SOBEMA
ActiveSOBEMA has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.33M and a net result of €296k. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 58% of 12637 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
60
/ 100
Healthy▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency67▼-33
Growth58=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity short (current ratio 0.24 against 2.46 in 2024), and 35.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.5%
Return on assets
14.4%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 22-09-2025, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
9 d early
2023
54 d early
2022
39 d early
2021
2 d early
2020
36 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.33M▼ 23.3%
2024 · €1.73M
2019: €1.74M
2020: €1.90M
2021: €2.28M
2022: €1.74M
2023: €1.74M
2024: €1.73M
2019 → 2025
Total assets
€2.06M▲ 2.2%
2024 · €2.02M
2019: €1.79M
2020: €1.98M
2021: €2.38M
2022: €1.83M
2023: €1.89M
2024: €2.02M
2019 → 2025
Net result
€296k
2024 · €-2k
2019: €-105k
2020: €167k
2021: €375k
2022: €66k
2023: €702
2024: €-2k
2019 → 2025
Working capital
€-426k
2024 · €309k
2019: €325k
2020: €720k
2021: €1.84M
2022: €1.34M
2023: €881k
2024: €309k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.28M-€1.74M▼ 23.9%€1.74M=€1.73M▼ 0.1%€1.33M▼ 23.3%
Operating result€402k-€9k▼ 97.8%€902▼ 89.6%€-9k€397k
Net result€375k-€66k▼ 82.4%€702▼ 98.9%€-2k€296k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €397k after a loss of €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.06M
Fixed assets
€1.93M▲ 28.5%
Current assets
€138k▼ 73.6%
Equity and liabilities €2.06M
Equity
€1.33M▼ 23.3%
Provisions
€170k▲ 132%
Debt
€563k▲ 165%
The debt ratio rises from 10.5% to 27.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€446k▲
2024 · €15k
Cash flow
€345k▲
2024 · €22k
Solvency
64.5%▼
2024 · 85.9%
Current ratio
0.24▼
2024 · 2.46
Quick ratio
0.24▼
2024 · 2.46
Debt / equity
0.42▲
2024 · 0.12
ROE
22.3%▲
2024 · -0.1%
ROA
14.4%▲
2024 · -0.1%
Debt
€563k▲
2024 · €212k
Debt ≤ 1 year
€563k▲
2024 · €212k
Income taxes
€7k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.02M€2.06M▲
Fixed assets21/28€1.50M€1.93M▲
Tangible fixed assets22/27€1.49M€1.92M▲
Land and buildings22€1.49M€1.87M▲
Plant, machinery and equipment23-€3k
Furniture and vehicles24-€42k
Financial fixed assets28€10k€9k▼
Current assets29/58€521k€138k▼
Amounts receivable within one year40/41€101k€34k▼
Trade receivables40€13k€12k▼
Other amounts receivable41€88k€23k▼
Cash at bank and in hand54/58€420k€101k▼
Deferred charges and accrued income490/1€363€2k▲
Equity and liabilities
Total equity and liabilities10/49€2.02M€2.06M▲
Equity10/15€1.73M€1.33M▼
Contributions10/11€1.70M€1.00M▼
Reserves13€219k€509k▲
Tax-exempt reserves132€219k€509k▲
Profit (loss) carried forward14€-185k€-178k▲
Provisions and deferred taxes16€73k€170k▲
Deferred taxes168€73k€170k▲
Amounts payable17/49€212k€563k▲
Amounts payable within one year42/48€212k€563k▲
Trade debts44€60k€57k▼
Suppliers440/4€60k€57k▼
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€148k€504k▲
Income statement
Code20242025
Non-recurring operating income76A-€403k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€49k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€20k€451k▲
Operating profit (loss)9901€-9k€397k▲
Financial income75/76B€8k€3k▼
Recurring financial income75€8k€3k▼
Financial charges65/66B€587-
Recurring financial charges65€587-
Profit (loss) for the period before taxes9903€-1k€400k▲
Transfer from deferred taxes780€2k€4k▲
Transfer to deferred taxes680-€101k
Income taxes67/77€2k€7k▲
Profit (loss) for the period9904€-2k€296k▲
Transfer from tax-exempt reserves789€6k€12k▲
Transfer to tax-exempt reserves689-€302k
Profit (loss) for the period to be appropriated9905€5k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-185k€-178k▲
Profit (loss) brought forward from the previous period14P€-189k€-185k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €296k
Net result €296k after one loss-making year.
2024
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
07-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Highest result since 2019net €375k ▲124%
Operating result €402k, net result €375k, both a record.
31-03
Financial
Liquidity doublescurrent ratio 74.93
Current ratio from 31.39 to 74.93.
31-03
Financial
Equity above €2MEq €2.28M ▲19.7%
2 profitable years in a row build equity to €2.28M.
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Back to profitnet €167k
Net result €167k after one loss-making year.
31-03
Financial
Liquidity quadruplescurrent ratio 31.39
Current ratio from 7.25 to 31.39; short-term debt falls from €52k to €24k.
2019
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maalderijstraat 369700 OudenaardeGround area
1,249 m²
Building footprint
221 m²
Volume, LiDAR
1,242 m³
Parcel 45014A0503/00S000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Maalderijstraat 36, 9700 Oudenaarde
since 20122.214.323.819
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45014A0503/00S000 | Flanders | 1,248 m² | 1 · 221 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 269 EUR awarded · 269 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 269 EUR | 269 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
8945005NP0LXRZJCKZ72
Similar companies · same sector, comparable size
HLBa
BE 0460.733.766
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Vandaele - Beel
BE 0426.111.496
Oostende · Eq €1.31M
JANSSENS Jan
BE 0425.878.401
Tienen · Eq €1.30M
SATURNUS INVEST
BE 0808.789.562
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MARCOFIN
BE 0465.506.463
Gent · Eq €1.29M
Of 2,256 companies in sector 69209 we hold annual accounts for 1,089. 532 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-2011
Fiscal year end31-03
Activities, NACEBEL
69202Legal and accounting activities
69209Other tax advisory services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.