Equity
-€13,143
Debts exceed assets in financial year 2025.
CONVANTO
Lifetime
7 annual accounts with figures on one time axispeak €108,678 (2025)
€108,678▲ €135,131
lowest -€90,402 (2024)
€42,308▲ €132,710
peak €137,964 (2021)
-€13,143▲ €42,308
€240,675▲ 8.2%
Board1 name since 2019
1 directorCONINX Kevin Bruno Christiane
Documentsfilings and deeds
25-06-202636 days before the deadline
2025micro format
Gross margin from -€26,453 to €108,678Back to profit: €42,308Equity from -€55,451 to -€13,143Cash from €35,057 to €120,143
Key points
from the 2025 annual accountsResult
€42,308 €42,308
Back in profit in 2025, after a loss of €90,402 in 2024.
Debts
€240,675 106% of the balance sheet
Financial debts 28%Suppliers 7%Taxes and wages 11%Other 53%
Of this, €125,564 falls due within a year.
Liquidity
1.46 was 0.87 in 2024
Short-term debts fell from €126,522 to €125,564.
Filings
7 annual accounts since 2019
The last five annual accounts were filed 20 to 128 days before the end of the period.
Position in the sector
-€13,143
Less equity than 91% of companies in office administrative support. Sector median €53,920 · 9,707 companies.
Checked score
56
Fair
Financially stronger than 57% of micro companies in office administrative support (NACE 82)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025lowest value
03-2025: 0.2%● unchanged vs 02-2025lowest value
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.3%▲ +0.1 percentage points vs 04-2025
06-2025: 0.2%▼ -0.1 percentage points vs 05-2025
07-2025: 1.9%▲ +1.7 percentage points vs 06-2025highest value
08-2025: 1.9%● unchanged vs 07-2025highest value
09-2025: 1.9%● unchanged vs 08-2025highest value
10-2025: 1.9%● unchanged vs 09-2025highest value
11-2025: 1.9%● unchanged vs 10-2025highest value
12-2025: 0.8%▼ -1.1 percentage points vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.2%▼ -0.6 percentage points vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€13,143
lowers risk
Size: total assets €227,532
Liquidity: current ratio 1.46, cash €120,143
Sector: Office administrative, office support and other business support activities (NACE 82)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 12% of them on solvency, 66% on liquidity, 67% on profitability and 85% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,180 companies had the same profile as CONVANTO has now. Each dot stands for 6 companies, two years later.
88.7%
were still trading
5.8%
stopped another way
4.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CONVANTO itself is lower: 0.2% within 12 months. It rests on far more data about CONVANTO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,180 companies, not a prediction for CONVANTO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is tight, with a current ratio of 1.46 (0.87 in 2024), below the usual 1.5. Short-term debt is 55.2% and cash 52.8% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 9695 sector peers (2025).
NBB · sector comparisonPosition among 9695 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
36 days early
2024
58 days early
2023
128 days early
2022
26 days early
2021
20 days early
2020
15 days early
2019
34 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 45 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- CONINX Kevin Bruno Christiane founderdeed of 31-01-2019
- HERZET Kelly Brigitte founderdeed of 31-01-2019
Recent changes
Purpose change · Amendment of the articles · Legal-form change · Resignations & appointments
“La prestation de tous services administratifs,informatiques,financiers,de gestion et de management au sens le…” (deed in French) · General meeting of 14-11-2023 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0717833652
First establishment
Allée Verte 29, Visé
Incorporation
Founders: CONINX Kevin Bruno Christiane (partner) and HERZET Kelly Brigitte (partner) · Founding capital of €18,600, 300 shares, €6,200 paid up · Appointment: CONINX Kevin Bruno Christiane (manager) · published on 31-01-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CONVANTO La Calamine | €227,532 | €108,678 | -5.8% | - |
| Let's Ravel Out Ghent | €230,273 | €129,405 | 9.8% | - |
| Komodo Mortsel | €209,092 | €130,937 | 82.4% | - |
| Koma België Antwerp | €295,818 | €111,958 | 40.1% | 3.8 |
| VT Consultancy Tielt | €250,869 | €103,958 | 28.2% | - |
| Confort Multitech Seraing | €167,494 | €122,093 | 66.3% | - |
| Cabinet dentaire de la polyclinique de Heusy Verviers | €150,656 | €115,670 | 6.7% | - |
These companies have the same main activity as CONVANTO: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €151,000 and €296,000, founded between 2018 and 2020.
Official details
Source: KBO- Status
- Active since 02-01-2019Normal situation
- Activity
- Office administrative and support servicesNACE 82100and 8 others
- Establishment unit
- 2.284.807.1854600 Visé, since 07-02-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2020
Annual accounts 2025
- ≈ €190,000estimated
- €227,532▲ 36.3%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 25-06-2026, 36 days before the end of the filing period
Insights on CONVANTO
CONVANTO files the micro format. That format states no turnover. The gross margin rose from €25,219 in 2019 to €108,678 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CONVANTO
- What is the company number of CONVANTO?
- The company number of CONVANTO is 0717.833.652. The VAT number is the same number with BE in front: BE 0717.833.652.
- Where is CONVANTO based?
- The registered office is at Rue de Moresnet 32/1, 4720 La Calamine.Company details
- What does CONVANTO do?
- According to the KBO register, the main activity is office administrative and support services (NACE 82100).
- What is the legal form of CONVANTO?
- CONVANTO is a private limited company (BV).
- When was CONVANTO founded?
- CONVANTO was founded on 02-01-2019.
- Is CONVANTO still active?
- Yes, CONVANTO is an active enterprise in the KBO register.
- How many employees does CONVANTO have?
- CONVANTO had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of CONVANTO?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €108,678 and 33 comparable companies (NACE 82). It probably lies between €130,000 and €280,000.
- Is CONVANTO profitable?
- In financial year 2025, CONVANTO made a profit of €42,308.
- Where can I find the annual accounts of CONVANTO?
- CONVANTO filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CONVANTO due?
- CONVANTO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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