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SERVICES@WORK

Active Private limited companyfounded 2009active for 17 yearsKrekelenhoekstraat 34, 1820 SteenokkerzeelKBO/BCE: BE 0808.808.170

Lifetime

17 annual accounts with figures on one time axis
peak €142,559 (2012)
€131,349▲ 2.5%
lowest -€51,367 (2023)
€27,668▲ 60.3%
peak €182,066 (2022)
€175,623▲ 18.7%
€707,954▲ 3.2%
peak 2.5 FTE (2010)
-not published
Board2 names since 2021
1 directorVAN NUFFEL ANJA
Documentsfilings and deeds
29-05-202663 days before the deadline
2025micro format
Result from €17,256 to €27,668Equity from €147,955 to €175,623Investments €74,481Cash from €38,229 to €73,430

Key points

from the 2025 annual accounts

Turnover

≈ €440,000 estimated

The micro format states no turnover.

Debts

€707,954 80% of the balance sheet
Financial debts 83%Suppliers 4%Taxes and wages 2%Other 10%

Of this, €76,777 falls due within a year.

Investments

€74,481 2.1 × depreciation
20212022202320242025

Green is investment, beige is depreciation.

Liquidity

2.71 was 2.13 in 2024

Short-term debts fell from €92,743 to €76,777.

Filings

17 annual accounts since 2009
AprilJune31 JulyOctober2010201520202025

The last five annual accounts were filed 2 to 69 days before the end of the period.

Position in the sector

€175,623

More equity than 84% of companies in building services and landscaping. Sector median €44,713 · 5,734 companies.

Checked score

90
Excellent
Financially stronger than 44% of micro companies in building services and landscaping (NACE 81)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.9% across 7,709 companies (NACE 81, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.6%▲ +0.1 percentage points vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025highest value 05-2025: 0.5%▼ -0.1 percentage points vs 04-2025 06-2025: 0.2%▼ -0.3 percentage points vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026lowest value 08-2026: 0.2%● unchanged vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value

Financial strength
Average

45+2equity 19.9% of total assets
60+5short-term debt 8.7% · cash 8.3%
50+1return on assets 3.1%

Score breakdown

raises risk
Sector: Services to buildings and landscape activities (NACE 81)
lowers risk
Size: total assets €883,576
Figures for financial year 2025 (filed on 29-05-2026)
Founded in 2009
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 27% of them on solvency, 63% on liquidity, 22% on profitability and 64% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 4,508 companies had the same profile as SERVICES@WORK has now. Each dot stands for 12 companies, two years later.

96.9%
were still trading
1.6%
stopped another way
1.4%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of SERVICES@WORK itself is lower: 0.2% within 12 months. It rests on far more data about SERVICES@WORK than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,508 companies, not a prediction for SERVICES@WORK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €15,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.71 (2.13 in 2024), above the usual 1.5. Short-term debt is 8.7% and cash 8.3% of total assets. However, 80.1% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Services to buildings and landscape activities (NACE 81)
KBO
lowers risk · Size: total assets €883,576
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 29-05-2026)
NBB · annual accounts
lowers risk · Founded in 2009
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
63 days early
2024
69 days early
2023
65 days early
2022
59 days early
2021
2 days early
2020
60 days early
2019
37 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 51 days before the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 May (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VN
VAN NUFFEL ANJA
Director
  • PETILLION Philip Mike Tom Nicolas Bert 75 sharesdeed of 07-03-2022
  • VAN NUFFEL Anja August Willem 25 sharesdeed of 07-03-2022
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0808808170
Merger: Services@work takes over PETILLION PH Resignation: PETILLION Philip Mike Tom Nicolas Bert (manager) · “Consulting op het gebied van het beheer,management en marketing; Organisatie van poets- en onderhoudwerken…” (deed in Dutch) · The company holds 100 shares of PETILLION PH · General meeting of 07-02-2022 · Gazette deed
Merger proposal: SERVICES@WORK takes over Petillion Ph. Transfer of shares to SERVICES@WORK · PETILLION Philip holds 75 shares · VAN NUFFEL Anja holds 25 shares · Board meeting of 17-11-2021 · Gazette deed
Incorporation published on 14-01-2009 · Gazette deed
All 29 events

Comparable companies

same main activity, similar in size and age
Company
SERVICES@WORK Steenokkerzeel €0.9m €131,349 19.9% -
Herti01 Grimbergen €1.0m €110,993 -9.8% -
Dienstencompagnie Diepenbeek €0.8m €140,749 97.4% -
EXCLUSIVE CLEANING SERVICES Ravels €1.1m €122,245 15.0% 1.3
POVO SOLUTIONS Waregem €0.9m €118,328 59.7% -
BÜCHELER CONSULTING Liège €0.8m €108,586 91.3% -
TOP NET Dilbeek €0.6m €118,250 69.6% -

These companies have the same main activity as SERVICES@WORK: other building cleaning and industrial cleaning (NACE 81220). They are comparable in size and age: total assets between €584,000 and €1.1m, founded between 2006 and 2010.

Official details

Source: KBO
Status
Active since 02-01-2009Normal situation
Activity
Other building cleaning and industrial cleaningNACE 81220and 3 others
Joint committee
121Cleaning · annual accounts 2025
Establishment unit
2.175.281.6161850 Grimbergen, since 01-01-2009
Financial year end
31 December
Peppol
Reachable since 14-11-2025
Company details

Annual accounts 2025

€883,576▲ 5.9%
Filing
Filed on 29-05-2026, 63 days before the end of the filing period
Financials

Insights on SERVICES@WORK

SERVICES@WORK files the micro format. That format states no turnover. The gross margin rose from €6,549 in 2009 to €131,349 in 2025.

The balance sheet grew most in 2023 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SERVICES@WORK

What is the company number of SERVICES@WORK?
The company number of SERVICES@WORK is 0808.808.170. The VAT number is the same number with BE in front: BE 0808.808.170.
Where is SERVICES@WORK based?
The registered office is at Krekelenhoekstraat 34, 1820 Steenokkerzeel.Company details
What does SERVICES@WORK do?
According to the KBO register, the main activity is other building cleaning and industrial cleaning (NACE 81220).
What is the legal form of SERVICES@WORK?
SERVICES@WORK is a private limited company (BV).
When was SERVICES@WORK founded?
SERVICES@WORK was founded on 02-01-2009.
Is SERVICES@WORK still active?
Yes, SERVICES@WORK is an active enterprise in the KBO register.
How many employees does SERVICES@WORK have?
SERVICES@WORK had an average of 0.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does SERVICES@WORK fall under?
In its 2025 annual accounts, SERVICES@WORK states joint committee 121 (Cleaning).
What is the turnover of SERVICES@WORK?
The turnover in financial year 2025 is ≈ €440,000. This figure is estimated from the gross margin of €131,349 and 36 comparable companies (NACE 812). It probably lies between €250,000 and €770,000.
Is SERVICES@WORK profitable?
In financial year 2025, SERVICES@WORK made a profit of €27,668.
Where can I find the annual accounts of SERVICES@WORK?
SERVICES@WORK filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SERVICES@WORK due?
SERVICES@WORK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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