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SJC3D PIPING & CONSTRUCT

Active Private limited companyfounded 2023active for 3 yearsRue du Fond du Flo 25, 4621 FléronKBO/BCE: BE 0801.567.616 subsidiary of SJC3D

Lifetime

3 annual accounts with figures on one time axis
peak €495,976 (2025)
€495,976▲ 19×
lowest -€1,113 (2024)
€153,279▲ €154,392
peak €159,230 (2025)
€159,230▲ 27×
€175,460▲ 44×
peak 4.5 FTE (2025)
4.5 FTE▲ 543%
Board7 names since 2023
3 directorsPhilippe ANDRIEN and 2 others
Owners2 names in the annual accounts
100%SJC3D
Documentsfilings and deeds
09-07-202622 days before the deadline
2025abbreviated format
Gross margin from €25,735 to €495,976Back to profit: €153,279Staff from 0.7 FTE to 4.5 FTEEquity from €5,951 to €159,230Debts from €3,956 to €175,460Cash from €2,883 to €106,627

Key points

from the 2025 annual accounts

Turnover

≈ €1.2m estimated

The accounts state no turnover.

Debts

€175,460 ▲ 44×
Suppliers
+105,402
Taxes and wages
+66,102

Debts rose by €171,504 in 2025.

Investments

€1,239 5.4 × depreciation

Green is investment, beige is depreciation.

Staff

4.5 FTE ▲ 543%
0.720244.52025

More staff in 2025 from 0.7 FTE to 4.5 FTE.

Board

5 joined · 2 left

Board changed. Latest change 11-08-2026 · 5 in office.

Position in the sector

€153,279

Higher net result than 80% of companies in architecture and engineering. Sector median €27,060 · 2,563 companies.

Checked score

96
Excellent
Financially stronger than 71% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.4%▲ +0.1 percentage points vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025highest value 08-2025: 0.1%▼ -0.3 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

73-12equity 47.6% of total assets
63-5short-term debt 52.4% · cash 31.9%
100+91return on assets 45.8%

Score breakdown

raises risk
Size: 4.5 FTE, total assets €334,690
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 1.90, cash €106,627
Equity €159,230 (47.6% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 45% of them on solvency, 51% on liquidity, 88% on profitability and 99% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as SJC3D PIPING & CONSTRUCT has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of SJC3D PIPING & CONSTRUCT itself is lower: 0.1% within 12 months. It rests on far more data about SJC3D PIPING & CONSTRUCT than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for SJC3D PIPING & CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €15,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.9 (2.5 in 2024), above the usual 1.5. Short-term debt is 52.4% and cash 31.9% of total assets. However, 52.4% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Liquidity: current ratio 1.90, cash €106,627
NBB · annual accounts
lowers risk · Equity €159,230 (47.6% of total assets)
NBB · annual accounts
raises risk · Size: 4.5 FTE, total assets €334,690
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
22 days early
2024
2 days early
2023
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 13 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

PA
Director, since 09-05-2023
A
Director, Antoine Renier
H
Director, Pierre Hallot
LG
Director, Pierre LABALUE
UG
Director
  • SJC3D 100%score 87equity €225,101 (2025) · 2025 annual accounts of SJC3D
Board & ownership

Recent changes

5 directors appointed, 2 resignations Resignations: SJC and PHILIPPE ANDRIEN · Permanent representatives: Uriel Goffard, Philippe Andrien, Pierre LABALUE, Pierre Hallot and Antoine Renier · Appointments: LHR Group, Himap, ARIMA, Uriel Goffard and Philippe Andrien · General meeting of 14-07-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0801567616
Incorporation Founding capital of €5,000, 1,000 shares · Founder: SJC3D · Appointments: SJC (director) and Philippe ANDRIEN (director) · published on 11-05-2023 · Gazette deed
First establishment Rue du Fond du Flo 25, Fléron
All 11 events

Comparable companies

same main activity, similar in size and age
Company
SJC3D PIPING & CONSTRUCT Fléron €334,690 €495,976 47.6% 4.5
ROBUUST engineering Ghent €408,512 €395,624 27.8% 4.4
Beton+ Sint-Niklaas €303,734 €391,592 57.3% 3.8
CALCULA Aalst €431,918 €571,139 53.8% 4.7
LAPORTE EURO Ottignies-Louvain-la-Neuve €296,046 €453,775 -15.9% 4.4
BAIPS Nivelles €269,364 €478,272 -0.2% 5.3
Avalon Supply Chain Consulting Geel €389,347 €654,517 51.0% 7.2

These companies have the same main activity as SJC3D PIPING & CONSTRUCT: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €269,000 and €432,000, founded between 2021 and 2023.

Official details

Source: KBO
Status
Active since 09-05-2023Normal situation
Activity
Engineering and related technical consultancy, excluding land surveyorsNACE 71121and 5 others
Joint committees
111Metal, mechanical and electrical engineering
209White-collar workers in metal manufacturing · annual accounts 2025
Establishment unit
2.347.596.5724621 Fléron, since 09-05-2023
Financial year end
31 December
Peppol
Reachable since 24-05-2024
Company details

Annual accounts 2025

€334,690▲ 34×
Employeeson 31-12-2025
5
Filing
Filed on 09-07-2026, 22 days before the end of the filing period
Financials

Insights on SJC3D PIPING & CONSTRUCT

SJC3D PIPING & CONSTRUCT files the abbreviated format. That format states no turnover. The gross margin rose from €2,847 in 2023 to €495,976 in 2025.

SJC3D holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SJC3D PIPING & CONSTRUCT

What is the company number of SJC3D PIPING & CONSTRUCT?
The company number of SJC3D PIPING & CONSTRUCT is 0801.567.616. The VAT number is the same number with BE in front: BE 0801.567.616.
Where is SJC3D PIPING & CONSTRUCT based?
The registered office is at Rue du Fond du Flo 25, 4621 Fléron.Company details
What does SJC3D PIPING & CONSTRUCT do?
According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
What is the legal form of SJC3D PIPING & CONSTRUCT?
SJC3D PIPING & CONSTRUCT is a private limited company (BV).
When was SJC3D PIPING & CONSTRUCT founded?
SJC3D PIPING & CONSTRUCT was founded on 09-05-2023.
Is SJC3D PIPING & CONSTRUCT still active?
Yes, SJC3D PIPING & CONSTRUCT is an active enterprise in the KBO register.
How many employees does SJC3D PIPING & CONSTRUCT have?
SJC3D PIPING & CONSTRUCT had an average of 4.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does SJC3D PIPING & CONSTRUCT fall under?
In its 2025 annual accounts, SJC3D PIPING & CONSTRUCT states joint committees 111 (Metal, mechanical and electrical engineering) and 209 (White-collar workers in metal manufacturing).
What is the turnover of SJC3D PIPING & CONSTRUCT?
The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €495,976 and 35 comparable companies (NACE 711). It probably lies between €900,000 and €1.6m.
Is SJC3D PIPING & CONSTRUCT profitable?
In financial year 2025, SJC3D PIPING & CONSTRUCT made a profit of €153,279.
Where can I find the annual accounts of SJC3D PIPING & CONSTRUCT?
SJC3D PIPING & CONSTRUCT filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SJC3D PIPING & CONSTRUCT due?
SJC3D PIPING & CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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