Schreppimmo
ActiveSchreppimmo has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €585k and a net result of €540k. Equity is growing by ~566.9% per year across the filed fiscal years. Its solvency ranks better than 58% of 9150 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+63
Solvency66▲+39
Growth78▲+20
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.24 against 1.21 in 2024; short-term debt: 20.9% and cash: 1.8% of total assets), and 58.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.2%
Return on assets
38%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-12-2025, 60 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
60 d early
2024
52 d early
2023
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€585k▲ 1,197%
2024 · €45k
2023: €47k
2024: €45k
2023 → 2025
Total assets
€1.42M▼ 39.8%
2024 · €2.36M
2023: €746k
2024: €2.36M
2023 → 2025
Net result
€540k
2024 · €-2k
2023: €-3k
2024: €-2k
2023 → 2025
Working capital
€-224k
2024 · €404k
2023: €547k
2024: €404k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€47k-€45k▼ 4.9%€585k▲ 1,197%
Operating result€-3k-€-2k▲ 20.0%€716k
Net result€-3k-€-2k▲ 11.3%€540k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €716k after a loss of €2k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.42M
Fixed assets
€1.35M
Current assets
€72k
Equity and liabilities €1.42M
Equity
€585k▲ 1,197%
Debt
€835k▼ 63.9%
The debt ratio falls from 98.1% to 58.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€757k
Cash flow
€580k
Solvency
41.2%▲
2024 · 1.9%
Current ratio
0.24▼
2024 · 1.21
Quick ratio
0.24▲
2024 · 0.24
Debt / equity
1.43▼
2024 · 51.37
ROE
92.3%▲
2024 · -5.2%
ROA
38.0%▲
2024 · -0.1%
Interest coverage
185.38
Debt
€835k▼
2024 · €2.31M
Debt ≤ 1 year
€296k▼
2024 · €1.96M
Debt > 1 year
€539k▲
2024 · €359k
Income taxes
€173k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.36M€1.42M▼
Fixed assets21/28-€1.35M
Tangible fixed assets22/27-€1.35M
Land and buildings22-€1.35M
Current assets29/58€2.36M€72k▼
Stocks and contracts in progress3€1.90M-
Stocks30/36€1.90M-
Amounts receivable within one year40/41€351k€46k▼
Trade receivables40€351k€46k▼
Other amounts receivable41-€294
Cash at bank and in hand54/58€112k€25k▼
Equity and liabilities
Total equity and liabilities10/49€2.36M€1.42M▼
Equity10/15€45k€585k▲
Contributions10/11€50k€50k=
Profit (loss) carried forward14€-5k€535k▲
Amounts payable17/49€2.31M€835k▼
Amounts payable after more than one year17€359k€539k▲
Financial debts170/4€359k€539k▲
Amounts payable within one year42/48€1.96M€296k▼
Current portion of amounts payable after more than one year42-€52k
Trade debts44€304k€64k▼
Suppliers440/4€304k€64k▼
Advances received on contracts in progress46€963k-
Taxes, remuneration and social security45€156k€173k▲
Taxes450/3€156k€173k▲
Other amounts payable47/48€534k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€41k
Other operating charges640/8€587€592▲
Gross operating margin9900€-2k€758k▲
Operating profit (loss)9901€-2k€716k▲
Financial income75/76B-€10
Recurring financial income75-€10
Financial charges65/66B€235€4k▲
Recurring financial charges65€235€4k▲
Profit (loss) for the period before taxes9903€-2k€712k▲
Income taxes67/77-€173k
Profit (loss) for the period9904€-2k€540k▲
Profit (loss) for the period to be appropriated9905€-2k€540k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€535k▲
Profit (loss) brought forward from the previous period14P€-3k€-5k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
02-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Back to profitnet €540k
Net result €540k after 2 loss-making years.
30-06
Financial
Equity above €500kEq €585k ▲1197%
Equity rises from €45k to €585k.
2024
10-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
12-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langvoort 5B2430 LaakdalGround area
6,554 m²
Building footprint
3,048 m²
Parcel 13045B1008/00E002, Flanders. Linked by address, not a title deed.
1 establishment unit
Schreppimmo
since 20222.334.735.362
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13045B1008/00E002 | Flanders | 6,554 m² | 1 · 3,048 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
F.I.S.BELGIUM
BE 0534.457.825
Hasselt · Eq €585k
Primmodec
BE 1015.944.940
Merelbeke-Melle · Eq €581k
SKILL ADVICE
BE 0882.426.222
Lebbeke · Eq €579k
VERTIGE ENTRE CIEL ET TERRE
BE 0478.575.630
Spa · Eq €579k
TILKIN SPORTS
BE 0416.570.161
Liège · Eq €592k
Of 1,292 companies in sector 68122 we hold annual accounts for 901. 574 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-07-2022
Fiscal year end30-06
Activities, NACEBEL
68122Development of non-residential building projects
68121Development of residential building projects
42990Civil engineering
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.