Result
€118,492 ▼ 39.3%
The result fell in 2026 from €195,178 to €118,492.
BERGERAERDE
Lifetime
19 annual accounts with figures on one time axispeak €213,289 (2015)
€190,878▼ 1.8%
lowest -€52,901 (2018)
€118,492▼ 39.3%
peak €964,380 (2026)
€964,380▲ 14.0%
€78,333▲ 40.4%
Board1 name since 2022
1 directorMeynen Ferdi
Owners
Documentsfilings and deeds
03-11-20263 days late
2026micro format
Result from €195,178 to €118,492Equity from €845,888 to €964,380Debts from €55,785 to €78,333
Key points
from the 2026 annual accountsTurnover
≈ €320,000 estimated
The micro format states no turnover.
Position in the sector
€964,380
More equity than 93% of companies in head offices and management consultancy. Sector median €94,418 · 1,504 companies.
2026 accounts filed 3 days after the deadline
Checked score
97
Excellent
Financially stronger than 74% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,555 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 12.25, cash €590,987
Equity €964,380 (92.5% of total assets)
Size: total assets €1.0m
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 97% on liquidity, 51% on profitability and 61% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as BERGERAERDE has now. Each dot stands for 51 companies, two years later.
95.0%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of BERGERAERDE itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for BERGERAERDE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €90,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 12.25 (14.55 in 2025), above the usual 1.5. Short-term debt is 7.5% and cash 56.7% of total assets. 7.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 03-11-2026, 3 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2026
3 days late
2025
1 day early
2024
31 days early
2023
43 days early
2022
39 days early
2021
24 days early
2020
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0883729683
Incorporation
published on 03-10-2006 · Gazette deed
First establishment
Kerkplein 31, Heist-op-den-Berg
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BERGERAERDE Heist-op-den-Berg | €1.0m | €190,878 | 92.5% | - |
| ALPHA FINANCIALS Zandhoven | €1.0m | €191,440 | 85.6% | - |
| FIMACS Kapellen | €1.1m | €204,385 | 97.0% | - |
| ELADO Bonheiden | €1.2m | €194,657 | 68.3% | - |
| FRATRES CARPE DIEM Westerlo | €1.0m | €179,253 | 95.8% | - |
| KNET Brasschaat | €1.0m | €180,809 | 37.7% | - |
| MO INVEST Antwerp | €1.0m | €166,787 | 30.9% | 0 |
These companies have the same main activity as BERGERAERDE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €989,000 and €1.2m, founded between 2004 and 2008.
Official details
Source: KBO- Status
- Active since 25-09-2006Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.156.984.9412220 Heist-op-den-Berg, since 25-09-2006
- Financial year end
- 31 March
- Peppol
- Reachable since 30-07-2025
Insights on BERGERAERDE
BERGERAERDE files the micro format. That format states no turnover. The gross margin rose from €28,820 in 2008 to €190,878 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BERGERAERDE
- What is the company number of BERGERAERDE?
- The company number of BERGERAERDE is 0883.729.683. The VAT number is the same number with BE in front: BE 0883.729.683.
- Where is BERGERAERDE based?
- The registered office is at Kerkplein 31, 2220 Heist-op-den-Berg.Company details
- What does BERGERAERDE do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of BERGERAERDE?
- BERGERAERDE is a private limited company (pre-2019) (BVBA).
- When was BERGERAERDE founded?
- BERGERAERDE was founded on 25-09-2006.
- Is BERGERAERDE still active?
- Yes, BERGERAERDE is an active enterprise in the KBO register.
- What is the turnover of BERGERAERDE?
- The turnover in financial year 2026 is ≈ €320,000. This figure is estimated from the gross margin of €190,878 and 109 comparable companies (NACE 70200). It probably lies between €270,000 and €390,000.Financials
- Is BERGERAERDE profitable?
- In financial year 2026, BERGERAERDE made a profit of €118,492.
- Where can I find the annual accounts of BERGERAERDE?
- BERGERAERDE filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of BERGERAERDE due?
- BERGERAERDE must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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