Equity
€597,115 ▲ 4.7%
RUBICON CONSULTING has made a profit without a break since 2009.
RUBICON CONSULTING
Lifetime
18 annual accounts with figures on one time axispeak €133,915 (2019)
€85,345▲ 66.4%
lowest -€1,184 (2008)
€26,734▲ 106%
peak €597,115 (2025)
€597,115▲ 4.7%
€146,320▼ 28.1%
Board1 name since 2007
1 directorHamers Tom
Documentsfilings and deeds
29-09-202660 days late
2025micro format
Gross margin from €51,294 to €85,345Result from €12,983 to €26,734Debts from €203,471 to €146,320Cash from €58,294 to €15,807
Key points
from the 2025 annual accountsFilings
18 annual accounts since 2008
Ten of the last ten came late. The 2021 accounts came latest: 92 days after the end of the period.
Position in the sector
€597,115
More equity than 95% of companies in computer programming and consultancy. Sector median €69,062 · 21,212 companies.
Checked score
88
Excellent
Financially stronger than 50% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025lowest value
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.3%▲ +0.1 percentage points vs 09-2025
11-2025: 0.1%▼ -0.2 percentage points vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026highest value
10-2026: 0.2%▼ -0.1 percentage points vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 60 days late; 3 of the last 3 accounts late
Liquidity: current ratio 5.48, cash €15,807, halved
lowers risk
Size: total assets €743,435
Equity €597,115 (80.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 34% on liquidity, 32% on profitability and 50% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,049 companies had the same profile as RUBICON CONSULTING has now. Each dot stands for 16 companies, two years later.
95.9%
were still trading
3.6%
stopped another way
0.4%
went bankrupt
That fits the bankruptcy probability of RUBICON CONSULTING itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,049 companies, not a prediction for RUBICON CONSULTING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.48 (4.67 in 2024), above the usual 1.5. Short-term debt is 9.1% and cash 2.1% of total assets. 19.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
60 days late
2024
61 days late
2023
61 days late
2022
92 days late
2021
92 days late
2020
61 days late
2019
59 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 69 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0893945862
Amendment of the articles · Legal-form change · Resignations & appointments
Gazette deed
First establishment
Vlierstraat 49, Beveren-Kruibeke-Zwijndrecht
Incorporation
published on 14-12-2007 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RUBICON CONSULTING Beveren-Kruibeke-Zwijndrecht | €743,435 | €85,345 | 80.3% | - |
| Smart-HMC Lochristi | €648,251 | €90,214 | 40.5% | - |
| SOURCE-E Evergem | €719,448 | €80,868 | 53.8% | - |
| ERP Koensulting Bruges | €772,352 | €81,926 | 95.4% | - |
| YIPP Asse | €790,918 | €84,998 | 97.1% | - |
| ANAGKY Antwerp | €743,705 | €77,844 | -18.3% | - |
| Gijselsdotcom Edegem | €823,541 | €83,723 | 58.3% | - |
These companies have the same main activity as RUBICON CONSULTING: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €648,000 and €824,000, founded between 2007 and 2010.
Official details
Source: KBO- Status
- Active since 05-12-2007Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.169.006.1129120 Beveren-Kruibeke-Zwijndrecht, since 01-01-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 20-12-2025
Insights on RUBICON CONSULTING
RUBICON CONSULTING files the micro format. That format states no turnover. The gross margin fell from €92,978 in 2008 to €85,345 in 2025.
The balance sheet grew most from 2009 to 2011 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RUBICON CONSULTING
- What is the company number of RUBICON CONSULTING?
- The company number of RUBICON CONSULTING is 0893.945.862. The VAT number is the same number with BE in front: BE 0893.945.862.
- Where is RUBICON CONSULTING based?
- The registered office is at Vlierstraat 49, 9120 Beveren-Kruibeke-Zwijndrecht.Company details
- What does RUBICON CONSULTING do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of RUBICON CONSULTING?
- RUBICON CONSULTING is a private limited company (BV).
- When was RUBICON CONSULTING founded?
- RUBICON CONSULTING was founded on 05-12-2007.
- Is RUBICON CONSULTING still active?
- Yes, RUBICON CONSULTING is an active enterprise in the KBO register.
- What is the turnover of RUBICON CONSULTING?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €85,345 and 60 comparable companies (NACE 62200). It probably lies between €150,000 and €210,000.Financials
- Is RUBICON CONSULTING profitable?
- In financial year 2025, RUBICON CONSULTING made a profit of €26,734.
- Where can I find the annual accounts of RUBICON CONSULTING?
- RUBICON CONSULTING filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RUBICON CONSULTING due?
- RUBICON CONSULTING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.