SkillTech
ActiveSkillTech has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €314k and a net result of €61k. Equity is growing by ~38.6% per year across the filed fiscal years. Its solvency ranks better than 80% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability89▼-11
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 13.94 against 16.79 in 2023; short-term debt: 6.6% and cash: 56.7% of total assets), and 15.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
84.8%
Return on assets
16.6%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
21 d late
2023
29 d late
2022
31 d late
2021
17 d late
2020
11 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€314k▲ 24.3%
2023 · €253k
2020: €50k
2021: €109k
2022: €173k
2023: €253k
2020 → 2024
Total assets
€370k▲ 19.3%
2023 · €310k
2020: €60k
2021: €136k
2022: €252k
2023: €310k
2020 → 2024
Net result
€61k▼ 23.1%
2023 · €80k
2020: €48k
2021: €59k
2022: €63k
2023: €80k
2020 → 2024
Working capital
€317k▲ 22.8%
2023 · €258k
2020: €46k
2021: €101k
2022: €214k
2023: €258k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€50k-€109k▲ 118%€173k▲ 57.9%€253k▲ 46.2%€314k▲ 24.3%
Operating result€61k-€75k▲ 23.8%€81k▲ 7.5%€102k▲ 25.8%€85k▼ 16.3%
Net result€48k-€59k▲ 23.4%€63k▲ 6.8%€80k▲ 25.9%€61k▼ 23.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 16% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €370k
Fixed assets
€28k▼ 20.7%
Current assets
€342k▲ 24.5%
Equity and liabilities €370k
Equity
€314k▲ 24.3%
Debt
€56k▼ 2.6%
The debt ratio falls from 18.6% to 15.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€94k▼
2023 · €107k
Cash flow
€70k▼
2023 · €85k
Solvency
84.8%▲
2023 · 81.4%
Current ratio
13.94▼
2023 · 16.79
Quick ratio
13.94▼
2023 · 16.79
Debt / equity
0.18▼
2023 · 0.23
ROE
19.5%▼
2023 · 31.6%
ROA
16.6%▼
2023 · 25.7%
Interest coverage
36.47▼
2023 · 52.95
Debt
€56k▼
2023 · €58k
Debt ≤ 1 year
€25k▲
2023 · €16k
Debt > 1 year
€32k▼
2023 · €41k
Income taxes
€21k▲
2023 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€310k€370k▲
Fixed assets21/28€36k€28k▼
Tangible fixed assets22/27€36k€28k▼
Land and buildings22€25k€24k▼
Plant, machinery and equipment23€1k€939▼
Furniture and vehicles24€9k€4k▼
Current assets29/58€275k€342k▲
Amounts receivable within one year40/41€50k€28k▼
Trade receivables40€36k€27k▼
Other amounts receivable41€14k€1k▼
Current investments50/53€100k€100k=
Cash at bank and in hand54/58€123k€210k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€310k€370k▲
Equity10/15€253k€314k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€251k€312k▲
Amounts payable17/49€58k€56k▼
Amounts payable after more than one year17€41k€32k▼
Financial debts170/4€41k€32k▼
Amounts payable within one year42/48€16k€25k▲
Current portion of amounts payable after more than one year42€7k€5k▼
Financial debts43-€6k
Credit institutions430/8-€6k
Other loans439-€24
Trade debts44-€301
Suppliers440/4-€301
Taxes, remuneration and social security45€7k€13k▲
Taxes450/3€7k€13k▲
Other amounts payable47/48€3k€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€9k▲
Other operating charges640/8€1k€753▼
Gross operating margin9900€108k€94k▼
Operating profit (loss)9901€102k€85k▼
Financial income75/76B€45€0▼
Recurring financial income75€45€0▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€100k€82k▼
Income taxes67/77€20k€21k▲
Profit (loss) for the period9904€80k€61k▼
Profit (loss) for the period to be appropriated9905€80k€61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€251k€312k▲
Profit (loss) brought forward from the previous period14P€171k€251k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Highest result since 2020net €80k ▲25.9%
Operating result €102k, net result €80k, both a record.
31-12
Financial
Equity above €200kEq €253k ▲46.2%
4 profitable years in a row build equity to €253k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €150kEq €173k ▲57.9%
3 profitable years in a row build equity to €173k.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
31-12
Financial
Equity above €100kEq €109k ▲118%
2 profitable years in a row build equity to €109k.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berkemei 822980 ZoerselGround area
431 m²
Building footprint
115 m²
Volume, LiDAR
488 m³
Parcel 11017B0332/00H000, Flanders · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SkillTech
since 20202.299.787.945
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11017B0332/00H000 | Flanders | 431 m² | 1 · 115 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FELQ
BE 0894.592.101
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Arcsom
BE 0882.128.391
Beersel · Eq €314k
PIMESA
BE 0829.240.132
Oupeye · Eq €314k
Arlo Solutions
BE 0673.773.084
Gent · Eq €314k
J&L
BE 0678.378.111
Beersel · Eq €314k
Of 29,997 companies in sector 62200 we hold annual accounts for 18,386. 13,628 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2020
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
43211General electrical installation work
47400Retail sale of information and communication equipment
47410Retail trade
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.