Sil Beheer is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €71k and a net result of €12k. Equity is growing by ~20.5% per year across the filed fiscal years. Its solvency ranks better than 34% of 5521 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 d early
2024
51 d early
2023
49 d early
2022
47 d early
2021
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€71k▲ 21.3%
2024 · €58k
2021: €34k
2022: €35k
2023: €48k
2024: €58k
2021 → 2025
Net result
€12k▲ 26.1%
2024 · €10k
2021: €29k
2022: €960
2023: €13k
2024: €10k
2021 → 2025
Total assets
€211k▼ 3.7%
2024 · €220k
2021: €63k
2022: €165k
2023: €170k
2024: €220k
2021 → 2025
Solvency
33.4%▲ 6.9pp
2024 · 26.5%
2021: 54.2%
2022: 21.3%
2023: 28.4%
2024: 26.5%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€35k▲ 2.8%€48k▲ 37.2%€58k▲ 20.3%€71k▲ 21.3%
Operating result€37k-€2k▼ 93.6%€18k▲ 656%€15k▼ 16.7%€19k▲ 29.8%
Net result€29k-€960▼ 96.7%€13k▲ 1,266%€10k▼ 25.1%€12k▲ 26.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 30% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €211k
Fixed assets
€148k▼ 2.9%
Current assets
€63k▼ 5.5%
Equity and liabilities €211k
Equity
€71k▲ 21.3%
Debt
€141k▼ 12.7%
The debt ratio falls from 73.5% to 66.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
33.4%▲
2024 · 26.5%
ROE
17.5%▲
2024 · 16.9%
ROA
5.9%▲
2024 · 4.5%
Debt
€141k▼
2024 · €161k
Debt ≤ 1 year
€102k▼
2024 · €116k
Debt > 1 year
€39k▼
2024 · €45k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€220k€211k▼
Fixed assets21/28€153k€148k▼
Tangible fixed assets22/27€33k€28k▼
Furniture and vehicles24€1k€0▼
Other tangible fixed assets26€32k€28k▼
Financial fixed assets28€120k€120k=
Current assets29/58€67k€63k▼
Amounts receivable within one year40/41€65k€45k▼
Trade receivables40€65k€45k▼
Other amounts receivable41-€59
Cash at bank and in hand54/58€2k€19k▲
Equity and liabilities
Total equity and liabilities10/49€220k€211k▼
Equity10/15€58k€71k▲
Contributions10/11€5k€5k=
Reserves13€53k€66k▲
Distributable reserves133€53k€66k▲
Amounts payable17/49€161k€141k▼
Amounts payable after more than one year17€45k€39k▼
Financial debts170/4€45k€39k▼
Amounts payable within one year42/48€116k€102k▼
Current portion of amounts payable after more than one year42€13k€13k▲
Trade debts44€23k€1k▼
Suppliers440/4€23k€1k▼
Taxes, remuneration and social security45€6k€10k▲
Taxes450/3€3k€7k▲
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€74k€78k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€4k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€25k€25k▼
Operating profit (loss)9901€15k€19k▲
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€13k€17k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€10k€12k▲
Profit (loss) for the period to be appropriated9905€10k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€12k▲
Transfer to equity691/2€10k€12k▲
To other reserves6921€10k€12k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €960 ▼96.7%
Net result drops to €960, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlamingstraat 42322 HoogstratenGround area
3,290 m²
Building footprint
177 m²
Volume, LiDAR
896 m³
Parcel 13024A0004/00E000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sil Beheer
since 20212.312.543.148
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13024A0004/00E000 | Flanders | 3,289 m² | 1 · 177 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SVAD
BE 0838.011.308
Bree · Eq €71k
Sánchez Consulting
BE 0785.971.895
Ranst · Eq €71k
Demuynck Management
BE 1010.497.894
Wevelgem · Eq €71k
Posteros
BE 0798.637.424
Deinze · Eq €71k
Adriaens Michaël
BE 0544.635.006
Aarschot · Eq €71k
Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 11,418 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2021
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.