Result
€13,364 €13,364
Back in profit in 2026, after a loss of €72,150 in 2025.
SOFINPAC
Lifetime
19 annual accounts with figures on one time axis, 29 filings since 1996peak €121,898 (2011)
€68,504▼ 17.8%
lowest -€72,150 (2025)
€13,364▲ €85,514
peak €2.0m (2024)
€1.9m▲ 0.7%
€52,739▼ 38.9%
peak 2 FTE (2025)
2 FTEunchanged
Board4 names since 2024
4 directorsABREU MEJIAS Annelis and 3 others
Documentsfilings and deeds
11-09-202650 days before the deadline
2026financial year
Gross margin from €83,328 to €68,504Back to profit: €13,364Debts from €86,288 to €52,739Cash from €156,170 to €107,666
Key points
from the 2026 annual accountsFilings
29 annual accounts since 1996
The last five annual accounts were filed 29 to 60 days before the end of the period.
Position in the sector
97.3%
Higher solvency than 95% of companies in wholesale trade. Sector median 47.6% · 443 companies.
Checked score
95
Excellent
Financially stronger than 57% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,888 companies (NACE 46, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: 0.1%▲ +0.1 percentage points vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Founded in 1995
Equity €1.9m (97.3% of total assets)
Size: 2 FTE, total assets €2.0m
Legal form: public limited company
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 63% on liquidity, 32% on profitability and 44% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €180,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.05 (4.07 in 2025), above the usual 1.5. Short-term debt is 2.7% and cash 5.5% of total assets. 2.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 11-09-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
50 days early
2025
29 days early
2024
42 days early
2023
54 days early
2022
60 days early
2021
46 days early
2020
54 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 48 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 11 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
1 director appointed, 4 reappointments
Reappointments: WARGNY Jacqueline, Thierry Vanstichel, Sabine Vanstichel and ABREU MEJIAS Annelis · Appointment: Thierry Vanstichel (managing director) · “La constitution et la gestion d'un patrimoine immobilier; toutes les opérations relatives aux biens…” (deed in French) · General meeting of 08-01-2024 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0454598913
First establishment
Rue Saint-Martin 75, Ham-sur-Heure-Nalinnes
Incorporation
published on 21-03-1995 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SOFINPAC Ham-sur-Heure-Nalinnes | €2.0m | €68,504 | 97.3% | 2 |
| Neptune Coatings Ixelles | €2.5m | €122,972 | -0.1% | 1.7 |
| L.C.T. Spa | €1.3m | €173,391 | 43.2% | 1.6 |
| D.T.S. Braine-l'Alleud | €1.3m | €145,114 | 92.9% | 1.5 |
| EUROPRO Uccle | €1.0m | €43,463 | 87.7% | 1.1 |
| H.M. INTERNATIONAL Westerlo | €1.4m | €234,386 | 63.8% | 2 |
| SAVOS Bruges | €1.4m | €249,022 | 23.8% | 1.7 |
These companies have the same main activity as SOFINPAC: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €1m and €2.5m, founded between 1982 and 2002.
Official details
Source: KBO- Status
- Active since 28-02-1995Normal situation
- Activity
- Agents in non-specialised wholesale tradeNACE 46190and 1 other
- Establishment unit
- 2.070.600.9966120 Ham-sur-Heure-Nalinnes, since 09-03-1995
- Financial year end
- 31 March
- Peppol
- Reachable since 20-11-2020
Annual accounts to 31-03-2026
- ≈ €350,000estimated
- €2.0m▼ 1.0%
- Employeeson 31-03-2026
- 2
- Filing
- Filed on 11-09-2026, 50 days before the end of the filing period
Insights on SOFINPAC
SOFINPAC has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.9m and a net result of €13,364.
Equity has been stable since 2019 (±2% per year). Its solvency ranks better than 95% of 443 sector peers (NACE 46, financial year 2026).
The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SOFINPAC
- What is the company number of SOFINPAC?
- The company number of SOFINPAC is 0454.598.913. The VAT number is the same number with BE in front: BE 0454.598.913.
- Where is SOFINPAC based?
- The registered office is at Rue Saint-Martin 75, 6120 Ham-sur-Heure-Nalinnes.Company details
- What does SOFINPAC do?
- According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
- What is the legal form of SOFINPAC?
- SOFINPAC is a public limited company (NV).
- When was SOFINPAC founded?
- SOFINPAC was founded on 28-02-1995.
- Is SOFINPAC still active?
- Yes, SOFINPAC is an active enterprise in the KBO register.
- How many employees does SOFINPAC have?
- SOFINPAC had an average of 2 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
- What is the turnover of SOFINPAC?
- The turnover in financial year 2026 is ≈ €350,000. This figure is estimated from the gross margin of €68,504 and 40 comparable companies (NACE 461). It probably lies between €150,000 and €880,000. In financial year 2024 turnover was €184,713.
- Is SOFINPAC profitable?
- In financial year 2026, SOFINPAC made a profit of €13,364.
- Where can I find the annual accounts of SOFINPAC?
- SOFINPAC filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of SOFINPAC due?
- SOFINPAC must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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