Equity
-€252,818
Debts exceed assets in financial year 2025.
IMMO 33
Lifetime
20 annual accounts with figures on one time axis, 41 filings since 1985peak €1,400 (2014)
-not published
lowest -€5,614 (2007)
-€270▼ €357
peak -€247,584 (2007)
-€252,818▼ €270
€252,997▲ 0.1%
Board7 names since 2014
3 directorsIMMO 2020 SA and 2 others
Owners
Documentsfilings and deeds
06-07-202625 days before the deadline
2025abbreviated format
Loss of €270
Key points
from the 2025 annual accountsFilings
41 annual accounts since 1985
Three of the last ten came late. The 2016 accounts came latest: 21 days after the end of the period.
Turnover not published (abbreviated or micro format)
Checked score
54
Fair
Financially stronger than 22% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.7%▲ +0.1 percentage points vs 05-2025
07-2025: 0.8%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.2%▼ -0.6 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025lowest value
02-2026: 0.2%● unchanged vs 01-2026lowest value
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.3%▲ +0.1 percentage points vs 06-2026
08-2026: 0.7%▲ +0.4 percentage points vs 07-2026
09-2026: 0.7%● unchanged vs 08-2026
10-2026: 0.7%● unchanged vs 09-2026
11-2026: 0.7%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Loss of €270 (financial year 2025)
Negative equity -€252,818
No main activity registered
lowers risk
Size: total assets €178
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 5% of them on solvency, 35% on liquidity, 4% on profitability and 45% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,619 companies had the same profile as IMMO 33 has now. Each dot stands for 17 companies, two years later.
84.5%
were still trading
10.0%
stopped another way
4.5%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of IMMO 33 itself is lower: 0.7% within 12 months. It rests on far more data about IMMO 33 than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,619 companies, not a prediction for IMMO 33. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€252,818
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 days early
2024
21 days early
2023
23 days early
2022
20 days early
2021
31 days early
2020
25 days early
2019
3 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 20 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- IMMO 2020 SA 99.47%equity €2.2m (2025) · 2025 annual accounts of IMMO 2020 SA
Recent changes
3 directors appointed, 4 resignations
Resignations: Michel Bodson, PROMO 54 (managing director), Domenico Petta and HENOVA (managing director) · Permanent representatives: Emilio Petta, Guillaume Petta, Dominique Maréchal and Pauline Petta · Appointments: IMMO 2020 (managing director), P3 INVEST (managing director) and Pauline Petta · General meeting of 18-09-2020 · Gazette deed
First establishment
Rue des Meuneries 10, Herve
Official details
Source: KBO- Status
- Active since 29-11-1984Normal situation
- Registered office
- 36 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.026.347.3214650 Herve, since 29-11-1984
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- €178▲ 20.4%
- Filing
- Filed on 06-07-2026, 25 days before the end of the filing period
Insights on IMMO 33
IMMO 33 files the abbreviated format. That format states no turnover. The gross margin rose from -€691 in 2006 to €348 in 2024.
IMMO 2020 SA holds 99.47% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMMO 33
- What is the company number of IMMO 33?
- The company number of IMMO 33 is 0427.538.485. The VAT number is the same number with BE in front: BE 0427.538.485.
- Where is IMMO 33 based?
- The registered office is at Rue des Meuneries 10, 4650 Herve.Company details
- What is the legal form of IMMO 33?
- IMMO 33 is a public limited company (NV).
- When was IMMO 33 founded?
- IMMO 33 was founded on 29-11-1984.
- Is IMMO 33 still active?
- Yes, IMMO 33 is an active enterprise in the KBO register.
- What is the turnover of IMMO 33?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is IMMO 33 profitable?
- In financial year 2025, IMMO 33 made a loss of €270.
- Where can I find the annual accounts of IMMO 33?
- IMMO 33 filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMMO 33 due?
- IMMO 33 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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