SAYRI
ActiveThe computed 12-month bankruptcy probability of SAYRI is 2.9% (moderate). The 2025 annual accounts show negative equity (€-16k) and a net result of €-5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 961 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
28
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth22=
Track record100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.46 against 0.33 in 2024; short-term debt: 216.8% and cash: 49.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-116.8%
Return on assets
-37.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-16k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
7 d late
2022
16 d late
2021
58 d late
2020
90 d late
2019
147 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€23k▲ 13.2%
2019 · €21k
2018: €50k
2019: €21k
2018 → 2025
EBIT margin
-20.5%▼ 51.5pp
2019 · 31.1%
2018: -0.2%
2019: 31.1%
2018 → 2025
Net result
€-5k▲ 57.0%
2024 · €-12k
2018: €242
2019: €7k
2020: €1k
2021: €129
2022: €-485
2023: €-61
2024: €-12k
2018 → 2025
Working capital
€-16k▼ 46.9%
2024 · €-11k
2018: €-2k
2019: €7k
2020: €8k
2021: €8k
2022: €2k
2023: €-14k
2024: €-11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€23k
Equity€9k-€2k▼ 74.3%€992▼ 55.8%€-11k€-16k▼ 46.9%
Operating result€-348-€-437▼ 25.7%€-12k€-5k▲ 60.0%
Net result€129-€-485€-61▲ 87.4%€-12k▼ 19,472%€-5k▲ 57.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €12k in 2024; the loss shrinks.
Key figures and ratios
Solvency
-116.8%▲
2024 · -200.9%
Current ratio
0.46▲
2024 · 0.33
Quick ratio
0.46▲
2024 · 0.33
Debt / equity
-1.86▼
2024 · -1.50
ROA
-37.3%▲
2024 · -219.2%
Debt
€30k▲
2024 · €16k
Debt ≤ 1 year
€30k▲
2024 · €16k
Income taxes
€240
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5k€14k▲
Current assets29/58€5k€14k▲
Amounts receivable within one year40/41-€7k
Trade receivables40-€7k
Cash at bank and in hand54/58€5k€7k▲
Equity and liabilities
Total equity and liabilities10/49€5k€14k▲
Equity10/15€-11k€-16k▼
Contributions10/11€11k€11k=
Reserves13€12€12=
Distributable reserves133€12€12=
Profit (loss) carried forward14€-22k€-27k▼
Amounts payable17/49€16k€30k▲
Amounts payable within one year42/48€16k€30k▲
Trade debts44-€9k
Suppliers440/4-€9k
Taxes, remuneration and social security45€54€10k▲
Taxes450/3€54€1k▲
Remuneration and social security454/9-€8k
Other amounts payable47/48€16k€11k▼
Income statement
Code20242025
Turnover70-€23k
Goods, raw materials, services and sundry goods60/61-€28k
Other operating charges640/8€12k€4▼
Gross operating margin9900-€-5k
Operating profit (loss)9901€-12k€-5k▲
Financial charges65/66B-€107
Recurring financial charges65-€107
Profit (loss) for the period before taxes9903€-12k€-5k▲
Income taxes67/77-€240
Profit (loss) for the period9904€-12k€-5k▲
Profit (loss) for the period to be appropriated9905€-12k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-27k▼
Profit (loss) brought forward from the previous period14P€-10k€-22k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 58 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
25-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 147 days late
2019
31-12
Financial
Highest result since 2018net €7k ▲2877%
Net result €7k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 2.22
Current ratio from 0.79 to 2.22; short-term debt falls from €11k to €6k.
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 9 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 14 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
19-06-2025
LAAROUSSI EL ALAMI Rachid: Resigned as Manager
28-02-2020
Ouahabi Mchich: Resigned as Managing director
30-06-2019
BEN TAOUET YASSINE: Resigned as Managing director
31-03-2017
DEVOS Jonathan Paul L.: Resigned as Managing director
02-04-2015
AÏT EL HADJ Jawad: Resigned as Manager
02-04-2015
LAAROUSSI EL ALAMI Otman: Resigned as Manager
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keizerslaan 101000 BrusselGround area
817 m²
Building footprint
488 m²
Volume, LiDAR
11,099 m³
2 parcels, Brussels · tallest building 27.7 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Menenstraat 14, 1080 Sint-Jans-Molenbeek
since 20102.186.606.563
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H1778/00D000 | Brussels | 670 m² | 1 · 488 m² | 27.7 m · 8 fl. |
| 21526D0148/00A008 | Brussels | 147 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
2 auditors| Ouahabi Mchich Statutory auditor | - → 30-09-2018 |
Show 1 earlier auditors
| TARIK MOHAMED Statutory auditor | - → 13-12-2018 |
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Of 1,725 companies in sector 52210 we hold annual accounts for 771. 72 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2010
Fiscal year end31-12
Activities, NACEBEL
49330On-demand passenger transport by chauffeured vehicle
52210Service activities incidental to land transportation
49310Scheduled passenger transport by road
49320Non-scheduled passenger transport by road
49390Land transport and transport via pipelines
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.