SOFECOR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €709k and a net result of €11k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 95% of 7980 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
34 d early
2021
31 d late
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€709k▲ 1.5%
2024 · €698k
2018: €695k
2019: €692k
2020: €690k
2021: €695k
2022: €700k
2023: €713k
2024: €698k
2018 → 2025
Net result
€11k▼ 25.6%
2024 · €15k
2018: €1k
2019: €-3k
2020: €-2k
2021: €5k
2022: €6k
2023: €13k
2024: €15k
2018 → 2025
Total assets
€709k▲ 1.5%
2024 · €698k
2018: €695k
2019: €693k
2020: €693k
2021: €695k
2022: €700k
2023: €713k
2024: €698k
2018 → 2025
Solvency
100.0%=
2024 · 100.0%
2018: 99.9%
2019: 99.9%
2020: 99.6%
2021: 100.0%
2022: 100.0%
2023: 100.0%
2024: 100.0%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€695k-€700k▲ 0.8%€713k▲ 1.8%€698k▼ 2.0%€709k▲ 1.5%
Operating result€5k-€6k▲ 19.8%€13k▲ 124%€15k▲ 14.7%€11k▼ 25.1%
Net result€5k-€6k▲ 19.6%€13k▲ 126%€15k▲ 15.5%€11k▼ 25.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €709k
Fixed assets
€690k=
Current assets
€20k▲ 126%
Key figures and ratios
Solvency
100.0%=
2024 · 100.0%
ROE
1.5%▼
2024 · 2.1%
ROA
1.5%▼
2024 · 2.1%
Income taxes
€14▼
2024 · €26
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€698k€709k▲
Fixed assets21/28€690k€690k=
Tangible fixed assets22/27€299€150▼
Other tangible fixed assets26€299€150▼
Financial fixed assets28€690k€690k=
Current assets29/58€9k€20k▲
Amounts receivable within one year40/41€2k€1k▼
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€7k€18k▲
Equity and liabilities
Total equity and liabilities10/49€698k€709k▲
Equity10/15€698k€709k▲
Contributions10/11€452k€452k=
Reserves13€15k€15k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€232k€243k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€64-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€150€150=
Other operating charges640/8€387€400▲
Gross operating margin9900€15k€11k▼
Operating profit (loss)9901€15k€11k▼
Financial income75/76B€86€47▼
Recurring financial income75€86€47▼
Financial charges65/66B€105€140▲
Recurring financial charges65€105€140▲
Profit (loss) for the period before taxes9903€15k€11k▼
Income taxes67/77€26€14▼
Profit (loss) for the period9904€15k€11k▼
Profit (loss) for the period to be appropriated9905€15k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€232k€243k▲
Profit (loss) brought forward from the previous period14P€217k€232k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €15k ▲15.5%
Operating result €15k, net result €15k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €-3k ▼352%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tramstraat 241853 GrimbergenGround area
591 m²
Building footprint
227 m²
Volume, LiDAR
1,521 m³
Parcel 23084A0217/00Y006, Flanders · tallest building 13.1 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0217/00Y006 | Flanders | 591 m² | 1 · 227 m² | 13.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 13,314 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.