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RS Zonhoven 37

Active Private limited companyfounded 2014active for 12 yearsHeuvenstraat 75, 3520 ZonhovenKBO/BCE: BE 0558.853.424 subsidiary of EFX#8 employer in Zonhoven, Wholesale and retail trade sector

Lifetime

10 annual accounts with figures on one time axis
peak €786,883 (2016)
€627,593▼ 4.8%
lowest -€108,587 (2022)
€27,652▼ 58.2%
peak €233,662 (2019)
€230,918▲ 12.6%
€855,369▼ 21.2%
peak 16.4 FTE (2020)
14.9 FTE▲ 4.9%
Board6 names since 2018
- 
Owners5 names in the annual accounts
100%EFX
Documentsfilings and deeds
30-01-20261 day before the deadline
2025abbreviated format
Result from €66,217 to €27,652Equity from €205,098 to €230,918Debts from €1.1m to €855,369Cash from €151,918 to €59,085

Key points

from the 2025 annual accounts

Equity

€230,918 ▲ 12.6%

RS Zonhoven 37 has made a profit without a break since 2023.

Turnover

≈ €6.0m estimated

The abbreviated format states no turnover.

Debts

€855,369 79% of the balance sheet
Financial debts 28%Suppliers 51%Taxes and wages 10%Other 11%

Of this, €601,848 falls due within a year.

Investments

€13,508 0.1 × depreciation
20222025

Green is investment, beige is depreciation.

Staff

29 employees on 30-06-2025
45245020221,3361,34320241,4741,4712025

In 2025, 1,474 short contracts started and 1,471 ended, on average 17 hours worked per contract. Staff averaged 15 full-time equivalents.

Filings

10 annual accounts 2 late
deadline20202025

The 2024 accounts came latest: 34 days after the end of the period.

Checked score

67
Healthy
Financially stronger than 49% of small companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 3,697 companies (NACE 47, small).

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.3% 01-2025: 1.5%▲ +0.2 percentage points vs 12-2024 02-2025: 0.9%▼ -0.6 percentage points vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 0.9%● unchanged vs 07-2025 09-2025: 0.8%▼ -0.1 percentage points vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025lowest value 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 1.0%▲ +0.2 percentage points vs 12-2025 02-2026: 1.5%▲ +0.5 percentage points vs 01-2026highest value 03-2026: 1.1%▼ -0.4 percentage points vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.0%▼ -0.1 percentage points vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.0%● unchanged vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 0.9%▼ -0.1 percentage points vs 09-2026 11-2026: 0.9%● unchanged vs 10-2026

Financial strength
Average

46+5equity 21.3% of total assets
28-6short-term debt 55.4% · cash 5.4%
72+7return on assets 2.5%

Score breakdown

raises risk
Size: 14.9 FTE, total assets €1.1m
Equity €230,918 (21.3% of total assets)
1 of the last 3 accounts late
lowers risk
Founded in 2014
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 37% of them on solvency, 28% on liquidity, 60% on profitability and 70% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 4,107 companies had the same profile as RS Zonhoven 37 has now. Each dot stands for 11 companies, two years later.

97.9%
were still trading
0.9%
stopped another way
1.0%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of RS Zonhoven 37 itself: 0.9% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,107 companies, not a prediction for RS Zonhoven 37. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €15,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.81 (0.77 in 2024), below 1. Short-term debt is 55.4% and cash 5.4% of total assets. 78.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Size: 14.9 FTE, total assets €1.1m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2014
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €230,918 (21.3% of total assets)
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €230,918
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
34 days late
2023
2 days early
2022
5 days early
2021
on the day
2020
11 days late
2019
49 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

last known board
AE
Director, last mentioned in 2022
E
Manager, until 2022
  • EFX 100%equity €591,037 (2025) · 2025 annual accounts of EFX
Board & ownership

Recent changes

Environmental permit granted Nieuwbouw of aanleggen, Nieuwbouw van bijgebouwen en niet overdekte lage constructie, Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Zonhoven
Registered in the Peppol Directory Reachable for e-invoices through 0208:0558853424
1 manager resigning, 1 director reappointed Resignation: EFX (director, formerly manager) · Permanent representative: ALEXIOU Efstratios · Reappointment: ALEXIOU Efstratios (director) · General meeting of 27-07-2022 · Gazette deed
Resignation: BL-Invest BV(BA) (director) Permanent representative: Bert Lambregts · Director discharge: BL-Invest BV(BA) · General meeting of 28-04-2021 · Gazette deed
All 23 events

Comparable companies

same main activity, similar in size and age
Company
RS Zonhoven 37 Zonhoven €1.1m €627,593 21.3% 14.9
SPAR EXPRESS SCHIERVEL Hasselt €1.0m €506,459 24.7% 17.4
'T GROEN STAMKE Antwerp €0.9m €616,218 9.7% 13.9
Elmy Harelbeke €1.0m €667,202 -58.7% 14.2
Raminter Ramillies €1.1m €461,862 58.2% 14.3
GROUP ELO Sint-Gillis (bij-Brussel) €0.8m €520,890 10.1% 14.5
BRUMON Dilsen-Stokkem €1.5m €782,382 21.3% 11.6

These companies have the same main activity as RS Zonhoven 37: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €835,000 and €1.5m, founded between 2013 and 2016.

Official details

Source: KBO
Status
Active since 06-08-2014Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110
Joint committee
201Independent retail · annual accounts 30-06-2023
Establishment unit
2.234.543.1713520 Zonhoven, since 06-08-2014
Financial year end
30 June
Peppol
Reachable since 18-03-2024
Company details

Annual accounts to 30-06-2025

€1.1m▼ 15.8%
Employeeson 30-06-2025
29▲ 11.5%
Filing
Filed on 30-01-2026, 1 day before the end of the filing period
Financials

Insights on RS Zonhoven 37

RS Zonhoven 37 files the abbreviated format. That format states no turnover. The gross margin fell from €786,883 in 2016 to €627,593 in 2025.

The balance sheet grew most from 2017 to 2019 through fixed assets, financed with long-term debt.

EFX holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about RS Zonhoven 37

What is the company number of RS Zonhoven 37?
The company number of RS Zonhoven 37 is 0558.853.424. The VAT number is the same number with BE in front: BE 0558.853.424.
Where is RS Zonhoven 37 based?
The registered office is at Heuvenstraat 75, 3520 Zonhoven.Company details
What does RS Zonhoven 37 do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of RS Zonhoven 37?
RS Zonhoven 37 is a private limited company (BV).
When was RS Zonhoven 37 founded?
RS Zonhoven 37 was founded on 06-08-2014.
Is RS Zonhoven 37 still active?
Yes, RS Zonhoven 37 is an active enterprise in the KBO register.
How many employees does RS Zonhoven 37 have?
RS Zonhoven 37 had an average of 14.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does RS Zonhoven 37 fall under?
In its 30-06-2023 annual accounts, RS Zonhoven 37 states joint committee 201 (Independent retail).
What is the turnover of RS Zonhoven 37?
The turnover in financial year 2025 is ≈ €6.0m. This figure is estimated from the gross margin of €627,593 and 42 comparable companies (NACE 47110). It probably lies between €5.0m and €8.0m.
Is RS Zonhoven 37 profitable?
In financial year 2025, RS Zonhoven 37 made a profit of €27,652.
Where can I find the annual accounts of RS Zonhoven 37?
RS Zonhoven 37 filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RS Zonhoven 37 due?
RS Zonhoven 37 must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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