VIRTUALPRODUCTS

Active

Private limited companyfounded 2016active for 10 yearsIJzerenpoortkaai 3, 2000 Antwerpen, Belgium113 active companies are registered at this addressKBO/BCE: BE 0662.523.460

Summary

The annual accounts of VIRTUALPRODUCTS for financial year 2025 show a net loss of 105% of the equity at the start of that year. The 2025 annual accounts show equity of €302,822 and a net result of -€224,714. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 21,074 sector peers (NACE 62, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

VIRTUALPRODUCTSActiveChecked score 56/100

Risk analysis Report Compare

Activity

Computer programming

NACE 62100Video and film production, excluding cinema and television films NACE 59113

1 site

Size

€572,368total assets 2025

Staff: 2.6 FTE
Equity: €302,822
Loss: -€224,714

Turnover not published (micro format)

Financial health

56 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Sander De RoeckDirector
Joren JamarDirector
Geminae ConsultDirector · permanent representative Vital Schreurs

2025 accounts on time7 of 12 deeds summarised

Why 56raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €224,714, the second in a row (financial year 2025)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €572,368Liquidity: current ratio 3.14, cash €304,232Show the evidence

Checked score

Score 2025

56 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 52% of its sector peers (NACE 62, micro)

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 78+12

equity 52.9% of total assets

Liquidity 94+25

short-term debt 19.8% · cash 53.2%

Profitability 0=

return on assets -39.3%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,886 companies, NACE 62, micro)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.5%▲ +0.1 percentage points vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 1.2%▲ +0.6 percentage points vs 07-2025highest value 09-2025: 0.7%▼ -0.5 percentage points vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.3%▼ -0.4 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €16,000 on 30-day terms, only on tighter conditions

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity ample (current ratio 3.14, compared with 3.46 in 2024, above the usual 1.5; short-term debt: 19.8% and cash: 53.2% of total assets), and 47.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 46% on solvency, 83% on liquidity, 5% on profitability and 76% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Loss of €224,714, the second in a row (financial year 2025)

NBB · annual accounts

Sector: Computer programming, consultancy and related activities (NACE 62)

KBO

Size: total assets €572,368

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 3.14, cash €304,232

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2025

on the day

2024

29 days late

2023

33 days early

2022

6 days early

2021

30 days early

2020

1 day early

2019

38 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

27-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-07-2026 Annual accounts filedfinancial year 2025 · micro…
01-12-2025 Reappointments: Sander De Roeck (director) and…Appointment: Geminae Consult BV (bestuurder…
26-09-2025 Appointment: Jamar Joren (director)Power of attorney

Key points

Caution: Among the weakest 5% on net resultsector median €28,670 · 21,081 companies -€224,714 View
Branch transferred to NOCTALEScontribution on 24-07-2025 2025 View
Caution: 2 loss-making years in a rowloss financial year 2025 -€224,714 View
Positive: Equity rose in 2025from €213,741 to €302,822 ▲ 41.7% View
Flemish supportawarded from 2022 to 2025 €410,508 View
New directorlatest change 24-11-2025 · 3 in office 1 joined View

By topic

Financials

Financial year: 2025
Total assets: €572,368
Loss: -€224,714
Solvency: 52.9%

Total assets▲ 9.3%

Net result

20182025

Go to Financials

Board & ownership

Board: 3 members

Sander De RoeckDirector
Joren JamarDirector
Geminae ConsultDirector

Go to Board & ownership

Network & group

Connected companies: 2
Mergers and asset contributions: 1

Go to Network & group

Timeline

Events: 21
Since: 2018
Next accounts: by 31-07-2027

10-09-2025Resignation: Goossens Marijn (director)
29-08-2025Annual accounts filed
24-07-2025Capital & shares · Name · Restructuring

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Computer programmingNACE 62100
Founded: 13-09-2016
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 12

Purpose: “De creatie,realisatie en commercialisering van software oplossingen van welke aard ook…” (deed in Dutch)

Go to Articles of association

Key facts about VIRTUALPRODUCTS

What is the company number of VIRTUALPRODUCTS?: 0662.523.460. In Belgium the VAT number is the company number with BE in front: BE 0662.523.460.
Where is VIRTUALPRODUCTS based?: The registered office is at IJzerenpoortkaai 3, 2000 Antwerpen.Company details
What does VIRTUALPRODUCTS do?: According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of VIRTUALPRODUCTS?: Private limited company (BV).
When was VIRTUALPRODUCTS founded?: On 13-09-2016.
Is VIRTUALPRODUCTS still active?: Yes, VIRTUALPRODUCTS is an active enterprise in the KBO register.
How many employees does VIRTUALPRODUCTS have?: On average 2.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VIRTUALPRODUCTS?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is VIRTUALPRODUCTS profitable?: In financial year 2025, VIRTUALPRODUCTS made a loss of €224,714.
Where can I find the annual accounts of VIRTUALPRODUCTS?: VIRTUALPRODUCTS filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VIRTUALPRODUCTS due?: By 31-07-2027, for financial year 2026.Timeline