchanged vs 01-2026highest value
03-2026: 13.9%● unchanged vs 02-2026highest value
04-2026: 12.6%▼ -1.3 percentage points vs 03-2026
05-2026: 12.6%● unchanged vs 04-2026
06-2026: 12.6%● unchanged vs 05-2026
07-2026: 12.6%● unchanged vs 06-2026
08-2026: 12.6%● unchanged vs 07-2026
09-2026: 8.1%▼ -4.5 percentage points vs 08-2026
10-2026: 7.3%▼ -0.8 percentage points vs 09-2026
11-2026: 7.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Judicial reorganisation on record (4 publications, latest 24-12-2019)
Negative equity -€1.8m
Liquidity: current ratio 0.37, cash €109,938
lowers risk
Sector: Residential care activities (NACE 87)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, medium-sized). It does better than 8% of them on solvency, 13% on liquidity, 19% on profitability and 42% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 139 companies had the same profile as RESIDENCE WERSON has now. Each dot is one company, two years later.
95.7%
were still trading
2.2%
stopped another way
2.2%
went bankrupt
The bankruptcy probability of RESIDENCE WERSON itself is higher: 7.3% within 12 months. It rests on far more data about RESIDENCE WERSON than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 139 companies, not a prediction for RESIDENCE WERSON. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.37 (0.38 in 2024), below 1. Short-term debt is 49.7% and cash 1% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€1.8m
raises risk · 2025 accounts filed 69 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-10-2026, 69 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filingsDeviation from the deadline
2025
69 days late
2024
364 days late
2023
322 days late
2022
248 days late
2021
11 days early
2020
97 days late
2019
15 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 153 days after the deadline. In the sector (NACE 87), the median for financial year 2024 was 27 days before the deadline, and 25% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 April (4 of the last 5 accounts filed within 179 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- M3 CONSEILS ET GESTION 99.74%score 50equity €2.4m (2025) · 30-06-2025 annual accounts of M3 CONSEILS ET GESTION
Recent changes
Registered office moved from Crisnée to Fleurus
New registered office: Avenue de Spirou 32, 6220 Fleurus · Previous registered office: Rue du Soleil 30, 4367 Crisnée · Gazette deed
Transfer: FOURNISSEUR D'ENERGIE ET DE SERVICES DURABLES transfers a universality to RESIDENCE WERSON
Gazette deed
Transfer proposal: FOURNISSEUR D'ÉNERGIE ET DE SERVICES DURABLES transfers a branch of activity to RESIDENCE WERSON
Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0429314872
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RESIDENCE WERSON Fleurus | €6.7m | -0.7% | -16.6% | 75.3 |
| RESIDENCE LES BEAUX CHENES Liège | €6.7m | 2.6% | -4.9% | 81.3 |
| MAISON DE REPOS DE LA MAISON DIEU Wanze | €6.8m | 4.5% | 21.5% | 65.8 |
| LA TONNELLE Hannut | €6.8m | 10.5% | 22.0% | 63.2 |
| Sint Jozef Wevelgem | €6.6m | 6.9% | 38.6% | 81.9 |
| Cassiers woon- en zorgcentrum Houthulst | €7.2m | 4.9% | 80.7% | 97.7 |
| Centre Sainte-Thérèse Ciney | €6.1m | 1.3% | 29.2% | 73.6 |
Grey: the largest companies of the sector (residential care (NACE 87)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as RESIDENCE WERSON: residential care activities (NACE 87301). They are comparable in size and age: total assets between €7.1m and €16m, founded between 1983 and 1989.
Official details
Source: KBO- Status
- Active since 02-07-1986Normal situation
- Registered office
- 54 active companies are registered at this address4 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Residential care activitiesNACE 87301
- Establishment unit
- 2.279.745.8646220 Fleurus, since 24-01-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 09-01-2026
Annual accounts 2025
- €10.9m▼ 3.5%
- Employeeson 31-12-2025
- 117▼ 5.6%
- Filing
- Filed on 08-10-2026
Insights on RESIDENCE WERSON
RESIDENCE WERSON has existed since 1986. The present size dates from 2020. The gross margin rose that year from €3.1m to €7.6m.
M3 CONSEILS ET GESTION holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RESIDENCE WERSON
- What is the company number of RESIDENCE WERSON?
- The company number of RESIDENCE WERSON is 0429.314.872. The VAT number is the same number with BE in front: BE 0429.314.872.
- Where is RESIDENCE WERSON based?
- The registered office is at Avenue de Spirou 32, 6220 Fleurus.Company details
- What does RESIDENCE WERSON do?
- According to the KBO register, the main activity is residential care activities (NACE 87301).
- What is the legal form of RESIDENCE WERSON?
- RESIDENCE WERSON is a private limited company (BV).
- When was RESIDENCE WERSON founded?
- RESIDENCE WERSON was founded on 02-07-1986.
- Is RESIDENCE WERSON still active?
- Yes, RESIDENCE WERSON is an active enterprise in the KBO register.
- How many employees does RESIDENCE WERSON have?
- RESIDENCE WERSON had an average of 75.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of RESIDENCE WERSON?
- The turnover of RESIDENCE WERSON was €6.7m in financial year 2025, according to the filed annual accounts.
- Is RESIDENCE WERSON profitable?
- In financial year 2025, RESIDENCE WERSON made a loss of €415,319.
- Where can I find the annual accounts of RESIDENCE WERSON?
- RESIDENCE WERSON filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RESIDENCE WERSON due?
- RESIDENCE WERSON must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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