Equity
€976,408 ▼ 7.5%
SENTINALCO paid out €500,000 in dividends. That is 118% of the 2025 profit.
SENTINALCO
Lifetime
19 annual accounts with figures on one time axis, 26 filings since 2000peak €1.4m (2020)
€1.3m▲ 36.3%
lowest -€88,662 (2016)
€424,530▲ 190%
peak €1.1m (2009)
€976,408▼ 7.5%
€2.0m▲ 18.1%
peak 7.2 FTE (2025)
7.2 FTE▲ 5.9%
Board6 names since 2016
1 directorADESHA
Owners
100%NAMKHA
Documentsfilings and deeds
03-07-202628 days before the deadline
2025financial year
Gross margin from €960,891 to €1.3mResult from €146,266 to €424,5302 directors appointed, 1 resignation 28-04Dividend €500,000Debts from €1.7m to €2.0mCash from €65,672 to €87,403
Key points
from the 2025 annual accountsResult
€424,530 ▲ 190%
The result rose in 2025 from €146,266 to €424,530.
Turnover
≈ €5.5m estimated
The accounts state no turnover.
Staff
8 employees on 31-12-2025
In 2025, 3 people joined and 2 left.
Filings
26 annual accounts 27 filings since 2000
Five of the last ten came late. The 2019 accounts came latest: 70 days after the end of the period.
Position in the sector
€1.3m
Higher gross margin than 84% of companies in wholesale trade. Sector median €354,372 · 3,325 companies.
Checked score
85
Excellent
Financially stronger than 44% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,892 companies (NACE 46, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.4%▲ +0.1 percentage points vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.6%▲ +0.2 percentage points vs 06-2025
08-2025: 1.1%▲ +0.5 percentage points vs 07-2025highest value
09-2025: 0.2%▼ -0.9 percentage points vs 08-2025lowest value
10-2025: 0.2%● unchanged vs 09-2025lowest value
11-2025: 0.2%● unchanged vs 10-2025lowest value
12-2025: 0.2%● unchanged vs 11-2025lowest value
01-2026: 0.2%● unchanged vs 12-2025lowest value
02-2026: 0.2%● unchanged vs 01-2026lowest value
03-2026: 0.3%▲ +0.1 percentage points vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 1.43, cash €87,403
lowers risk
Founded in 1998
Figures for financial year 2025 (filed on 03-07-2026)
Profit of €424,530 (financial year 2025)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 43% of them on solvency, 22% on liquidity, 81% on profitability and 28% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as SENTINALCO has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SENTINALCO itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for SENTINALCO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €80,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.43 (1.73 in 2024), below the usual 1.5. Short-term debt is 58.6% and cash 3% of total assets. 66.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 days early
2024
2 days early
2023
on the day
2022
on the day
2021
25 days late
2020
9 days late
2019
70 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
2 directors appointed, 1 resignation
Appointments: Katarina Deschamps (day-to-day manager) and ADESHA SRL · Resignation: NAMKHA SRL · Permanent representative: Holvoet Jean-Patrick · Board meeting of 01-03-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0464746893
Reappointment: NAMKHA (director)
Permanent representative: Jean-Patrick Holvoet · Capital of €75,000, 125 shares · General meeting of 18-12-2020 · Gazette deed
3 directors resigning
Calu Management SRL, Lybeer Kate and Etienne Jean-Pierre · Director discharge: Calu Management SRL · Director discharge: Lybeer Kate · General meeting of 15-04-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SENTINALCO Tournai | - | - | 33.1% | 7.2 |
| ANTWERP LION OIL WORKS Antwerp | - | - | 85.5% | 8.1 |
| AERTS Lommel | - | - | 61.6% | 6.8 |
| Tronox Belgium Brussels | €1.2m | 7.4% | 77.4% | 4.5 |
| COLSAN Courcelles | - | - | 22.2% | 9.6 |
| KILLGERM BENELUX Turnhout | €8.9m | 6.2% | 82.3% | 11.9 |
| AVECOM Ghent | - | - | 75.2% | 8.1 |
These companies have the same main activity as SENTINALCO: wholesale of industrial chemicals (NACE 46851). They are comparable in size and age: total assets between €1.9m and €5.4m, founded between 1993 and 2004.
Official details
Source: KBO- Status
- Active since 07-12-1998Normal situation
- Activity
- Wholesale of industrial chemicalsNACE 46851and 1 other
- Joint committees
- 116Chemical industry
- 207White-collar workers in the chemical industry · annual accounts 2022
- Establishment unit
- 2.089.651.0067522 Tournai, since 16-12-1998
- Financial year end
- 31 December
- Peppol
- Reachable since 07-03-2025
Annual accounts 2025
- €3.0m▲ 8.1%
- Employeeson 31-12-2025
- 8▲ 14.3%
- Filing
- Filed on 03-07-2026, 28 days before the end of the filing period
Insights on SENTINALCO
SENTINALCO has existed since 1998. In 2020 the gross margin rose from €574,778 to €1.4m.
Solvency fell in 2025 from 38.6% to 33.1% because of the dividend.
NAMKHA holds all the shares. In April 2025, the Official Gazette published the appointment of Katarina Deschamps as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SENTINALCO
- What is the company number of SENTINALCO?
- The company number of SENTINALCO is 0464.746.893. The VAT number is the same number with BE in front: BE 0464.746.893.
- Where is SENTINALCO based?
- The registered office is at Rue de la Forêt 2, 7522 Tournai.Company details
- What does SENTINALCO do?
- According to the KBO register, the main activity is wholesale of industrial chemicals (NACE 46851).
- What is the legal form of SENTINALCO?
- SENTINALCO is a public limited company (NV).
- When was SENTINALCO founded?
- SENTINALCO was founded on 07-12-1998.
- Is SENTINALCO still active?
- Yes, SENTINALCO is an active enterprise in the KBO register.
- How many employees does SENTINALCO have?
- SENTINALCO had an average of 7.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does SENTINALCO fall under?
- In its 2022 annual accounts, SENTINALCO states joint committees 116 (Chemical industry) and 207 (White-collar workers in the chemical industry).
- What is the turnover of SENTINALCO?
- The turnover in financial year 2025 is ≈ €5.5m. This figure is estimated from the gross margin of €1.3m and 98 comparable companies (NACE 46). It probably lies between €3.3m and €9.3m.
- Is SENTINALCO profitable?
- In financial year 2025, SENTINALCO made a profit of €424,530.
- Where can I find the annual accounts of SENTINALCO?
- SENTINALCO filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SENTINALCO due?
- SENTINALCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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