SPIDERS
ActiveSPIDERS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.46M and a net result of €37k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 95% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-3
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €210k at 30 days acceptable
Liquidity ample (current ratio 4.84 against 3.67 in 2024), and 1.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.4%
Return on assets
1.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
19 d early
2022
80 d early
2021
9 d early
2020
1 d early
2019
91 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.46M▲ 1.5%
2024 · €2.42M
2018: €2.35M
2019: €2.36M
2020: €2.35M
2021: €2.33M
2022: €2.33M
2023: €2.38M
2024: €2.42M
2018 → 2025
Total assets
€2.50M▲ 1.4%
2024 · €2.46M
2018: €2.74M
2019: €2.54M
2020: €2.51M
2021: €2.43M
2022: €2.44M
2023: €2.44M
2024: €2.46M
2018 → 2025
Net result
€37k▼ 22.1%
2024 · €47k
2018: €16k
2019: €7k
2020: €-4k
2021: €34k
2022: €23k
2023: €88k
2024: €47k
2018 → 2025
Working capital
€150k▲ 36.8%
2024 · €110k
2018: €-48k
2019: €-38k
2020: €-31k
2021: €18k
2022: €19k
2023: €59k
2024: €110k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.33M-€2.33M▲ 0.1%€2.38M▲ 1.9%€2.42M▲ 2.0%€2.46M▲ 1.5%
Operating result€49k-€34k▼ 30.3%€117k▲ 241%€71k▼ 39.5%€36k▼ 49.3%
Net result€34k-€23k▼ 33.6%€88k▲ 289%€47k▼ 46.8%€37k▼ 22.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.50M
Fixed assets
€2.31M▼ 0.2%
Current assets
€189k▲ 25.4%
Equity and liabilities €2.50M
Equity
€2.46M▲ 1.5%
Debt
€39k▼ 4.5%
The debt ratio falls from 1.7% to 1.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€40k▼
2024 · €75k
Cash flow
€40k▼
2024 · €51k
Solvency
98.4%▲
2024 · 98.3%
Current ratio
4.84▲
2024 · 3.67
Quick ratio
4.84▲
2024 · 3.67
Debt / equity
0.02▼
2024 · 0.02
ROE
1.5%▼
2024 · 1.9%
ROA
1.5%▼
2024 · 1.9%
Interest coverage
4.95▼
2024 · 69.17
Debt
€39k▼
2024 · €41k
Debt ≤ 1 year
€39k▼
2024 · €41k
Income taxes
€17k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.46M€2.50M▲
Fixed assets21/28€2.31M€2.31M▼
Tangible fixed assets22/27€59k€56k▼
Land and buildings22€59k€56k▼
Financial fixed assets28€2.25M€2.25M=
Current assets29/58€151k€189k▲
Amounts receivable within one year40/41€139k€179k▲
Trade receivables40€18k€0▼
Other amounts receivable41€121k€179k▲
Cash at bank and in hand54/58€12k€10k▼
Equity and liabilities
Total equity and liabilities10/49€2.46M€2.50M▲
Equity10/15€2.42M€2.46M▲
Contributions10/11€2.10M€2.10M=
Reserves13€322k€359k▲
Distributable reserves133€322k€359k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€41k€39k▼
Amounts payable within one year42/48€41k€39k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€222€840▲
Suppliers440/4€222€840▲
Taxes, remuneration and social security45€24k€23k▼
Taxes450/3€24k€23k▼
Other amounts payable47/48€17k€16k▼
Accrued charges and deferred income492/3€107€331▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€4k€4k▲
Gross operating margin9900€79k€44k▼
Operating profit (loss)9901€71k€36k▼
Financial income75/76B€4€25k▲
Recurring financial income75€4€25k▲
Financial charges65/66B€1k€8k▲
Recurring financial charges65€1k€8k▲
Profit (loss) for the period before taxes9903€70k€53k▼
Income taxes67/77€23k€17k▼
Profit (loss) for the period9904€47k€37k▼
Profit (loss) for the period to be appropriated9905€47k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€37k▼
Transfer from equity791/2€0-
Transfer to equity691/2€47k€37k▼
To other reserves6921€47k€37k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €88k ▲289%
Operating result €117k, net result €88k, both a record.
09-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-4k ▼158%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
18-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
28-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zuidstraat 1491000 BrusselGround area
523 m²
Building footprint
524 m²
Volume, LiDAR
5,499 m³
2 parcels, Brussels, Flanders · tallest building 26.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Spiders
since 20072.167.669.094
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71022H0983/00G000 | Flanders | 374 m² | 1 · 375 m² | 14.4 m · 2 fl. |
| 21809K0065/00T013 | Brussels | 149 m² | 1 · 149 m² | 26.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VASTIA
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BOSSU INVEST
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Of 7,287 companies in sector 68110 we hold annual accounts for 5,352. 2,456 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2007
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
69109Other legal services
70210Activities of head offices; management consultancy activities
73110Advertising agencies
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.