Financials
- Fiscal year
- 2025
- Total assets
- €1.2m
- Loss
- -€16,028
- Solvency
- 30.4%
Total assets▲ 106%
Net result
20222025
SJANSAAR
ActiveSummary
SJANSAAR has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €377,721 and a net result of -€16,028. Equity is growing by ~26.6% per year across the filed fiscal years. Its solvency ranks better than 51% of 4286 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Activity
Cafés and bars
NACE 56301
1 site
Size
€1.2mtotal assets 2025
- Staff
- 1.5 FTE
- Equity
- €377,721
- Loss
- -€16,028
Turnover not published (abridged schema)
Structure
Accounts 16 d early0 of 1 deed read
Why 65- Founded in 2021- Sector Food and beverage service activities (NACE 56)+ Figures for FY 2025 (filed 15-07-2026)+ Size: 1.5 FTE, total assets €1.2mShow the evidence
Checked score
Score 2025
65
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 48% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
55-35
equity 30.4% of total assets
Liquidity
59-25
short-term debt 17.0% · cash 10.6%
Profitability
61-34
return on assets -1.3%
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.6%
12-2024: 0.6%● 0.0% vs 11-2024
01-2025: 0.5%▼ -12.0% vs 12-2024
02-2025: 0.5%▲ +1.0% vs 01-2025
03-2025: 0.5%● 0.0% vs 02-2025
04-2025: 0.5%▲ +1.4% vs 03-2025
05-2025: 0.5%▲ +2.8% vs 04-2025
06-2025: 0.5%▼ -4.7% vs 05-2025
07-2025: 0.4%▼ -27.3% vs 06-2025
08-2025: 0.4%● 0.0% vs 07-2025
09-2025: 0.4%● 0.0% vs 08-2025
10-2025: 0.4%● 0.0% vs 09-2025
11-2025: 0.4%▼ -0.6% vs 10-2025
12-2025: 0.4%● 0.0% vs 11-2025
01-2026: 0.4%▼ -0.3% vs 12-2025
02-2026: 0.4%● 0.0% vs 01-2026
03-2026: 0.3%▼ -1.1% vs 02-2026lowest value
04-2026: 0.4%▲ +15.0% vs 03-2026
05-2026: 0.4%▲ +11.8% vs 04-2026
06-2026: 0.5%▲ +22.6% vs 05-2026
07-2026: 0.7%▲ +19.9% vs 06-2026
08-2026: 1.2%▲ +75.5% vs 07-2026highest value
09-2026: 1.2%● 0.0% vs 08-2026highest value
10-2026: 1.2%● 0.0% vs 09-2026highest value
- Founded in 2021 raises the probability for this profile
- Sector Food and beverage service activities (NACE 56) raises the probability
- Figures for FY 2025 (filed 15-07-2026) lowers the probability
- Size: 1.5 FTE, total assets €1.2m lowers the probability for this profile
Credit up to €24,000 at 30 days acceptable
Liquidity tight (current ratio 1.03 against 2.82 in 2024; short-term debt: 17% and cash: 10.6% of total assets), and 69.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 51%, liquidity 63%, profitability 41%, growth against the median 36%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
16 d early
2024
64 d early
2023
84 d early
2022
55 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 55 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 June (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Incorporation · FounderFounding capital · Partner
- Weakest financial yearnet -€16,028
Key points
By topic
Timeline
- Events
- 7
- Since
- 2023
- Next accounts
- by 31-07-2027
- 15-07-2026Annual accounts filed
- 19-06-2026Incorporation · Founder
- 31-12-2025Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Cafés and barsNACE 56301
- Founded
- 15-11-2021
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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