Result
-€39,824 -€39,824
From profit to loss in 2025, after a profit of €65,220 in 2024.
Saffron Sourcing
Lifetime
8 annual accounts with figures on one time axispeak €185,986 (2023)
-€27,761▼ €119,118
lowest -€39,824 (2025)
-€39,824▼ €105,044
peak €457,315 (2024)
€417,491▼ 8.7%
€3,567▼ 56.6%
Board2 names since 2018
2 directorsJohan LAUWERS and 1 other
Documentsfilings and deeds
04-07-202627 days before the deadline
2025micro format
Gross margin from €91,358 to -€27,761Loss of €39,824Debts from €8,215 to €3,567Investments €53,569Cash from €82,417 to €2,298
Key points
from the 2025 annual accountsInvestments
€53,569 4.7 × depreciation
Green is investment, beige is depreciation.
Position in the sector
-€39,824
Lower net result than 95% of companies in head offices and management consultancy. Sector median €27,142 · 39,376 companies.
Turnover not published (micro format)
Checked score
85
Excellent
Financially stronger than 40% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,568 companies (NACE 70, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.3 percentage points vs 07-2026highest value
09-2026: 0.3%● unchanged vs 08-2026highest value
10-2026: 0.3%● unchanged vs 09-2026highest value
11-2026: 0.3%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Loss of €39,824 (financial year 2025)
Liquidity: current ratio 104.63, cash €2,298, halved
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €421,058
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 37% on liquidity, 10% on profitability and 29% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,440 companies had the same profile as Saffron Sourcing has now. Each dot stands for 9 companies, two years later.
90.1%
were still trading
7.4%
stopped another way
2.3%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Saffron Sourcing itself is lower: 0.3% within 12 months. It rests on far more data about Saffron Sourcing than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,440 companies, not a prediction for Saffron Sourcing. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Short-term debt is 0.8% and cash 0.5% of total assets. 0.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
27 days early
2024
35 days early
2023
27 days late
2022
on the day
2021
52 days early
2020
2 days early
2019
11 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 14 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0687527783
Reappointments: Johan LAUWERS (director) and Simone WOHNHAAS (director)
“tekst zoals in extenso in geagendeerde verslag en hierna onder artikel 3 nieuwe gecoördineerde statuten” (deed in Dutch) · General meeting of 28-11-2023 · Gazette deed
Incorporation
published on 08-01-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Saffron Sourcing Bruges | €421,058 | -€27,761 | 99.2% | - |
| GUIAR Bruges | €427,454 | -€10,379 | 96.3% | - |
| General Management Agemans Knokke-Heist | €437,322 | -€20,250 | 50.5% | - |
| Dupont Health Solutions Zuienkerke | €339,618 | -€29,206 | 17.8% | - |
| Decoflor Kortrijk | €527,719 | -€43,837 | 27.8% | - |
| BOIS LIONNET Lasne | €440,499 | -€10,728 | 91.5% | - |
| DONJON Management Hannut | €402,087 | -€38,085 | -2.6% | - |
These companies have the same main activity as Saffron Sourcing: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €340,000 and €528,000, founded between 2016 and 2017.
Official details
Source: KBO- Status
- Active since 04-01-2018Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment units
- 2.271.840.8598000 Bruges, since 04-01-2018
- 2.271.840.9581000 Brussels, since 04-01-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 09-02-2026
Annual accounts 2025
- €421,058▼ 9.6%
- Filing
- Filed on 04-07-2026, 27 days before the end of the filing period
Insights on Saffron Sourcing
Saffron Sourcing files the micro format. That format states no turnover. The gross margin fell from €11,829 in 2018 to -€27,761 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Saffron Sourcing
- What is the company number of Saffron Sourcing?
- The company number of Saffron Sourcing is 0687.527.783. The VAT number is the same number with BE in front: BE 0687.527.783.
- Where is Saffron Sourcing based?
- The registered office is at Driezwanenstraat 9, 8000 Bruges.Company details
- What does Saffron Sourcing do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Saffron Sourcing?
- Saffron Sourcing is a private limited company (BV).
- When was Saffron Sourcing founded?
- Saffron Sourcing was founded on 04-01-2018.
- Is Saffron Sourcing still active?
- Yes, Saffron Sourcing is an active enterprise in the KBO register.
- What is the turnover of Saffron Sourcing?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is Saffron Sourcing profitable?
- In financial year 2025, Saffron Sourcing made a loss of €39,824.
- Where can I find the annual accounts of Saffron Sourcing?
- Saffron Sourcing filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Saffron Sourcing due?
- Saffron Sourcing must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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