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SKVB

Active
Private limited companyfounded 2017active for 9 yearsHeivoort 23, 2491 Balen, BelgiumKBO/BCE: BE 0670.833.390
Summary

SKVB has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €694,308 and a net result of €172,165. Equity is growing by about 22% per year across the filed financial years. Its solvency ranks better than 74% of 9,591 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Other specialised construction activities
NACE 43990Activities of holding companies NACE 64210
1 site
Size
€1.1mtotal assets 2025
Equity
€694,308
Profit
€172,165
Turnover not published (abbreviated format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Holdings
3
Accounts 35 days early2 of 4 deeds read
Why 97raises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 2.25, cash €445,255Size: total assets €1.1mFigures for financial year 2025 (filed 26-06-2026)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 76% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency 90+4
equity 64.7% of total assets
Liquidity 84+37
short-term debt 35.0% · cash 41.5%
Profitability 89+75
return on assets 16.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,541 companies, NACE 43, micro)
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.25, compared with 0.5 in 2024; short-term debt: 35% and cash: 41.5% of total assets), and 35.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 70% on solvency, 82% on liquidity, 74% on profitability and 76% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 2.25, cash €445,255
NBB · annual accounts
lowers risk · Size: total assets €1.1m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 26-06-2026)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
35 days early
2024
25 days late
2023
20 days late
2022
19 days late
2021
16 days early
2020
19 days early
2019
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 August (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Capital & shares · RestructuringResignations: SKVB (director) and Stefan…
  3. RestructuringPermanent representatives: Vennekens, Stefan, Johan…

Key points

  • Positive: Back in profit in 2025after -€34,346 in 2024 €172,165 View
  • Positive: Among the best 16% on net resultsector median €27,714 · 9,584 companies €172,165 View
  • 2 restructurings since 2026latest: merger with BEPOL 2 View
  • Directors leftlatest change 25-06-2026 · 0 in office 2 left View

By topic

Financials

Financial year
2025
Total assets
€1.1m
Profit
€172,165
Solvency
64.7%
Total assets▲ 25.8%
Net result
20182025
Go to Financials

Timeline

Events
19
Since
2019
Next accounts
by 31-07-2027
  1. 31-12-2025Back to profit
  2. 31-12-2025Liquidity more than quadruples
  3. 25-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
07-02-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
3
Purpose
Voegwerken; Chappe en betonvloeren; Restaureren, reinigen en wassen van gebouwen, gevels…
Go to Articles of association

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