Equity
€211,921 ▲ 0.4%
SERECO has made a profit in every financial year since 2020.
SERECO
Lifetime
6 annual accounts with figures on one time axispeak €142,346 (2024)
€44,408▼ 17.5%
peak €133,444 (2024)
€896▼ 88.0%
peak €211,921 (2026)
€211,921▲ 0.4%
€791,566▼ 23.5%
Board1 name since 2019
-
Documentsfilings and deeds
01-11-20261 day late
2026abbreviated format
Gross margin from €53,822 to €44,408Result from €7,470 to €896Debts from €1.0m to €791,566Cash from €3,641 to €4,748
Key points
from the 2026 annual accountsTurnover
≈ €72,000 estimated
The accounts state no turnover.
Debts
€791,566 79% of the balance sheet
Financial debts 76%Suppliers 18%Taxes and wages 0%Other 6%
Of this, €188,782 falls due within a year.
2026 accounts filed 1 day after the deadline
Checked score
89
Excellent
Financially stronger than 42% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.3%▲ +0.1 percentage points vs 09-2025
11-2025: 0.5%▲ +0.2 percentage points vs 10-2025
12-2025: 0.3%▼ -0.2 percentage points vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.4%▲ +0.1 percentage points vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.6%▲ +0.2 percentage points vs 09-2026highest value
11-2026: 0.2%▼ -0.4 percentage points vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.34, cash €4,748
lowers risk
Size: total assets €1.0m
Sector: Real estate activities (NACE 68)
Figures for financial year 2026 (filed on 02-11-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 41% of them on solvency, 39% on liquidity, 41% on profitability and 47% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,372 companies had the same profile as SERECO has now. Each dot stands for 6 companies, two years later.
96.6%
were still trading
1.4%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SERECO itself is lower: 0.2% within 12 months. It rests on far more data about SERECO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,372 companies, not a prediction for SERECO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.34 (0.07 in 2025), below 1. Short-term debt is 18.8% and cash 0.5% of total assets. 78.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 01-11-2026, 1 day late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2026
1 day late
2025
1 day early
2024
2 days early
2023
1 day early
2021
24 days early
2020
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 5 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 30 October (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-03-2027 year end31-10-2027 deadline
Board and ownership
last known board- SEGERS Christophe Daniël 9,000 sharesdeed of 17-12-2019
- THE CHRISTOPHE SEGERS COMPANY 1,000 sharesdeed of 17-12-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0739559375
Algemene Vergadering - Boekjaar
Gazette deed
Registered office moved within Antwerp
New registered office: Zuidervelodroom 100 bus 201 2018 Antwerpen België · Previous registered office: Lange Koepoortstraat 41 2000 Antwerpen · Board meeting of 29-04-2022 · Gazette deed
Incorporation
Founding capital of €2,000, 10,000 shares · Founders: THE CHRISTOPHE SEGERS COMPANY and SEGERS Christophe Daniël · Appointment: SEGERS Christophe Daniël (director) · published on 17-12-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SERECO Antwerp | €1.0m | €44,408 | 21.1% | - |
| HP Gloriant Antwerp | €0.8m | €52,869 | 1.7% | - |
| DE BELVA INVEST Wavre | €1.0m | €38,716 | 33.3% | - |
| VZION Uccle | €1.1m | €44,537 | 11.1% | - |
| CHAPAU Bilzen-Hoeselt | €0.8m | €45,103 | 16.9% | - |
| IMMO REMICOURT Remicourt | €1.0m | €53,957 | 2.5% | - |
| HUIS VERMEIR Merchtem | €0.9m | €54,489 | 4.9% | - |
These companies have the same main activity as SERECO: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €835,000 and €1.1m, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 13-12-2019Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 1 other
- Establishment unit
- 2.299.349.2672018 Antwerp, since 13-12-2019
- Financial year end
- 31 March
- Peppol
- Reachable since 03-01-2026
Insights on SERECO
SERECO files the abbreviated format. That format states no turnover. The gross margin fell from €133,925 in 2020 to €44,408 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SERECO
- What is the company number of SERECO?
- The company number of SERECO is 0739.559.375. The VAT number is the same number with BE in front: BE 0739.559.375.
- Where is SERECO based?
- The registered office is at Zuidervelodroom 100, 2018 Antwerp.Company details
- What does SERECO do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of SERECO?
- SERECO is a private limited company (BV).
- When was SERECO founded?
- SERECO was founded on 13-12-2019.
- Is SERECO still active?
- Yes, SERECO is an active enterprise in the KBO register.
- What is the turnover of SERECO?
- The turnover in financial year 2026 is ≈ €72,000. This figure is estimated from the gross margin of €44,408 and 51 comparable companies (NACE 682). It probably lies between €54,000 and €110,000.Financials
- Is SERECO profitable?
- In financial year 2026, SERECO made a profit of €896.
- Where can I find the annual accounts of SERECO?
- SERECO filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of SERECO due?
- SERECO must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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