Rowl
ActiveRowl has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €57k. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 70% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.4 against 3.91 in 2024; short-term debt: 22% and cash: 78.5% of total assets), and 23% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77%
Return on assets
56.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-04-2026, 98 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
98 d early
2024
8 d early
2023
8 d early
2022
6 d early
2021
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€77k▲ 27.2%
2024 · €61k
2021: €44k
2022: €92k
2023: €143k
2024: €61k
2021 → 2025
Total assets
€101k▲ 23.0%
2024 · €82k
2021: €57k
2022: €111k
2023: €166k
2024: €82k
2021 → 2025
Net result
€57k▲ 18.7%
2024 · €48k
2021: €31k
2022: €48k
2023: €51k
2024: €48k
2021 → 2025
Working capital
€75k▲ 27.0%
2024 · €59k
2021: €44k
2022: €92k
2023: €143k
2024: €59k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€92k▲ 110%€143k▲ 55.5%€61k▼ 57.5%€77k▲ 27.2%
Operating result€41k-€62k▲ 52.0%€65k▲ 6.0%€61k▼ 6.0%€74k▲ 20.2%
Net result€31k-€48k▲ 53.1%€51k▲ 6.3%€48k▼ 6.7%€57k▲ 18.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 20% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets
€3k▲ 45.4%
Current assets
€97k▲ 22.4%
Equity and liabilities €101k
Equity
€77k▲ 27.2%
Debt
€23k▲ 10.8%
The debt ratio falls from 25.6% to 23.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€75k▲
2024 · €63k
Cash flow
€58k▲
2024 · €49k
Solvency
77.0%▲
2024 · 74.4%
Current ratio
4.40▲
2024 · 3.91
Quick ratio
4.40▲
2024 · 3.91
Debt / equity
0.30▼
2024 · 0.34
ROE
73.1%▼
2024 · 78.4%
ROA
56.3%▼
2024 · 58.3%
Interest coverage
39.73▼
2024 · 62.74
Debt
€23k▲
2024 · €21k
Debt ≤ 1 year
€22k▲
2024 · €20k
Income taxes
€15k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€82k€101k▲
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€2k€3k▲
Land and buildings22-€1k
Furniture and vehicles24€2k€2k▲
Current assets29/58€79k€97k▲
Amounts receivable within one year40/41€25k€18k▼
Trade receivables40€25k€18k▼
Other amounts receivable41€336€11▼
Cash at bank and in hand54/58€53k€79k▲
Deferred charges and accrued income490/1€646€664▲
Equity and liabilities
Total equity and liabilities10/49€82k€101k▲
Equity10/15€61k€77k▲
Contributions10/11€13k€13k=
Reserves13€48k€65k▲
Distributable reserves133€48k€65k▲
Amounts payable17/49€21k€23k▲
Amounts payable within one year42/48€20k€22k▲
Trade debts44€698€2k▲
Suppliers440/4€698€2k▲
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€15k€19k▲
Accrued charges and deferred income492/3€608€1k▲
Income statement
Code20242025
Non-recurring operating income76A-€17k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€711€807▲
Gross operating margin9900€63k€76k▲
Operating profit (loss)9901€61k€74k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€998€2k▲
Recurring financial charges65€998€2k▲
Profit (loss) for the period before taxes9903€60k€72k▲
Income taxes67/77€13k€15k▲
Profit (loss) for the period9904€48k€57k▲
Profit (loss) for the period to be appropriated9905€48k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€48k€57k▲
Transfer from equity791/2€130k€40k▼
Transfer to equity691/2€48k€57k▲
To other reserves6921€48k€57k▲
Profit to be distributed694/7€130k€40k▼
Return on contributions (dividend)694€130k€40k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €57k ▲18.7%
Operating result €74k, net result €57k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €143k ▲55.5%
3 profitable years in a row build equity to €143k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bornstraat 243721 HasseltGround area
2,047 m²
Building footprint
157 m²
Parcel 73091B0102/00K000, Flanders. Linked by address, not a title deed.
1 establishment unit
Rowl
since 20202.310.540.691
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73091B0102/00K000 | Flanders | 2,047 m² | 1 · 157 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 357 EUR awarded · 357 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 357 EUR | 357 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 15,591 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2020
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.