Filings
38 annual accounts since 1988
The last five annual accounts were filed 32 to 49 days before the end of the period.
JACQUES STEYAERT
Lifetime
20 annual accounts with figures on one time axis, 38 filings since 1988peak €192,961 (2013)
-€21,137▼ €66,055
lowest -€21,728 (2025)
-€21,728▼ €45,695
peak €950,678 (2024)
€928,950▼ 2.3%
€7,386▼ 85.5%
peak 1 FTE (2009)
-not published
Board2 names since 2021
-
Documentsfilings and deeds
29-06-202632 days before the deadline
2025abbreviated format
Gross margin from €44,918 to -€21,137Loss of €21,728Purpose change · Amendment of the articles 18-12Debts from €50,805 to €7,386
Key points
from the 2025 annual accountsPosition in the sector
-€21,728
Lower net result than 95% of companies in legal and accounting. Sector median €94,952 · 4,124 companies.
Turnover not published (abbreviated format)
Checked score
94
Excellent
Financially stronger than 52% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025highest value
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 111.45, cash €323,611
Size: total assets €936,336
Equity €928,950 (99.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 87% on liquidity, 5% on profitability and 30% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 8,617 companies had the same profile as JACQUES STEYAERT has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JACQUES STEYAERT itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for JACQUES STEYAERT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €85,000 on 30-day terms is acceptable
Short-term debt is 0.8% and cash 34.6% of total assets. 0.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 days early
2024
36 days early
2023
49 days early
2022
38 days early
2021
34 days early
2020
9 days early
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 28 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Purpose change · Amendment of the articles
“Het verlenen van bijstand en diensten,rechtstreeks of onrechtstreeks,op vlak van administratie,financiën en…” (deed in Dutch) · General meeting of 09-12-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0432234275
1 director appointed, 1 manager resigning, 1 reappointment
Resignation: STEYAERT Jacques Adrien (statutory manager) · Reappointment: STEYAERT Jacques Adrien (director) · Appointment: STEYAERT Stephanie (plaatsvervangende niet statutair bestuurder) · General meeting of 21-12-2023 · Gazette deed
Environmental permit granted
Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Gent
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JACQUES STEYAERT Ghent | €0.9m | -€21,137 | 99.2% | - |
| TORFS STEFAAN Lier | €0.7m | -€35,971 | 86.9% | - |
| BLP Antwerp | €0.6m | -€48,365 | 5.2% | - |
| A. VAN RYSSEGHEM Mechelen | €0.5m | -€6,691 | 19.1% | - |
| PVMD BEDRIJFSREVISOREN - REVISEURS D'ENTREPRISES Waterloo | €0.3m | -€1,237 | 6.3% | - |
| IN EXTENSO AUDIT BELUX Bastogne | €2.0m | -€1,717 | 99.2% | 0 |
| Johan De Mol Merchtem | €0.3m | -€3,085 | 25.2% | - |
These companies have the same main activity as JACQUES STEYAERT: activities of company auditors (NACE 69203). They are comparable in size and age: total assets between €256,000 and €2m, founded between 1989 and 2010.
Official details
Source: KBO- Status
- Active since 13-10-1987Normal situation
- Activity
- Activities of company auditorsNACE 69203
- Establishment unit
- 2.233.194.3769051 Ghent, since 13-10-1987
- Financial year end
- 31 December
- Peppol
- Reachable since 05-11-2025
Annual accounts 2025
- €936,336▼ 6.5%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on JACQUES STEYAERT
JACQUES STEYAERT files the abbreviated format. That format states no turnover. The gross margin fell from €117,090 in 2006 to -€21,137 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JACQUES STEYAERT
- What is the company number of JACQUES STEYAERT?
- The company number of JACQUES STEYAERT is 0432.234.275. The VAT number is the same number with BE in front: BE 0432.234.275.
- Where is JACQUES STEYAERT based?
- The registered office is at Poolse-Winglaan 98, 9051 Ghent.Company details
- What does JACQUES STEYAERT do?
- According to the KBO register, the main activity is activities of company auditors (NACE 69203).
- What is the legal form of JACQUES STEYAERT?
- JACQUES STEYAERT is a private limited company (BV).
- When was JACQUES STEYAERT founded?
- JACQUES STEYAERT was founded on 13-10-1987.
- Is JACQUES STEYAERT still active?
- Yes, JACQUES STEYAERT is an active enterprise in the KBO register.
- What is the turnover of JACQUES STEYAERT?
- The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.Financials
- Is JACQUES STEYAERT profitable?
- In financial year 2025, JACQUES STEYAERT made a loss of €21,728.
- Where can I find the annual accounts of JACQUES STEYAERT?
- JACQUES STEYAERT filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JACQUES STEYAERT due?
- JACQUES STEYAERT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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