Skip to content

SECUR

Active
Private limited companyfounded 200125 yrs activeMeensesteenweg 347, 8800 Roeselare, BelgiumKBO/BCE: BE 0474.297.732
Summary

SECUR has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €590,698 and a net result of €213,388. Equity is growing by ~5.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+26
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity short (current ratio 0.98 against 0.56 in 2024; short-term debt: 14.9% and cash: 3.5% of total assets), and 25.4% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 25 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
74.6%
Return on assets
26.9%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
34 d early
2023
40 d early
2022
35 d early
2021
37 d early
2020
61 d early
2019
52 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 33 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SECUR was incorporated on 8 March 2001.1 Total assets went from EUR 755,122 in 2018 to EUR 791,847 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€590,698▲ 21.3%
2024 · €486,890
Total assets
€791,847▲ 30.5%
2024 · €606,704
Net result
€213,388▲ 745%
2024 · €25,262
Working capital
-€2,702▲ 94.5%
2024 · -€48,716
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€43,725▲ 24.3%€41,712▼ 4.6%€44,307▲ 6.2%€41,969▼ 5.3%€301,000▲ 617%
Net result€25,112▲ 38.9%€23,440▼ 6.7%€24,393▲ 4.1%€25,262▲ 3.6%€213,388▲ 745%
Equity€413,795▲ 6.5%€437,235▲ 5.7%€461,628▲ 5.6%€486,890▲ 5.5%€590,698▲ 21.3%
Total assets€642,643▼ 13.3%€648,493▲ 0.9%€614,666▼ 5.2%€606,704▼ 1.3%€791,847▲ 30.5%
Debt€228,848▼ 35.1%€211,258▼ 7.7%€153,038▼ 27.6%€119,814▼ 21.7%€134,649▲ 12.4%
Working capital-€130,958▼ 118%-€99,453▲ 24.1%-€64,777▲ 34.9%-€48,716▲ 24.8%-€2,702▲ 94.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000Operating result 2021: €43,725€43,725Net result 2021: €25,112€25,112Operating result 2022: €41,712€41,712Net result 2022: €23,440€23,440Operating result 2023: €44,307€44,307Net result 2023: €24,393€24,393Operating result 2024: €41,969€41,969Net result 2024: €25,262€25,262Operating result 2025: €301,000€301,000Net result 2025: €213,388€213,38820212022202320242025€0€100,000€200,000€300,000Operating result 2023: €44,307€44,300Net result 2023: €24,393€24,400Operating result 2024: €41,969€42,000Net result 2024: €25,262€25,300Operating result 2025: €301,000€301,000Net result 2025: €213,388€213,000202320242025
The operating result recovers in 2025; 2025 is 617% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €791,847
Fixed assets €676,366 ▲ 24.0%
Current assets €115,481 ▲ 88.8%
Equity and liabilities €791,847
Equity €590,698 ▲ 21.3%
Provisions €66,500
Debt €134,649 ▲ 12.4%
Debt's share of the balance-sheet total falls from 19.7% to 17.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€320,610▲
2024 · €60,465
Cash flow
€232,998▲
2024 · €43,758
Current ratio
0.98▲
2024 · 0.56
Debt to equity
0.23▼
2024 · 0.25
ROE
36.1%▲
2024 · 5.2%
ROA
26.9%▲
2024 · 4.2%
Interest coverage
19.30▲
2024 · 6.73
Debt ≤ 1 year
€118,183▲
2024 · €109,883
Income taxes
€4,629▼
2024 · €8,421
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.2% went bankrupt
4.7% stopped otherwise
95% still going

For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet Code20242025
Assets
Total assets20/58€606,704€791,847▲
Fixed assets21/28€545,536€676,366▲
Tangible fixed assets22/27€545,536€676,366▲
Land and buildings22€545,536€676,366▲
Current assets29/58€61,168€115,481▲
Amounts receivable within one year40/41€8,677€85,604▲
Trade receivables40€965€233▼
Other amounts receivable41€7,712€85,371▲
Cash at bank and in hand54/58€50,592€27,582▼
Deferred charges and accrued income490/1€1,899€2,295▲
Equity and liabilities
Total equity and liabilities10/49€606,704€791,847▲
Equity10/15€486,890€590,698▲
Contributions10/11€286,150€286,150=
Reserves13€200,740€304,548▲
Tax-exempt reserves132-€199,501
Distributable reserves133€200,740€105,047▼
Profit (loss) carried forward14-€0
Provisions and deferred taxes16-€66,500
Deferred taxes168-€66,500
Amounts payable17/49€119,814€134,649▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€109,883€118,183▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€653€8,952▲
Suppliers440/4€653€8,952▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€109,231€109,231=
Accrued charges and deferred income492/3€9,931€16,466▲
Income statement Code20242025
Non-recurring operating income76A-€281,606
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18,496€19,610▲
Other operating charges640/8€7,543€9,974▲
Gross operating margin9900€68,008€330,584▲
Operating profit (loss)9901€41,969€301,000▲
Financial income75/76B€694€132▼
Recurring financial income75€694€132▼
Financial charges65/66B€8,981€16,615▲
Recurring financial charges65€8,981€16,615▲
Profit (loss) for the period before taxes9903€33,682€284,517▲
Transfer from deferred taxes780-€929
Transfer to deferred taxes680-€67,429
Income taxes67/77€8,421€4,629▼
Profit (loss) for the period9904€25,262€213,388▲
Transfer from tax-exempt reserves789-€2,786
Transfer to tax-exempt reserves689-€202,287
Profit (loss) for the period to be appropriated9905€25,262€13,887▼
Appropriation of the result
Profit (loss) to be appropriated9906€25,262€13,887▼
Transfer from equity791/2-€109,579
Transfer to equity691/2€25,262€13,887▼
To other reserves6921€25,262€13,887▼
Profit to be distributed694/7-€109,579
Return on contributions (dividend)694-€109,579

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A----€281,606-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18,496€18,496€18,496€18,496€19,610▲ 6.0%
Other operating charges640/8€6,996€7,197€7,257€7,543€9,974▲ 32.2%
Gross operating margin9900€69,218€67,405€70,061€68,008€330,584▲ 386%
Operating profit (loss)9901€43,725€41,712€44,307€41,969€301,000▲ 617%
Financial income75/76B€1,736€7€436€694€132▼ 80.9%
Recurring financial income75€1,736€7€436€694€132▼ 80.9%
Financial charges65/66B€8,650€7,363€8,922€8,981€16,615▲ 85.0%
Recurring financial charges65€8,650€7,363€8,922€8,981€16,615▲ 85.0%
Profit (loss) for the period before taxes9903€36,811€34,356€35,821€33,682€284,517▲ 745%
Transfer from deferred taxes780----€929-
Transfer to deferred taxes680----€67,429-
Income taxes67/77€11,700€10,916€11,428€8,421€4,629▼ 45.0%
Profit (loss) for the period9904€25,112€23,440€24,393€25,262€213,388▲ 745%
Transfer from tax-exempt reserves789----€2,786-
Transfer to tax-exempt reserves689----€202,287-
Profit (loss) for the period to be appropriated9905€25,112€23,440€24,393€25,262€13,887▼ 45.0%
Line20212022202320242025Change
Assets
Total assets20/58€642,643€648,493€614,666€606,704€791,847▲ 30.5%
Fixed assets21/28€601,025€582,529€564,033€545,536€676,366▲ 24.0%
Tangible fixed assets22/27€601,025€582,529€564,033€545,536€676,366▲ 24.0%
Land and buildings22€601,025€582,529€564,033€545,536€676,366▲ 24.0%
Current assets29/58€41,618€65,964€50,634€61,168€115,481▲ 88.8%
Amounts receivable within one year40/41-€5,954€29,642€8,677€85,604▲ 887%
Trade receivables40-€1,489€3,635€965€233▼ 75.8%
Other amounts receivable41-€4,464€26,007€7,712€85,371▲ 1,007%
Cash at bank and in hand54/58€41,449€59,830€19,093€50,592€27,582▼ 45.5%
Deferred charges and accrued income490/1€169€180€1,899€1,899€2,295▲ 20.9%
Equity and liabilities
Total equity and liabilities10/49€642,643€648,493€614,666€606,704€791,847▲ 30.5%
Equity10/15€413,795€437,235€461,628€486,890€590,698▲ 21.3%
Contributions10/11€286,150€286,150€286,150€286,150€286,150=
Reserves13€127,645€151,085€175,478€200,740€304,548▲ 51.7%
Non-distributable reserves130/1€22,015€22,015----
Reserves not available under the articles1311€22,015€22,015----
Tax-exempt reserves132----€199,501-
Distributable reserves133€105,630€129,070€175,478€200,740€105,047▼ 47.7%
Profit (loss) carried forward14----€0-
Provisions and deferred taxes16----€66,500-
Deferred taxes168----€66,500-
Amounts payable17/49€228,848€211,258€153,038€119,814€134,649▲ 12.4%
Amounts payable after more than one year17€50,508€39,917€29,688€0--
Financial debts170/4€50,508€39,917€29,688€0--
Amounts payable within one year42/48€172,576€165,417€115,411€109,883€118,183▲ 7.6%
Current portion of amounts payable after more than one year42€10,590€10,590€10,229€0--
Trade debts44€1,098€104-€653€8,952▲ 1,272%
Suppliers440/4€1,098€104-€653€8,952▲ 1,272%
Taxes, remuneration and social security45€13,254€5,116€1,428€0--
Taxes450/3€13,254€5,116€1,428€0--
Other amounts payable47/48€147,634€149,607€103,754€109,231€109,231=
Accrued charges and deferred income492/3€5,765€5,924€7,939€9,931€16,466▲ 65.8%
Line20212022202320242025Change
Profit (loss) for the period9904€25,112€23,440€24,393€25,262€213,388▲ 745%
+ Depreciation and write-downs630€18,496€18,496€18,496€18,496€19,610▲ 6.0%
Operating cash flow (approximation)€43,608€41,936€42,890€43,758€232,998▲ 432%
Investment in fixed assets (approximation)-€0€0€0-€150,440-
Change in cash-€18,381-€40,738€31,499-€23,010▼ 173%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial Highest result since 2018net €213,388 ▲745%
Operating result €301,000, net result €213,388, both a record.
31-12
Financial Equity above €500,000Eq €590,698 ▲21.3%
8 profitable years in a row build equity to €590,698.
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
09-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
06-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
06-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2001
seat establishment The establishment unit on the map
Ground area
4,441 m²
Building footprint
2,288 m²
Volume, LiDAR
11,458 m³
2 parcels, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Meenseheirweg 36, 8800 Roeselare
NACE 65231
since 20012.101.408.295
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36302B1210/00X002 Flanders 3,060 m² 1 · 1,958 m² 6.8 m · 2 fl.
36502B0550/00R000 Flanders 1,381 m² 1 · 329 m² 10.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded08-03-2001
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0474297732
Also 9925:BE0474297732

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.