Result
€173,887 €173,887
Back in profit in 2025, after a loss of €263,117 in 2024.
SPEELHAL.NET
Lifetime
20 annual accounts with figures on one time axis, 35 filings since 1991peak €2.7m (2024)
€2.5m▼ 7.9%
lowest -€263,117 (2024)
€173,887▲ €437,003
peak €1.4m (2023)
€1.3m▲ 15.4%
€376,843▼ 65.6%
peak 22.1 FTE (2024)
20.2 FTE▼ 8.6%
Board12 names since 2011
2 directorsODDS & OVERLAY and 1 other
Owners2 names in the annual accounts
100%NGG and 1 other
Documentsfilings and deeds
09-06-202652 days before the deadline
2025abbreviated format
Back to profit: €173,887Staff from 22.1 FTE to 20.2 FTE1 statutory auditor appointed, 1 director resigning, 1 resign… 12-11Registered office moved within Erembodegem 11-06Appointment: KPMG bedrijfsrevisoren (statutory auditor) 11-06Equity from €1.1m to €1.3m
Key points
from the 2025 annual accountsInvestments
€3,217 0.0 × depreciation
Green is investment, beige is depreciation.
Staff
21 employees on 31-12-2025
In 2025, 93 people joined and 90 left.
Liquidity
3.93 was 1.64 in 2024
Short-term debts fell from €1.1m to €376,843.
Filings
35 annual accounts since 1991
The last five annual accounts were filed 31 to 55 days before the end of the period.
At the same address
60 companies
Checked score
89
Excellent
Financially stronger than 68% of small companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 1,123 companies (NACE 82, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%lowest value
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025lowest value
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 1.0%▲ +0.8 percentage points vs 06-2025
08-2025: 1.0%● unchanged vs 07-2025
09-2025: 1.0%● unchanged vs 08-2025
10-2025: 1.0%● unchanged vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026
04-2026: 1.1%▲ +0.1 percentage points vs 03-2026highest value
05-2026: 1.1%● unchanged vs 04-2026
06-2026: 1.1%● unchanged vs 05-2026
07-2026: 0.2%▼ -0.9 percentage points vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
Liquidity: current ratio 3.93, cash €5,080
lowers risk
Founded in 1990
Profit of €173,887 (financial year 2025)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, small). It does better than 89% of them on solvency, 31% on liquidity, 80% on profitability and 71% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as SPEELHAL.NET has now. Each dot stands for 51 companies, two years later.
95.0%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of SPEELHAL.NET itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for SPEELHAL.NET. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €110,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.93 (1.64 in 2024), above the usual 1.5. Short-term debt is 22.5% and cash 0.3% of total assets. 22.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 days early
2024
55 days early
2023
50 days early
2022
45 days early
2021
31 days early
2020
43 days early
2019
43 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 46 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- NGG 100%equity -€17.2m (2025) · annual accounts 2025
- SB Lux TopCo S.à.r.l. consolidatesannual accounts 2025
Recent changes
1 statutory auditor appointed, 1 director resigning, 1 resignation
Resignations: Eamonn O'Loughlin and KPMG Bedrijfsrevisoren (statutory auditor) · Appointment: Deloitte Bedrijfsrevisoren (statutory auditor) · Director discharge: Eamonn O'Loughlin · General meeting of 29-08-2025 · Gazette deed
Registered office moved within Erembodegem
New registered office: Korte Keppestraat 23 te 9320 Erembodegem · Previous registered office: Korte Keppestraat 23/6 te 9320 Erembodegem · Appointment: Pivanto BV (day-to-day manager) · Board meeting of 30-01-2025 · Gazette deed
Appointment: KPMG bedrijfsrevisoren (statutory auditor)
Permanent representative: Tom De Clercq · General meeting of 15-05-2024 · Gazette deed
Appointment: Pivanto BV (director)
Permanent representative: Philippe Joos · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SPEELHAL.NET Aalst | €1.7m | €2.5m | 77.5% | 20.2 |
| Management and Trading Corporation S.D. Hooglede | €2.0m | €2.5m | 30.5% | 23.8 |
| EMTEX Sint-Gillis-Waas | €1.6m | €2.2m | 49.8% | 17.5 |
| BUREAU VOOR TECHNISCHE STUDIËN De Haan | €2.0m | €1.9m | 14.2% | 17.1 |
| GREENPEACE EUROPEAN UNIT Etterbeek | €1.3m | €2.3m | 25.6% | 16.6 |
| ATA IT Sint-Katelijne-Waver | €2.1m | €2.3m | 52.8% | 25.4 |
| APPLIA - Home Appliance Europe Woluwe-Saint-Lambert | €2.1m | €2.1m | 33.7% | 16.3 |
These companies have the same main activity as SPEELHAL.NET: other business support services (NACE 82990). They are comparable in size and age: total assets between €1.3m and €2.1m, founded between 1983 and 2001.
Official details
Source: KBO- Status
- Active since 01-06-1990Normal situation
- Registered office
- 61 active companies are registered at this addressSource: KBO register, as of 10 November 2026.
- Activity
- Other business support servicesNACE 82990and 3 others
- Joint committees
- 302Hotels and catering
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.048.799.2579320 Aalst, since 17-04-2002
- Financial year end
- 31 December
- Peppol
- Reachable since 01-08-2021
Annual accounts 2025
- ≈ €3.8mestimated
- €1.7m▼ 24.5%
- Employeeson 31-12-2025
- 21=
- Filing
- Filed on 09-06-2026, 52 days before the end of the filing period
Insights on SPEELHAL.NET
SPEELHAL.NET files the abbreviated format. That format states no turnover. The gross margin rose from -€11,597 in 2006 to €2.5m in 2025.
NGG holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SPEELHAL.NET
- What is the company number of SPEELHAL.NET?
- The company number of SPEELHAL.NET is 0440.906.471. The VAT number is the same number with BE in front: BE 0440.906.471.
- Where is SPEELHAL.NET based?
- The registered office is at Korte Keppestraat 23, 9320 Aalst.Company details
- What does SPEELHAL.NET do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of SPEELHAL.NET?
- SPEELHAL.NET is a public limited company (NV).
- When was SPEELHAL.NET founded?
- SPEELHAL.NET was founded on 01-06-1990.
- Is SPEELHAL.NET still active?
- Yes, SPEELHAL.NET is an active enterprise in the KBO register.
- How many employees does SPEELHAL.NET have?
- SPEELHAL.NET had an average of 20.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does SPEELHAL.NET fall under?
- In its 2025 annual accounts, SPEELHAL.NET states joint committees 302 (Hotels and catering) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of SPEELHAL.NET?
- The turnover in financial year 2025 is ≈ €3.8m. This figure is estimated from the gross margin of €2.5m and 40 comparable companies (NACE 82). It probably lies between €2.8m and €5.5m. In financial year 2022 turnover was €1.2m.
- Is SPEELHAL.NET profitable?
- In financial year 2025, SPEELHAL.NET made a profit of €173,887.
- Where can I find the annual accounts of SPEELHAL.NET?
- SPEELHAL.NET filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SPEELHAL.NET due?
- SPEELHAL.NET must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See the other companies in the same group.NGG · 56 companies
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