SEBTRA
ActiveSEBTRA has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €352k and a net result of €-4k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 65% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▼-57
Solvency96▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.09 in 2024; short-term debt: 29.2% and cash: 0.2% of total assets), and 29.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
39 d late
2023
8 d late
2022
39 d late
2021
26 d early
2020
32 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€352k▼ 1.2%
2024 · €356k
2018: €316k
2019: €322k
2020: €318k
2021: €303k
2022: €321k
2023: €332k
2024: €356k
2018 → 2025
Total assets
€497k▲ 0.4%
2024 · €496k
2018: €592k
2019: €550k
2020: €535k
2021: €523k
2022: €510k
2023: €497k
2024: €496k
2018 → 2025
Net result
€-4k
2024 · €24k
2018: €-3k
2019: €6k
2020: €-4k
2021: €-15k
2022: €19k
2023: €11k
2024: €24k
2018 → 2025
Working capital
€-128k▼ 1.2%
2024 · €-127k
2018: €242k
2019: €-178k
2020: €-179k
2021: €-190k
2022: €-166k
2023: €-154k
2024: €-127k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€303k-€321k▲ 6.2%€332k▲ 3.3%€356k▲ 7.3%€352k▼ 1.2%
Operating result€-11k-€8k€18k▲ 137%€35k▲ 91.9%€-3k
Net result€-15k-€19k€11k▼ 43.7%€24k▲ 131%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €35k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €497k
Fixed assets
€480k▼ 0.6%
Current assets
€17k▲ 36.5%
Equity and liabilities €497k
Equity
€352k▼ 1.2%
Debt
€145k▲ 4.3%
The debt ratio rises from 28.1% to 29.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-498▼
2024 · €38k
Cash flow
€-2k▼
2024 · €27k
Solvency
70.8%▼
2024 · 71.9%
Current ratio
0.12▲
2024 · 0.09
Quick ratio
0.12▲
2024 · 0.09
Debt / equity
0.41▲
2024 · 0.39
ROE
-1.2%▼
2024 · 6.8%
ROA
-0.9%▼
2024 · 4.9%
Interest coverage
-0.55▼
2024 · 28.68
Debt
€145k▲
2024 · €139k
Debt ≤ 1 year
€145k▲
2024 · €139k
Income taxes
€120▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€496k€497k▲
Fixed assets21/28€483k€480k▼
Tangible fixed assets22/27€63k€60k▼
Land and buildings22€63k€60k▼
Financial fixed assets28€421k€421k=
Current assets29/58€12k€17k▲
Amounts receivable within one year40/41€11k€16k▲
Trade receivables40€11k€16k▲
Other amounts receivable41€268-
Cash at bank and in hand54/58€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€496k€497k▲
Equity10/15€356k€352k▼
Contributions10/11€19k€19k=
Reserves13€338k€338k=
Distributable reserves133€338k€338k=
Profit (loss) carried forward14-€-4k
Amounts payable17/49€139k€145k▲
Amounts payable within one year42/48€139k€145k▲
Financial debts43€1k€6k▲
Credit institutions430/8€1k€6k▲
Trade debts44€4k€13k▲
Suppliers440/4€4k€13k▲
Taxes, remuneration and social security45€14k€10k▼
Taxes450/3€14k€10k▼
Other amounts payable47/48€119k€117k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€1k€2k▲
Gross operating margin9900€39k€2k▼
Operating profit (loss)9901€35k€-3k▼
Financial income75/76B€289-
Recurring financial income75€289-
Financial charges65/66B€1k€912▼
Recurring financial charges65€1k€912▼
Profit (loss) for the period before taxes9903€34k€-4k▼
Income taxes67/77€9k€120▼
Profit (loss) for the period9904€24k€-4k▼
Profit (loss) for the period to be appropriated9905€24k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€-4k▼
Profit (loss) brought forward from the previous period14P€342-
Transfer to equity691/2€25k-
To other reserves6921€25k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 39 days late
2024
31-12
Financial
Highest result since 2018net €24k ▲131%
Operating result €35k, net result €24k, both a record.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
08-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 39 days late
2022
31-12
Financial
Back to profitnet €19k
Net result €19k after 2 loss-making years.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wielsbeke · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wielsbeeksestraat(O) 1118710 WielsbekeGround area
907 m²
Building footprint
166 m²
Volume, LiDAR
572 m³
Parcel 37017B0274/02_000, Flanders · tallest building 8.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SEBTRA
since 20052.149.619.374
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37017B0274/02_000 | Flanders | 907 m² | 1 · 166 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 37,182 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2004
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.