Selectin Bouw & Technics
ActiveThe computed 12-month bankruptcy probability of Selectin Bouw & Technics is 5.4% (elevated). The 2025 annual accounts show negative equity (€-49k) and a net result of €-8k. Equity is shrinking by ~45.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 27451 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
12
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
5.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
18 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-49k
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 17-11-2025, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
17 d late
2024
30 d late
2023
on the day
2022
3 d late
2021
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€-49k▼ 18.0%
2024 · €-42k
2021: €2k
2022: €-27k
2023: €-26k
2024: €-42k
2021 → 2025
Total assets
€4k▲ 126%
2024 · €2k
2021: €14k
2022: €27k
2023: €42k
2024: €2k
2021 → 2025
Net result
€-8k▲ 51.5%
2024 · €-15k
2021: €-3k
2022: €-29k
2023: €666
2024: €-15k
2021 → 2025
Working capital
€-51k▼ 17.4%
2024 · €-43k
2021: €2k
2022: €-27k
2023: €-28k
2024: €-43k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2k-€-27k€-26k▲ 2.5%€-42k▼ 59.0%€-49k▼ 18.0%
Operating result€-3k-€-29k▼ 936%€1k€-15k€-7k▲ 52.8%
Net result€-3k-€-29k▼ 1,008%€666€-15k€-8k▲ 51.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €15k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4k
Fixed assets
€1k=
Current assets
€3k▲ 532%
Key figures and ratios
Debt
€53k▲
2024 · €43k
Debt ≤ 1 year
€53k▲
2024 · €43k
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2k€4k▲
Fixed assets21/28€1k€1k=
Financial fixed assets28€1k€1k=
Current assets29/58€426€3k▲
Amounts receivable within one year40/41€66€3k▲
Trade receivables40€0€3k▲
Other amounts receivable41€66-
Cash at bank and in hand54/58€360€77▼
Equity and liabilities
Total equity and liabilities10/49€2k€4k▲
Equity10/15€-42k€-49k▼
Contributions10/11€5k€5k=
Outside capital11€5k-
Other1109/19€5k-
Profit (loss) carried forward14€-47k€-54k▼
Amounts payable17/49€43k€53k▲
Amounts payable within one year42/48€43k€53k▲
Trade debts44€11k€5k▼
Suppliers440/4€11k€5k▼
Taxes, remuneration and social security45-€570
Taxes450/3-€570
Other amounts payable47/48€33k€48k▲
Income statement
Code20242025
Other operating charges640/8€673€500▼
Gross operating margin9900€-15k€-7k▲
Operating profit (loss)9901€-15k€-7k▲
Financial income75/76B€10€0▼
Recurring financial income75€10€0▼
Financial charges65/66B€121€252▲
Recurring financial charges65€121€252▲
Profit (loss) for the period before taxes9903€-15k€-8k▲
Profit (loss) for the period9904€-15k€-8k▲
Profit (loss) for the period to be appropriated9905€-15k€-8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-47k€-54k▼
Profit (loss) brought forward from the previous period14P€-31k€-47k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2024
30-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €666
Net result €666 after 2 loss-making years.
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
31-03
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
24-04-2020
Resigned as Director
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningin Astridlaan 359100 Sint-NiklaasGround area
132 m²
Building footprint
116 m²
Volume, LiDAR
776 m³
Parcel 46445D1588/00Y000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Selectin Bouw & Technics
since 20202.302.142.570
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46445D1588/00Y000 | Flanders | 132 m² | 1 · 115 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
6 connected companiesNetwork connections
Shared address
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Shared address
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Shared address
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Shared address
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Show 2 more network connections
Shared address
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Shared address
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Of 4,095 companies in sector 43240 we hold annual accounts for 1,631. 343 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2020
Fiscal year end31-03
Abbreviation NL
Selectin
Activities, NACEBEL
43240Other construction installation
43299Specialised construction activities
43211General electrical installation work
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.