SOFT ART
ActiveSOFT ART has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €356k and a net result of €30k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 36.61 against 28.56 in 2024; short-term debt: 2.7% and cash: 36.4% of total assets), and 2.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.3%
Return on assets
8.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
13 d early
2023
71 d early
2022
56 d early
2021
68 d early
2020
26 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€356k▲ 9.3%
2024 · €326k
2018: €177k
2019: €200k
2020: €213k
2021: €234k
2022: €270k
2023: €296k
2024: €326k
2018 → 2025
Total assets
€366k▲ 8.5%
2024 · €337k
2018: €186k
2019: €203k
2020: €216k
2021: €241k
2022: €281k
2023: €306k
2024: €337k
2018 → 2025
Net result
€30k▲ 2.3%
2024 · €30k
2018: €15k
2019: €23k
2020: €13k
2021: €20k
2022: €36k
2023: €26k
2024: €30k
2018 → 2025
Working capital
€346k▲ 11.7%
2024 · €310k
2018: €161k
2019: €190k
2020: €206k
2021: €229k
2022: €269k
2023: €288k
2024: €310k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€234k-€270k▲ 15.6%€296k▲ 9.6%€326k▲ 10.0%€356k▲ 9.3%
Operating result€25k-€48k▲ 91.1%€36k▼ 24.8%€41k▲ 13.7%€41k▲ 0.2%
Net result€20k-€36k▲ 78.9%€26k▼ 29.2%€30k▲ 14.4%€30k▲ 2.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €366k
Fixed assets
€10k▼ 38.5%
Current assets
€356k▲ 10.8%
Equity and liabilities €366k
Equity
€356k▲ 9.3%
Debt
€10k▼ 13.6%
The debt ratio falls from 3.3% to 2.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€48k▲
2024 · €47k
Cash flow
€37k▲
2024 · €35k
Solvency
97.3%▲
2024 · 96.7%
Current ratio
36.61▲
2024 · 28.56
Quick ratio
36.61▲
2024 · 28.56
Debt / equity
0.03▼
2024 · 0.03
ROE
8.5%▼
2024 · 9.1%
ROA
8.3%▼
2024 · 8.8%
Interest coverage
630.28▲
2024 · 263.95
Debt
€10k▼
2024 · €11k
Debt ≤ 1 year
€10k▼
2024 · €11k
Income taxes
€12k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€337k€366k▲
Fixed assets21/28€15k€10k▼
Tangible fixed assets22/27€15k€10k▼
Plant, machinery and equipment23-€692
Furniture and vehicles24€15k€9k▼
Other tangible fixed assets26€388€0▼
Current assets29/58€321k€356k▲
Amounts receivable within one year40/41€12k€15k▲
Trade receivables40€11k€14k▲
Other amounts receivable41€1k€957▼
Current investments50/53€160k€208k▲
Cash at bank and in hand54/58€146k€133k▼
Deferred charges and accrued income490/1€4k€922▼
Equity and liabilities
Total equity and liabilities10/49€337k€366k▲
Equity10/15€326k€356k▲
Contributions10/11€12k€12k=
Reserves13€313k€344k▲
Distributable reserves133€313k€344k▲
Amounts payable17/49€11k€10k▼
Amounts payable within one year42/48€11k€10k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€3k€3k▼
Taxes450/3€3k€3k▼
Other amounts payable47/48€6k€6k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€505€585▲
Gross operating margin9900€47k€48k▲
Operating profit (loss)9901€41k€41k▲
Financial income75/76B€928€1k▲
Recurring financial income75€928€1k▲
Financial charges65/66B€176€76▼
Recurring financial charges65€176€76▼
Profit (loss) for the period before taxes9903€42k€42k▲
Income taxes67/77€12k€12k▼
Profit (loss) for the period9904€30k€30k▲
Profit (loss) for the period to be appropriated9905€30k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€30k▲
Transfer to equity691/2€30k€30k▲
To other reserves6921€30k€30k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €36k ▲78.9%
Operating result €48k, net result €36k, both a record.
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €13k ▼43.7%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 64.40
Current ratio from 19.75 to 64.40; short-term debt falls from €9k to €3k.
31-12
Financial
Equity above €200kEq €200k ▲13.3%
2 profitable years in a row build equity to €200k.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St.-Rochusstraat 1072490 BalenGround area
421 m²
Building footprint
103 m²
Volume, LiDAR
680 m³
Parcel 13342C0313/00G000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Soft Art
since 20062.154.987.731
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13342C0313/00G000 | Flanders | 421 m² | 1 · 102 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GEECON IT SOLUTIONS
BE 0429.941.513
Pelt · Eq €356k
ILOS
BE 0872.364.055
Zwalm · Eq €356k
Van der Elst Pascal
BE 0812.060.640
Kortrijk · Eq €356k
XCELLERATE
BE 0578.884.320
Wingene · Eq €356k
M3 SYSTEMS BELGIUM
BE 0870.498.190
Wavre · Eq €356k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 13,254 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2006
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
47400Retail sale of information and communication equipment
47410Retail trade
52487
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.